Company Name:
BANKERS LIFE AND CASUALTY COMPANYCompany Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Phone:
3178176485Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1946-05-16
| Line |
Authorized Date |
| Accident and Health |
1946-05-16 |
| Life, annuities and endowments |
1946-05-16 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
4 |
$312 |
$320 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
4,212,201 |
$87,160,796 |
$87,586,505 |
$0 |
$51,632,494 |
$56,380,230 |
64.37% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.71% |
2,965 |
$6,133,169 |
$6,141,344 |
$0 |
$4,714,179 |
$4,535,830 |
73.86% |
| Missouri Total |
100.00% |
215,564 |
$226,491,723 |
$225,782,304 |
$0 |
$174,595,822 |
$175,866,146 |
77.89% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$21,796 |
$0 |
|
| Missouri Total |
100.00% |
347,603 |
$784,092,407 |
$8,208,130 |
$690,989,009 |
$0 |
88.13% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
132 |
$15,092 |
$16,056 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
581,728 |
$55,364,139 |
$56,011,512 |
$0 |
$25,146,994 |
$24,885,905 |
44.43% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.14% |
58 |
$939,636 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
34,734 |
$82,238,597 |
$114,856 |
$48,286,363 |
$0 |
58.71% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
214 |
$115,885 |
$118,591 |
$0 |
$74,384 |
$13,920 |
11.74% |
| Missouri Total |
100.00% |
154,304 |
$98,855,646 |
$99,404,881 |
$3,529,493 |
$54,171,917 |
$62,204,792 |
62.58% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.20% |
873 |
$13,920,577 |
$0 |
$3,276,198 |
$0 |
23.53% |
| Missouri Total |
100.00% |
46,958 |
$435,444,489 |
$0 |
$211,062,150 |
$0 |
48.47% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.06% |
4 |
$3,189,807 |
$3,220,919 |
$986 |
$1,531,768 |
$1,712,904 |
53.18% |
| Missouri Total |
100.00% |
136,386 |
$35,223,506 |
$36,046,099 |
$8,586 |
$17,334,385 |
$16,536,022 |
45.87% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.06% |
14,909 |
$20,288,482 |
$20,658,075 |
$0 |
$11,739,318 |
$16,736,674 |
81.02% |
| Missouri Total |
100.00% |
131,680 |
$201,668,862 |
$188,620,115 |
$122,674 |
$99,526,786 |
$127,448,974 |
67.57% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.47% |
6,319 |
$14,849,633 |
$14,985,833 |
$0 |
$10,260,266 |
$9,798,557 |
65.39% |
| Missouri Total |
100.00% |
167,168 |
$332,402,036 |
$336,104,792 |
$147 |
$251,031,533 |
$246,271,450 |
73.27% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.84% |
4,977 |
$13,670,008 |
$0 |
$24,064,235 |
$0 |
176.04% |
| Missouri Total |
100.00% |
279,053 |
$1,631,861,118 |
$51,748,396 |
$1,466,679,173 |
$0 |
89.88% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
265 |
$37,604 |
$38,439 |
$0 |
$1,522 |
$1,781 |
4.63% |
| Missouri Total |
100.00% |
239,225 |
$61,270,452 |
$61,653,241 |
$0 |
$29,411,244 |
$31,827,291 |
51.62% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
1,034 |
$372,715 |
$0 |
$113,382 |
$59,702 |
30.42% |
| Missouri Total |
100.00% |
765,781 |
$395,958,904 |
$8,651,368 |
$290,161,126 |
$154,906,413 |
73.28% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.35% |
3,123 |
$1,772,702 |
$0 |
$2,301,768 |
$181,815 |
129.85% |
| Missouri Total |
100.00% |
417,017 |
$506,318,432 |
$4,688,405 |
$538,538,821 |
$47,011,494 |
106.36% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.63% |
13,913 |
$4,692,975 |
$43,515 |
$3,135,253 |
$112,676 |
67.73% |
| Missouri Total |
100.00% |
1,919,642 |
$748,386,360 |
$338,046,133 |
$736,372,964 |
$59,266,757 |
98.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
24,812 |
$44,629,984 |
$45,179,577 |
$986 |
$28,321,437 |
$32,799,666 |
72.60% |
| Missouri Total |
100.00% |
14,659,481 |
$6,922,016,805 |
$6,923,691,877 |
$3,843,365 |
$5,312,904,301 |
$5,378,359,740 |
77.68% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
2,969 |
$6,133,481 |
$6,141,664 |
$0 |
$4,714,179 |
$4,535,830 |
73.85% |
| Missouri Total |
100.00% |
12,534,552 |
$4,930,311,792 |
$4,938,575,867 |
$180,165 |
$3,845,987,952 |
$3,880,443,746 |
78.57% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$21,796 |
$0 |
|
| Missouri Total |
100.00% |
4,279,291 |
$3,835,498,700 |
$10,857,272 |
$2,877,637,120 |
$218,222,847 |
75.03% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.93% |
21,843 |
$38,496,503 |
$39,037,913 |
$986 |
$23,607,258 |
$28,263,836 |
72.40% |
| Missouri Total |
100.00% |
2,124,929 |
$1,991,705,013 |
$1,985,116,010 |
$3,663,200 |
$1,466,916,349 |
$1,497,915,994 |
75.46% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.58% |
23,978 |
$35,368,613 |
$43,515 |
$32,890,836 |
$354,193 |
93.12% |
| Missouri Total |
100.00% |
3,872,877 |
$6,092,339,866 |
$410,027,588 |
$4,978,545,607 |
$291,073,483 |
81.72% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.36% |
23,978 |
$35,368,613 |
$43,515 |
$32,912,632 |
$354,193 |
93.18% |
| Missouri Total |
100.00% |
8,152,168 |
$9,927,838,566 |
$420,884,860 |
$7,856,182,727 |
$509,296,330 |
79.13% |