Company Name:
AMERICAN HERITAGE LIFE INSURANCE COMPANYCompany Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224Mailing Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224-6688Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1961-07-31
| Line |
Authorized Date |
| Accident and Health |
1961-07-31 |
| Life, annuities and endowments |
1961-07-31 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.29% |
79,820 |
$6,270,629 |
$6,291,206 |
$0 |
$3,351,083 |
$3,615,455 |
57.47% |
| Missouri Total |
100.00% |
5,229,711 |
$99,625,472 |
$99,977,796 |
$5,712 |
$38,745,037 |
$42,554,006 |
42.56% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$-329 |
$-3,793 |
|
| Missouri Total |
100.00% |
559,276 |
$2,092,055,998 |
$2,093,048,178 |
$0 |
$1,784,799,000 |
$1,763,747,231 |
84.27% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
336 |
$9,767 |
$9,367 |
$0 |
$3,097 |
$2,588 |
27.63% |
| Missouri Total |
100.00% |
836,025 |
$254,889,911 |
$254,186,933 |
$0 |
$181,631,947 |
$185,786,163 |
73.09% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
1,350 |
$606,658 |
$619,442 |
$0 |
$167,542 |
$176,192 |
28.44% |
| Missouri Total |
100.00% |
1,171,344 |
$295,990,569 |
$296,296,097 |
$439,953 |
$230,257,414 |
$237,201,404 |
80.06% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.34% |
2,658 |
$603,932 |
$660,608 |
$0 |
$332,343 |
$347,417 |
52.59% |
| Missouri Total |
100.00% |
2,756,811 |
$178,579,137 |
$178,814,462 |
$7,424 |
$123,573,149 |
$122,784,216 |
68.67% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
30.14% |
65,389 |
$8,989,228 |
$9,034,318 |
$0 |
$4,063,208 |
$4,176,510 |
46.23% |
| Missouri Total |
100.00% |
182,380 |
$29,828,883 |
$29,889,532 |
$0 |
$10,221,604 |
$11,676,526 |
39.07% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
1,190 |
$416,333 |
$0 |
$356,720 |
$41,688 |
85.68% |
| Missouri Total |
100.00% |
1,918,046 |
$475,230,911 |
$1,169,131 |
$297,520,323 |
$186,923,255 |
62.61% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.05% |
1,835 |
$711,677 |
$0 |
$154,008 |
$73,491 |
21.64% |
| Missouri Total |
100.00% |
31,964 |
$67,893,912 |
$1,472 |
$196,644,718 |
$6,397,823 |
289.64% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.58% |
1,342 |
$387,899 |
$385,832 |
$0 |
$120,902 |
$117,270 |
30.39% |
| Missouri Total |
100.00% |
411,969 |
$67,266,401 |
$65,069,690 |
$0 |
$31,770,058 |
$29,555,834 |
45.42% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
-0.12% |
197 |
$-1,561 |
$0 |
$33,223 |
$577 |
-2,128.32% |
| Missouri Total |
100.00% |
24,462 |
$1,343,514 |
$0 |
$974,962 |
$105,211 |
72.57% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.41% |
757 |
$447,977 |
$445,538 |
$0 |
$133,262 |
$118,027 |
26.49% |
| Missouri Total |
100.00% |
126,827 |
$109,033,931 |
$108,891,589 |
$8,337,569 |
$64,970,401 |
$67,798,163 |
62.26% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
280 |
$111,960 |
$111,479 |
$0 |
$50,886 |
$53,801 |
48.26% |
| Missouri Total |
100.00% |
134,699 |
$35,588,944 |
$35,722,622 |
$3,968 |
$14,356,005 |
$14,053,329 |
39.34% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
201 |
$332,663 |
$336,662 |
$0 |
$1,066,763 |
$1,058,551 |
314.43% |
| Missouri Total |
100.00% |
122,476 |
$216,940,674 |
$214,069,833 |
$0 |
$183,558,794 |
$201,804,311 |
94.27% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
25 |
$7,263 |
$0 |
$163,499 |
$0 |
2,251.12% |
| Missouri Total |
100.00% |
221,465 |
$789,558,816 |
$42,145,400 |
$1,088,175,289 |
$0 |
137.82% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.14% |
101 |
$-1,543 |
$-1,543 |
$0 |
$12,250 |
$4,986 |
-323.14% |
| Missouri Total |
100.00% |
13,606 |
$1,064,818 |
$1,707,260 |
$0 |
$601,286 |
$480,787 |
28.16% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.67% |
7,602 |
$1,404,379 |
$1,398,360 |
$0 |
$1,014,926 |
$1,019,528 |
72.91% |
| Missouri Total |
100.00% |
281,583 |
$83,865,775 |
$84,153,719 |
$3,505 |
$38,676,703 |
$40,913,514 |
48.62% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
2,072 |
$519,080 |
$0 |
$92,579 |
$80,380 |
17.84% |
| Missouri Total |
100.00% |
794,218 |
$515,043,648 |
$8,464,889 |
$287,841,564 |
$197,226,328 |
55.89% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.79% |
16,342 |
$5,339,711 |
$0 |
$2,414,410 |
$496,810 |
45.22% |
| Missouri Total |
100.00% |
414,709 |
$676,787,654 |
$8,804,115 |
$819,081,062 |
$70,130,895 |
121.02% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6 |
$22,286 |
$0 |
$5,775 |
$72 |
25.91% |
| Missouri Total |
100.00% |
1,596,148 |
$764,184,981 |
$289,185,492 |
$790,506,056 |
$55,276,908 |
103.44% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
159,836 |
$19,163,549 |
$19,291,269 |
$0 |
$10,315,933 |
$10,686,532 |
55.40% |
| Missouri Total |
100.00% |
15,958,589 |
$9,793,285,565 |
$9,792,090,859 |
$8,815,939 |
$7,649,653,511 |
$7,702,672,467 |
78.66% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
149,553 |
$16,480,214 |
$16,614,941 |
$0 |
$7,916,944 |
$8,314,369 |
50.04% |
| Missouri Total |
100.00% |
13,662,000 |
$6,332,888,871 |
$6,317,328,365 |
$468,349 |
$4,902,320,338 |
$4,924,983,653 |
77.96% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
3,025 |
$1,128,010 |
$0 |
$510,728 |
$115,179 |
45.28% |
| Missouri Total |
100.00% |
3,169,198 |
$4,565,571,004 |
$10,988,424 |
$3,163,010,445 |
$232,278,928 |
69.28% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
10,283 |
$2,683,335 |
$2,676,328 |
$0 |
$2,398,989 |
$2,372,163 |
88.63% |
| Missouri Total |
100.00% |
2,296,589 |
$3,460,396,694 |
$3,474,762,494 |
$8,347,590 |
$2,747,333,173 |
$2,777,688,814 |
79.94% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
18,642 |
$5,886,779 |
$0 |
$2,709,486 |
$577,839 |
46.03% |
| Missouri Total |
100.00% |
3,646,026 |
$6,559,153,965 |
$353,522,566 |
$6,561,952,336 |
$344,146,391 |
100.04% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
21,667 |
$7,014,789 |
$0 |
$3,220,214 |
$693,018 |
45.91% |
| Missouri Total |
100.00% |
6,815,224 |
$11,124,724,969 |
$364,510,990 |
$9,724,962,781 |
$576,425,319 |
87.42% |