Company Name:
BANKERS LIFE AND CASUALTY COMPANYCompany Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Phone:
3178176485Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1946-05-16
| Line |
Authorized Date |
| Accident and Health |
1946-05-16 |
| Life, annuities and endowments |
1946-05-16 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
732 |
$161,240 |
$230,958 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
3,668,966 |
$87,918,966 |
$87,535,591 |
$269,857 |
$34,651,876 |
$37,745,931 |
43.12% |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.52% |
83 |
$374,673 |
$576,469 |
$0 |
$119,782 |
$-341,387 |
-59.22% |
| Missouri Total |
100.00% |
197,296 |
$24,580,584 |
$25,683,821 |
$0 |
$20,826,407 |
$20,660,307 |
80.44% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.90% |
4,488 |
$5,157,987 |
$4,854,001 |
$0 |
$2,847,842 |
$3,342,367 |
68.86% |
| Missouri Total |
100.00% |
71,725 |
$105,214,564 |
$108,748,155 |
$0 |
$81,837,391 |
$85,666,413 |
78.78% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$14,644 |
$0 |
|
| Missouri Total |
100.00% |
297,250 |
$873,006,299 |
$1,530,329 |
$822,323,683 |
$0 |
94.19% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
295 |
$32,852 |
$32,881 |
$0 |
$819 |
$1,788 |
5.44% |
| Missouri Total |
100.00% |
706,381 |
$32,207,268 |
$30,700,050 |
$25,392 |
$13,444,108 |
$20,054,937 |
65.33% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
72 |
$296,047 |
$295,633 |
$0 |
$300,795 |
$190,678 |
64.50% |
| Missouri Total |
100.00% |
150,568 |
$249,345,170 |
$239,532,168 |
$1,031 |
$167,818,703 |
$155,530,987 |
64.93% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
296 |
$110,576 |
$107,125 |
$0 |
$106,865 |
$52,184 |
48.71% |
| Missouri Total |
100.00% |
122,597 |
$70,982,921 |
$71,622,440 |
$764,238 |
$42,743,391 |
$67,075,314 |
93.65% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.35% |
585 |
$2,476,241 |
$0 |
$1,171,580 |
$0 |
47.31% |
| Missouri Total |
100.00% |
12,272 |
$74,018,507 |
$0 |
$21,347,556 |
$0 |
28.84% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.98% |
2,207 |
$1,845,949 |
$1,809,605 |
$3,609 |
$776,348 |
$768,001 |
42.44% |
| Missouri Total |
100.00% |
166,948 |
$23,129,118 |
$23,505,924 |
$6,922 |
$11,864,313 |
$10,386,351 |
44.19% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.51% |
15,443 |
$14,759,179 |
$14,328,269 |
$0 |
$5,684,753 |
$7,637,708 |
53.31% |
| Missouri Total |
100.00% |
106,825 |
$128,200,397 |
$118,420,910 |
$33,714 |
$45,559,028 |
$60,952,678 |
51.47% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.15% |
10,027 |
$20,341,322 |
$20,961,491 |
$0 |
$14,365,010 |
$14,572,840 |
69.52% |
| Missouri Total |
100.00% |
197,066 |
$330,704,751 |
$324,511,768 |
$0 |
$241,400,468 |
$239,482,551 |
73.80% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.77% |
3,417 |
$10,053,197 |
$0 |
$10,308,430 |
$0 |
102.54% |
| Missouri Total |
100.00% |
287,667 |
$1,305,828,841 |
$2,541,149 |
$1,007,825,710 |
$0 |
77.18% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
536 |
$54,510 |
$52,802 |
$0 |
$20,315 |
$54,199 |
102.65% |
| Missouri Total |
100.00% |
187,801 |
$34,395,473 |
$34,656,393 |
$0 |
$16,748,750 |
$17,637,392 |
50.89% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
1,290 |
$242,971 |
$0 |
$83,791 |
$47,851 |
34.49% |
| Missouri Total |
100.00% |
612,832 |
$232,002,403 |
$13,119,985 |
$125,602,619 |
$65,968,629 |
54.14% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.49% |
3,232 |
$2,040,123 |
$0 |
$975,705 |
$193,467 |
47.83% |
| Missouri Total |
100.00% |
476,706 |
$414,523,544 |
$6,122,175 |
$444,132,853 |
$39,974,927 |
107.14% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.50% |
15,663 |
$3,768,455 |
$60,326 |
$1,856,536 |
$91,231 |
50.87% |
| Missouri Total |
100.00% |
2,449,307 |
$752,703,695 |
$310,524,941 |
$737,354,868 |
$67,767,790 |
97.96% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.34% |
34,179 |
$43,134,335 |
$43,249,234 |
$3,609 |
$24,222,529 |
$26,278,378 |
60.76% |
| Missouri Total |
100.00% |
13,171,697 |
$3,211,384,649 |
$3,219,638,475 |
$2,571,356 |
$2,272,170,301 |
$2,357,964,065 |
73.24% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
5,303 |
$5,693,900 |
$5,661,428 |
$0 |
$2,967,624 |
$3,000,980 |
53.01% |
| Missouri Total |
100.00% |
11,464,897 |
$2,333,289,732 |
$2,367,586,559 |
$1,740,059 |
$1,728,723,840 |
$1,781,524,816 |
75.25% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$14,644 |
$0 |
|
| Missouri Total |
100.00% |
4,622,078 |
$3,349,353,001 |
$5,329,664 |
$2,154,649,656 |
$164,907,101 |
64.33% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.26% |
28,876 |
$37,440,435 |
$37,587,806 |
$3,609 |
$21,254,905 |
$23,277,398 |
61.93% |
| Missouri Total |
100.00% |
1,706,800 |
$878,094,917 |
$852,051,916 |
$831,297 |
$543,446,461 |
$576,439,249 |
67.65% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.44% |
24,187 |
$18,580,987 |
$60,326 |
$14,396,042 |
$332,549 |
77.80% |
| Missouri Total |
100.00% |
4,341,992 |
$4,267,510,682 |
$343,477,929 |
$3,141,373,263 |
$204,703,780 |
73.61% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
24,187 |
$18,580,987 |
$60,326 |
$14,410,686 |
$332,549 |
77.88% |
| Missouri Total |
100.00% |
8,964,070 |
$7,616,863,683 |
$348,807,593 |
$5,296,022,919 |
$369,610,881 |
69.53% |