Company Name:
BANKERS LIFE AND CASUALTY COMPANYCompany Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Phone:
3178176485Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1946-05-16
| Line |
Authorized Date |
| Accident and Health |
1946-05-16 |
| Life, annuities and endowments |
1946-05-16 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$0 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
4,563,228 |
$99,026,369 |
$100,643,515 |
$6,319 |
$47,957,270 |
$49,955,641 |
49.64% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.90% |
1,576 |
$3,736,278 |
$3,674,097 |
$0 |
$2,981,942 |
$2,870,451 |
78.13% |
| Missouri Total |
100.00% |
133,477 |
$196,644,545 |
$197,008,666 |
$0 |
$151,548,529 |
$151,674,760 |
76.99% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
17 |
$0 |
$0 |
$91,082 |
$0 |
|
| Missouri Total |
100.00% |
314,076 |
$1,215,358,820 |
$5,670,377 |
$445,542,674 |
$0 |
36.66% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
77 |
$9,156 |
$9,062 |
$0 |
$1,945 |
$3,405 |
37.57% |
| Missouri Total |
100.00% |
460,939 |
$56,610,700 |
$56,692,594 |
$0 |
$23,953,435 |
$23,581,126 |
41.59% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
48 |
$72,727 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
42,701 |
$122,821,821 |
$0 |
$37,761,413 |
$0 |
30.74% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
142 |
$83,172 |
$89,024 |
$0 |
$140,426 |
$80,819 |
90.78% |
| Missouri Total |
100.00% |
132,281 |
$105,542,504 |
$105,371,718 |
$6,950,961 |
$71,328,656 |
$74,759,002 |
70.95% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.11% |
1,432 |
$9,194,362 |
$0 |
$4,814,966 |
$0 |
52.37% |
| Missouri Total |
100.00% |
56,920 |
$825,068,718 |
$0 |
$347,149,984 |
$0 |
42.08% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.23% |
3,210 |
$3,611,664 |
$3,562,795 |
$561 |
$1,819,041 |
$2,118,614 |
59.46% |
| Missouri Total |
100.00% |
290,774 |
$35,291,790 |
$35,364,908 |
$4,704 |
$15,111,733 |
$16,011,121 |
45.27% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.10% |
11,045 |
$16,812,897 |
$18,281,236 |
$0 |
$15,298,505 |
$18,084,067 |
98.92% |
| Missouri Total |
100.00% |
130,788 |
$207,446,905 |
$201,536,525 |
$186,952 |
$149,032,662 |
$165,150,285 |
81.95% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.69% |
2,521 |
$7,681,970 |
$7,730,147 |
$0 |
$4,944,076 |
$4,743,803 |
61.37% |
| Missouri Total |
100.00% |
198,540 |
$455,009,751 |
$454,441,840 |
$0 |
$329,452,671 |
$328,813,631 |
72.36% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
3,677 |
$2,155,742 |
$0 |
$15,743,163 |
$0 |
730.29% |
| Missouri Total |
100.00% |
254,119 |
$820,481,192 |
$36,978,880 |
$1,231,817,167 |
$0 |
150.13% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
710 |
$258,625 |
$255,951 |
$0 |
$54,932 |
$96,185 |
37.58% |
| Missouri Total |
100.00% |
265,464 |
$76,988,550 |
$76,905,133 |
$3,195 |
$35,184,258 |
$38,065,418 |
49.50% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
885 |
$431,502 |
$0 |
$311,745 |
$62,712 |
72.25% |
| Missouri Total |
100.00% |
760,176 |
$486,256,025 |
$9,019,426 |
$284,136,851 |
$182,064,792 |
58.43% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.34% |
2,781 |
$2,338,184 |
$0 |
$2,135,705 |
$164,877 |
91.34% |
| Missouri Total |
100.00% |
436,477 |
$677,869,479 |
$10,770,507 |
$711,940,887 |
$63,046,742 |
105.03% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.91% |
14,552 |
$6,859,057 |
$33,370 |
$4,216,536 |
$165,282 |
61.96% |
| Missouri Total |
100.00% |
1,660,800 |
$755,530,524 |
$273,724,432 |
$855,022,454 |
$54,961,625 |
113.17% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
19,283 |
$32,193,762 |
$33,602,312 |
$561 |
$25,240,867 |
$27,997,344 |
83.32% |
| Missouri Total |
100.00% |
13,433,428 |
$8,132,271,026 |
$8,147,875,452 |
$7,435,705 |
$6,452,592,964 |
$6,519,529,872 |
80.02% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
1,578 |
$3,736,278 |
$3,674,097 |
$0 |
$2,981,942 |
$2,870,451 |
78.13% |
| Missouri Total |
100.00% |
11,283,330 |
$5,727,050,370 |
$5,749,461,436 |
$286,975 |
$4,597,497,313 |
$4,611,181,967 |
80.20% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
17 |
$0 |
$0 |
$91,082 |
$0 |
|
| Missouri Total |
100.00% |
3,041,084 |
$4,385,152,172 |
$6,711,860 |
$2,998,327,713 |
$209,974,084 |
68.37% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.18% |
17,705 |
$28,457,484 |
$29,928,215 |
$561 |
$22,258,925 |
$25,126,893 |
83.96% |
| Missouri Total |
100.00% |
2,150,098 |
$2,405,220,656 |
$2,398,414,016 |
$7,148,730 |
$1,855,095,651 |
$1,908,347,905 |
79.57% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
23,375 |
$21,051,574 |
$33,370 |
$27,222,115 |
$392,871 |
129.47% |
| Missouri Total |
100.00% |
3,705,682 |
$7,440,114,475 |
$335,292,384 |
$6,256,056,770 |
$322,629,323 |
84.09% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.18% |
23,392 |
$21,051,574 |
$33,370 |
$27,313,197 |
$392,871 |
129.90% |
| Missouri Total |
100.00% |
6,746,766 |
$11,825,266,647 |
$342,004,244 |
$9,254,384,483 |
$532,603,407 |
78.26% |