Company Name:
AMERICAN HERITAGE LIFE INSURANCE COMPANYCompany Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224Mailing Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224-6688Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1961-07-31
| Line |
Authorized Date |
| Accident and Health |
1961-07-31 |
| Life, annuities and endowments |
1961-07-31 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.32% |
68,334 |
$5,850,667 |
$5,849,471 |
$0 |
$2,462,999 |
$2,552,525 |
43.64% |
| Missouri Total |
100.00% |
4,764,204 |
$109,907,195 |
$110,792,405 |
$10,104 |
$45,080,334 |
$46,424,218 |
41.90% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
0 |
$461,949 |
$367,853 |
$0 |
$258,306 |
$93,619 |
25.45% |
| Missouri Total |
100.00% |
485,237 |
$2,004,949,742 |
$1,993,919,906 |
$0 |
$1,652,444,180 |
$1,623,044,418 |
81.40% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
749 |
$123,517 |
$122,400 |
$0 |
$37,031 |
$30,365 |
24.81% |
| Missouri Total |
100.00% |
807,287 |
$232,335,863 |
$230,871,383 |
$0 |
$172,716,488 |
$175,080,700 |
75.83% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
923 |
$503,936 |
$511,347 |
$0 |
$263,518 |
$318,133 |
62.21% |
| Missouri Total |
100.00% |
1,242,706 |
$269,201,441 |
$268,290,961 |
$442,749 |
$212,951,954 |
$217,048,128 |
80.90% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
1,286 |
$572,007 |
$604,587 |
$0 |
$270,465 |
$341,568 |
56.50% |
| Missouri Total |
100.00% |
2,523,566 |
$146,851,719 |
$148,179,250 |
$20,292 |
$111,278,930 |
$114,894,376 |
77.54% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
33.31% |
54,556 |
$8,313,705 |
$8,308,272 |
$0 |
$3,455,757 |
$3,470,375 |
41.77% |
| Missouri Total |
100.00% |
154,080 |
$24,961,891 |
$25,118,528 |
$0 |
$8,637,135 |
$9,396,049 |
37.41% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
1,814 |
$235,114 |
$0 |
$35,000 |
$43,544 |
14.89% |
| Missouri Total |
100.00% |
1,960,314 |
$473,735,764 |
$1,702,453 |
$378,880,189 |
$192,404,864 |
79.98% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.65% |
1,364 |
$438,767 |
$0 |
$73,766 |
$55,332 |
16.81% |
| Missouri Total |
100.00% |
56,454 |
$67,546,946 |
$60,805 |
$258,151,447 |
$8,483,388 |
382.18% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.97% |
1,834 |
$541,433 |
$537,275 |
$0 |
$126,820 |
$101,623 |
18.91% |
| Missouri Total |
100.00% |
442,807 |
$55,711,052 |
$55,621,306 |
$8 |
$24,198,483 |
$25,209,434 |
45.32% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
-1.41% |
660 |
$-16,265 |
$0 |
$57,556 |
$4,908 |
-353.86% |
| Missouri Total |
100.00% |
24,721 |
$1,150,748 |
$0 |
$587,641 |
$104,758 |
51.07% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.59% |
1,260 |
$644,641 |
$641,845 |
$0 |
$218,376 |
$192,814 |
30.04% |
| Missouri Total |
100.00% |
128,681 |
$108,615,001 |
$108,036,016 |
$7,113,549 |
$75,711,689 |
$79,531,085 |
73.62% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
470 |
$156,484 |
$156,417 |
$0 |
$32,484 |
$34,470 |
22.04% |
| Missouri Total |
100.00% |
323,598 |
$35,038,403 |
$35,201,561 |
$4,218 |
$14,762,555 |
$15,150,216 |
43.04% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
242 |
$475,050 |
$479,780 |
$0 |
$1,218,798 |
$1,235,078 |
257.43% |
| Missouri Total |
100.00% |
131,008 |
$216,523,099 |
$212,518,477 |
$36,779 |
$156,112,233 |
$204,944,227 |
96.44% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
27 |
$4,200 |
$0 |
$10,993 |
$0 |
261.74% |
| Missouri Total |
100.00% |
243,314 |
$760,899,614 |
$39,970,327 |
$1,314,658,911 |
$0 |
172.78% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-1.28% |
342 |
$-20,787 |
$-20,787 |
$0 |
$34,632 |
$16,835 |
-80.99% |
| Missouri Total |
100.00% |
14,099 |
$1,624,273 |
$1,438,629 |
$0 |
$374,148 |
$235,053 |
16.34% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.17% |
8,680 |
$1,663,219 |
$1,662,968 |
$0 |
$1,280,981 |
$1,245,662 |
74.91% |
| Missouri Total |
100.00% |
264,759 |
$76,499,285 |
$76,551,105 |
$2,986 |
$36,941,017 |
$38,240,202 |
49.95% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
3,094 |
$628,532 |
$0 |
$205,460 |
$107,943 |
32.69% |
| Missouri Total |
100.00% |
762,096 |
$484,969,357 |
$8,678,012 |
$303,835,016 |
$186,292,908 |
62.65% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.80% |
16,262 |
$5,286,540 |
$0 |
$2,213,033 |
$474,618 |
41.86% |
| Missouri Total |
100.00% |
423,707 |
$657,668,471 |
$10,606,141 |
$852,420,020 |
$63,658,596 |
129.61% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
8 |
$20,900 |
$0 |
$33,541 |
$83 |
160.48% |
| Missouri Total |
100.00% |
1,678,099 |
$729,180,975 |
$281,953,922 |
$818,993,472 |
$56,367,252 |
112.32% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
138,676 |
$19,285,821 |
$19,221,428 |
$0 |
$9,660,167 |
$9,633,067 |
50.12% |
| Missouri Total |
100.00% |
14,394,900 |
$8,566,352,456 |
$8,594,581,451 |
$7,646,916 |
$6,859,950,647 |
$6,979,857,319 |
81.21% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
125,848 |
$15,825,781 |
$15,763,930 |
$0 |
$6,748,076 |
$6,806,585 |
43.18% |
| Missouri Total |
100.00% |
12,161,229 |
$5,912,472,999 |
$5,932,467,478 |
$486,577 |
$4,734,684,568 |
$4,729,106,823 |
79.72% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
3,178 |
$673,881 |
$0 |
$108,766 |
$98,876 |
16.14% |
| Missouri Total |
100.00% |
3,054,590 |
$4,614,088,058 |
$8,964,127 |
$3,564,863,224 |
$217,436,264 |
77.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
12,828 |
$3,460,040 |
$3,457,498 |
$0 |
$2,912,091 |
$2,826,482 |
81.75% |
| Missouri Total |
100.00% |
2,233,671 |
$2,653,879,457 |
$2,662,113,973 |
$7,160,339 |
$2,125,266,079 |
$2,250,750,496 |
84.55% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
20,051 |
$5,923,907 |
$0 |
$2,520,583 |
$587,552 |
42.55% |
| Missouri Total |
100.00% |
3,690,685 |
$7,919,867,331 |
$346,319,695 |
$7,100,893,798 |
$330,489,165 |
89.66% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
23,229 |
$6,597,788 |
$0 |
$2,629,349 |
$686,428 |
39.85% |
| Missouri Total |
100.00% |
6,745,275 |
$12,533,955,389 |
$355,283,822 |
$10,665,757,022 |
$547,925,429 |
85.09% |