Company Name:
BANKERS LIFE AND CASUALTY COMPANYCompany Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Phone:
3178176485Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1946-05-16
| Line |
Authorized Date |
| Accident and Health |
1946-05-16 |
| Life, annuities and endowments |
1946-05-16 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
6,144 |
$141,790 |
$143,350 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
3,539,057 |
$91,771,927 |
$89,672,796 |
$117,637 |
$39,383,932 |
$40,287,027 |
44.93% |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.65% |
2 |
$168,771 |
$221,595 |
$0 |
$259,994 |
$-442,793 |
-199.82% |
| Missouri Total |
100.00% |
3,079 |
$10,222,551 |
$10,360,147 |
$0 |
$11,018,251 |
$9,124,739 |
88.08% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.55% |
5,804 |
$7,446,007 |
$7,041,590 |
$0 |
$4,669,870 |
$5,351,001 |
75.99% |
| Missouri Total |
100.00% |
77,135 |
$113,705,041 |
$112,808,723 |
$0 |
$91,451,077 |
$93,632,116 |
83.00% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$14,676 |
$0 |
|
| Missouri Total |
100.00% |
2,936,221 |
$320,918,890 |
$4,138,916 |
$367,675,046 |
$141,808,184 |
114.57% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
258 |
$29,210 |
$29,845 |
$0 |
$4,660 |
$1,160 |
3.89% |
| Missouri Total |
100.00% |
720,793 |
$36,941,318 |
$37,593,334 |
$69,386 |
$16,209,065 |
$13,838,188 |
36.81% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
3 |
$229,469 |
$263,578 |
$0 |
$198,281 |
$187,542 |
71.15% |
| Missouri Total |
100.00% |
134,059 |
$274,523,129 |
$251,790,790 |
$900 |
$153,511,303 |
$150,274,960 |
59.68% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
282 |
$116,279 |
$114,933 |
$0 |
$99,675 |
$34,586 |
30.09% |
| Missouri Total |
100.00% |
120,632 |
$73,743,463 |
$74,347,831 |
$885,489 |
$40,622,002 |
$46,478,692 |
62.52% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.99% |
547 |
$2,242,424 |
$0 |
$1,264,420 |
$0 |
56.39% |
| Missouri Total |
100.00% |
11,272 |
$112,708,695 |
$0 |
$35,525,743 |
$0 |
31.52% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.30% |
1,831 |
$2,039,516 |
$1,985,667 |
$1,612 |
$990,102 |
$643,136 |
32.39% |
| Missouri Total |
100.00% |
156,113 |
$21,926,715 |
$22,230,269 |
$7,734 |
$11,423,188 |
$10,992,215 |
49.45% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.04% |
16,033 |
$16,180,377 |
$15,701,464 |
$0 |
$7,222,702 |
$10,293,940 |
65.56% |
| Missouri Total |
100.00% |
118,086 |
$146,612,156 |
$136,163,460 |
$60,924 |
$53,077,958 |
$76,391,765 |
56.10% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.18% |
8,264 |
$17,915,799 |
$18,086,115 |
$0 |
$11,748,770 |
$11,825,524 |
65.38% |
| Missouri Total |
100.00% |
212,606 |
$345,606,684 |
$330,545,314 |
$0 |
$231,877,466 |
$231,864,683 |
70.15% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.15% |
3,427 |
$33,371,772 |
$0 |
$11,932,998 |
$0 |
35.76% |
| Missouri Total |
100.00% |
327,452 |
$1,554,696,964 |
$1,965,701 |
$872,194,110 |
$0 |
56.10% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
453 |
$52,783 |
$52,786 |
$0 |
$48,815 |
$31,696 |
60.05% |
| Missouri Total |
100.00% |
203,506 |
$40,683,172 |
$40,117,806 |
$0 |
$19,847,306 |
$20,449,849 |
50.97% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
1,205 |
$226,961 |
$0 |
$88,927 |
$43,500 |
39.18% |
| Missouri Total |
100.00% |
639,132 |
$264,255,937 |
$15,404,195 |
$191,261,162 |
$78,732,455 |
72.38% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.54% |
3,113 |
$2,527,695 |
$0 |
$1,747,829 |
$185,345 |
69.15% |
| Missouri Total |
100.00% |
467,687 |
$464,925,509 |
$5,035,888 |
$359,544,541 |
$43,737,708 |
77.33% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.43% |
15,395 |
$3,392,035 |
$57,042 |
$2,073,217 |
$93,329 |
62.80% |
| Missouri Total |
100.00% |
2,380,404 |
$784,548,602 |
$316,967,016 |
$834,005,699 |
$71,613,753 |
106.30% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.29% |
39,074 |
$44,320,001 |
$43,640,923 |
$1,612 |
$25,242,869 |
$27,925,792 |
63.99% |
| Missouri Total |
100.00% |
11,124,230 |
$3,437,512,087 |
$3,402,649,266 |
$1,704,541 |
$2,420,886,841 |
$2,480,088,525 |
72.89% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
11,950 |
$7,756,568 |
$7,406,535 |
$0 |
$4,929,864 |
$4,908,208 |
66.27% |
| Missouri Total |
100.00% |
9,384,360 |
$2,485,290,187 |
$2,498,336,485 |
$680,104 |
$1,889,711,298 |
$1,926,618,671 |
77.12% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$14,676 |
$0 |
|
| Missouri Total |
100.00% |
4,699,608 |
$2,977,339,620 |
$11,519,949 |
$2,217,753,985 |
$170,948,806 |
74.49% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.84% |
27,124 |
$36,563,433 |
$36,234,388 |
$1,612 |
$20,313,005 |
$23,017,584 |
63.52% |
| Missouri Total |
100.00% |
1,739,870 |
$952,221,900 |
$904,312,781 |
$1,024,437 |
$531,175,543 |
$553,469,854 |
61.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.85% |
23,687 |
$41,760,887 |
$57,042 |
$17,107,391 |
$322,174 |
41.10% |
| Missouri Total |
100.00% |
4,371,622 |
$4,933,582,492 |
$414,340,097 |
$3,334,801,658 |
$227,044,189 |
67.59% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.53% |
23,687 |
$41,760,887 |
$57,042 |
$17,122,067 |
$322,174 |
41.14% |
| Missouri Total |
100.00% |
9,071,230 |
$7,910,922,112 |
$425,860,046 |
$5,552,555,643 |
$397,992,995 |
70.19% |