Company Name:
BANKERS LIFE AND CASUALTY COMPANYCompany Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Address:
303 E. Wacker Drive, 5th Floor
CHICAGO, IL 60601Mailing Phone:
3178176485Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1946-05-16
| Line |
Authorized Date |
| Accident and Health |
1946-05-16 |
| Life, annuities and endowments |
1946-05-16 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
5,199 |
$128,807 |
$185,965 |
$0 |
$10,389 |
$10,464 |
5.63% |
| Missouri Total |
100.00% |
3,399,383 |
$81,852,863 |
$80,994,534 |
$-5,908 |
$31,854,876 |
$32,835,362 |
40.54% |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.77% |
121 |
$351,055 |
$534,317 |
$0 |
$474,563 |
$65,924 |
12.34% |
| Missouri Total |
100.00% |
4,679 |
$9,300,933 |
$9,410,823 |
$0 |
$9,751,683 |
$8,745,236 |
92.93% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.12% |
3,078 |
$3,428,586 |
$3,221,956 |
$0 |
$2,028,860 |
$2,460,124 |
76.35% |
| Missouri Total |
100.00% |
78,911 |
$109,746,715 |
$109,551,563 |
$0 |
$85,947,597 |
$84,872,692 |
77.47% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$19,114 |
$0 |
|
| Missouri Total |
100.00% |
160,810 |
$181,983,805 |
$941,968 |
$342,626,170 |
$0 |
188.27% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
334 |
$35,491 |
$35,272 |
$0 |
$1,131 |
$1,132 |
3.21% |
| Missouri Total |
100.00% |
433,445 |
$28,663,061 |
$28,439,386 |
$18,459 |
$9,478,209 |
$10,755,430 |
37.82% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
111 |
$334,227 |
$334,958 |
$0 |
$290,894 |
$604,185 |
180.38% |
| Missouri Total |
100.00% |
151,982 |
$247,223,603 |
$255,137,206 |
$2,648 |
$179,432,214 |
$188,700,934 |
73.96% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
309 |
$109,228 |
$106,026 |
$0 |
$167,031 |
$43,438 |
40.97% |
| Missouri Total |
100.00% |
122,632 |
$69,624,534 |
$70,808,118 |
$485,627 |
$39,245,301 |
$51,999,855 |
73.44% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
7.33% |
537 |
$4,235,431 |
$0 |
$704,055 |
$0 |
16.62% |
| Missouri Total |
100.00% |
10,155 |
$57,750,428 |
$31,386 |
$19,570,277 |
$0 |
33.89% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.12% |
2,750 |
$1,775,262 |
$1,764,973 |
$2,504 |
$942,501 |
$795,647 |
45.08% |
| Missouri Total |
100.00% |
153,220 |
$21,859,161 |
$22,356,191 |
$8,468 |
$13,944,908 |
$14,001,267 |
62.63% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.52% |
14,177 |
$13,389,854 |
$12,952,239 |
$0 |
$4,965,835 |
$7,246,969 |
55.95% |
| Missouri Total |
100.00% |
100,580 |
$116,192,769 |
$112,144,089 |
$31,052 |
$42,958,138 |
$58,083,400 |
51.79% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.22% |
12,919 |
$22,181,534 |
$22,936,462 |
$0 |
$17,018,077 |
$17,139,581 |
74.73% |
| Missouri Total |
100.00% |
168,025 |
$240,630,139 |
$237,773,684 |
$0 |
$182,467,069 |
$186,599,508 |
78.48% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.09% |
3,402 |
$4,055,638 |
$0 |
$12,829,998 |
$0 |
316.35% |
| Missouri Total |
100.00% |
203,446 |
$373,200,127 |
$3,258,370 |
$900,976,486 |
$0 |
241.42% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
532 |
$50,814 |
$50,515 |
$0 |
$46,992 |
$42,478 |
84.09% |
| Missouri Total |
100.00% |
171,385 |
$31,429,952 |
$31,728,705 |
$0 |
$16,408,080 |
$16,815,008 |
53.00% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
1,312 |
$204,685 |
$0 |
$60,066 |
$34,605 |
29.35% |
| Missouri Total |
100.00% |
589,822 |
$213,945,592 |
$6,372,973 |
$137,088,684 |
$57,510,000 |
64.08% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.47% |
3,277 |
$1,720,590 |
$0 |
$1,834,066 |
$202,423 |
106.60% |
| Missouri Total |
100.00% |
1,266,057 |
$368,902,373 |
$7,066,780 |
$368,554,786 |
$40,696,179 |
99.91% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.43% |
14,987 |
$3,372,492 |
$60,982 |
$2,105,554 |
$74,186 |
64.24% |
| Missouri Total |
100.00% |
2,510,943 |
$786,815,707 |
$315,707,873 |
$833,166,168 |
$68,197,761 |
105.89% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.46% |
39,530 |
$41,784,858 |
$42,122,683 |
$2,504 |
$25,946,273 |
$28,409,942 |
67.45% |
| Missouri Total |
100.00% |
10,595,728 |
$2,867,258,416 |
$2,851,116,962 |
$11,927,589 |
$2,028,543,088 |
$2,098,142,746 |
73.59% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
8,398 |
$3,908,448 |
$3,942,238 |
$0 |
$2,513,812 |
$2,536,512 |
64.34% |
| Missouri Total |
100.00% |
9,233,931 |
$2,101,990,047 |
$2,081,215,042 |
$11,381,335 |
$1,539,648,841 |
$1,567,647,303 |
75.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$19,114 |
$0 |
|
| Missouri Total |
100.00% |
4,614,594 |
$2,975,944,371 |
$4,328,006 |
$2,640,635,900 |
$137,410,626 |
88.73% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.95% |
31,132 |
$37,876,410 |
$38,180,445 |
$2,504 |
$23,432,461 |
$25,873,430 |
67.77% |
| Missouri Total |
100.00% |
1,361,797 |
$765,268,369 |
$769,901,920 |
$546,254 |
$488,894,247 |
$530,495,443 |
68.90% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.34% |
23,515 |
$13,588,836 |
$60,982 |
$17,533,739 |
$311,214 |
129.48% |
| Missouri Total |
100.00% |
5,228,814 |
$4,010,771,582 |
$334,815,623 |
$3,840,942,282 |
$195,805,002 |
95.77% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
23,515 |
$13,588,836 |
$60,982 |
$17,552,853 |
$311,214 |
129.62% |
| Missouri Total |
100.00% |
9,843,408 |
$6,986,715,953 |
$339,143,629 |
$6,481,578,182 |
$333,215,628 |
92.77% |