Company Name:
AMERICAN HERITAGE LIFE INSURANCE COMPANYCompany Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224Mailing Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224-6688Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1961-07-31
| Line |
Authorized Date |
| Accident and Health |
1961-07-31 |
| Life, annuities and endowments |
1961-07-31 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.41% |
69,088 |
$4,697,772 |
$4,721,944 |
$0 |
$2,606,818 |
$2,615,713 |
55.39% |
| Missouri Total |
100.00% |
6,067,185 |
$106,534,521 |
$105,209,625 |
$6,428 |
$47,178,677 |
$50,921,510 |
48.40% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$-2,494 |
$-1,981 |
|
| Missouri Total |
100.00% |
603,631 |
$2,422,230,132 |
$2,386,155,237 |
$0 |
$1,987,978,299 |
$1,987,566,427 |
83.30% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
383 |
$8,446 |
$8,278 |
$0 |
$2,807 |
$2,816 |
34.02% |
| Missouri Total |
100.00% |
734,667 |
$245,599,771 |
$244,314,159 |
$0 |
$161,017,689 |
$162,927,287 |
66.69% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
1,456 |
$529,356 |
$525,724 |
$0 |
$139,281 |
$155,934 |
29.66% |
| Missouri Total |
100.00% |
1,195,670 |
$310,429,682 |
$313,941,460 |
$352,546 |
$227,859,519 |
$224,332,084 |
71.46% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
5,763 |
$1,025,218 |
$1,041,354 |
$0 |
$573,151 |
$620,035 |
59.54% |
| Missouri Total |
100.00% |
3,343,635 |
$212,700,682 |
$212,419,098 |
$9,582 |
$139,844,105 |
$141,432,022 |
66.58% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.78% |
61,627 |
$8,037,494 |
$8,055,688 |
$0 |
$3,784,507 |
$3,824,548 |
47.48% |
| Missouri Total |
100.00% |
192,458 |
$31,175,502 |
$31,822,360 |
$0 |
$11,331,417 |
$9,873,753 |
31.03% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
1,346 |
$299,940 |
$0 |
$172,500 |
$41,440 |
57.51% |
| Missouri Total |
100.00% |
2,099,550 |
$507,813,492 |
$1,660,330 |
$385,781,284 |
$204,449,653 |
75.97% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.68% |
2,159 |
$721,147 |
$0 |
$84,984 |
$89,122 |
11.78% |
| Missouri Total |
100.00% |
44,618 |
$106,639,066 |
$37 |
$201,692,601 |
$8,497,543 |
189.14% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.60% |
1,446 |
$366,291 |
$367,328 |
$0 |
$93,940 |
$84,579 |
23.03% |
| Missouri Total |
100.00% |
393,021 |
$60,851,889 |
$60,538,383 |
$0 |
$25,153,595 |
$26,631,367 |
43.99% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
-0.02% |
34 |
$-204 |
$0 |
$0 |
$37 |
0.00% |
| Missouri Total |
100.00% |
24,000 |
$1,297,192 |
$92,355 |
$770,059 |
$99,276 |
59.36% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
777 |
$416,936 |
$418,073 |
$0 |
$162,614 |
$154,562 |
36.97% |
| Missouri Total |
100.00% |
127,227 |
$110,062,683 |
$108,945,005 |
$8,849,510 |
$68,673,653 |
$85,142,628 |
78.15% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
304 |
$81,909 |
$83,116 |
$0 |
$25,004 |
$25,336 |
30.48% |
| Missouri Total |
100.00% |
145,191 |
$39,645,578 |
$39,900,226 |
$5,138 |
$15,485,140 |
$15,608,594 |
39.12% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
186 |
$302,344 |
$304,265 |
$0 |
$949,603 |
$654,817 |
215.21% |
| Missouri Total |
100.00% |
118,725 |
$213,304,206 |
$211,846,907 |
$15 |
$189,030,224 |
$241,318,507 |
113.91% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
23 |
$600 |
$0 |
$24,619 |
$0 |
4,103.17% |
| Missouri Total |
100.00% |
205,610 |
$808,264,043 |
$35,759,816 |
$1,135,245,412 |
$0 |
140.45% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.03% |
18 |
$-386 |
$-386 |
$0 |
$5,341 |
$2,091 |
-541.71% |
| Missouri Total |
100.00% |
11,431 |
$1,266,523 |
$1,521,653 |
$0 |
$354,680 |
$274,662 |
18.05% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.51% |
7,480 |
$1,357,607 |
$1,363,422 |
$0 |
$1,136,465 |
$1,105,195 |
81.06% |
| Missouri Total |
100.00% |
287,470 |
$89,910,995 |
$90,168,382 |
$3,469 |
$47,598,763 |
$50,559,722 |
56.07% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
2,056 |
$483,356 |
$0 |
$239,368 |
$80,385 |
49.52% |
| Missouri Total |
100.00% |
795,249 |
$525,385,950 |
$8,845,988 |
$339,675,856 |
$203,596,900 |
64.65% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.88% |
16,639 |
$5,835,833 |
$0 |
$2,047,473 |
$535,157 |
35.08% |
| Missouri Total |
100.00% |
406,253 |
$660,286,496 |
$8,499,156 |
$943,715,575 |
$69,951,763 |
142.93% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6 |
$23,973 |
$0 |
$0 |
$66 |
0.00% |
| Missouri Total |
100.00% |
1,592,541 |
$775,630,125 |
$276,746,998 |
$771,374,555 |
$56,539,870 |
99.45% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
148,528 |
$16,822,987 |
$16,888,806 |
$0 |
$9,477,037 |
$9,243,645 |
54.73% |
| Missouri Total |
100.00% |
16,482,012 |
$10,499,610,539 |
$10,421,638,811 |
$9,249,439 |
$8,012,819,707 |
$8,027,300,051 |
77.03% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
138,317 |
$14,298,286 |
$14,352,988 |
$0 |
$7,104,070 |
$7,217,065 |
50.28% |
| Missouri Total |
100.00% |
14,217,095 |
$6,943,037,395 |
$6,881,941,443 |
$389,093 |
$5,393,230,226 |
$5,400,281,309 |
78.47% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
3,505 |
$1,021,087 |
$0 |
$257,484 |
$130,562 |
25.22% |
| Missouri Total |
100.00% |
3,221,793 |
$4,528,316,816 |
$9,988,567 |
$3,617,917,486 |
$238,585,539 |
79.90% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
10,211 |
$2,524,701 |
$2,535,818 |
$0 |
$2,372,967 |
$2,026,580 |
79.92% |
| Missouri Total |
100.00% |
2,264,917 |
$3,556,573,144 |
$3,539,697,368 |
$8,860,346 |
$2,619,589,481 |
$2,627,018,742 |
74.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
18,758 |
$6,343,558 |
$0 |
$2,311,460 |
$615,645 |
36.44% |
| Missouri Total |
100.00% |
3,623,481 |
$5,943,949,765 |
$335,416,271 |
$7,663,891,933 |
$351,896,788 |
128.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
22,263 |
$7,364,645 |
$0 |
$2,568,944 |
$746,207 |
34.88% |
| Missouri Total |
100.00% |
6,845,274 |
$10,472,266,581 |
$345,404,838 |
$11,281,809,419 |
$590,482,327 |
107.73% |