Company Name:
AMERICAN HERITAGE LIFE INSURANCE COMPANYCompany Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224Mailing Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224-6688Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1961-07-31
| Line |
Authorized Date |
| Accident and Health |
1961-07-31 |
| Life, annuities and endowments |
1961-07-31 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.05% |
29,100 |
$1,974,708 |
$2,008,045 |
$0 |
$438,400 |
$1,147,616 |
57.15% |
| Missouri Total |
100.00% |
3,423,140 |
$96,106,857 |
$90,078,603 |
$13,545 |
$45,609,772 |
$44,700,512 |
49.62% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
1,104 |
$1,373,859 |
$1,406,307 |
$0 |
$998,780 |
$1,033,244 |
73.47% |
| Missouri Total |
100.00% |
529,308 |
$2,002,684,307 |
$2,001,689,869 |
$0 |
$1,647,874,254 |
$1,634,484,226 |
81.66% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.21% |
2,966 |
$229,237 |
$0 |
$222,953 |
$31,852 |
97.26% |
| Missouri Total |
100.00% |
282,944 |
$18,951,964 |
$20,835 |
$14,064,472 |
$1,701,239 |
74.21% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
1,227 |
$238,427 |
$240,288 |
$0 |
$84,753 |
$86,760 |
36.11% |
| Missouri Total |
100.00% |
738,398 |
$199,565,441 |
$199,495,724 |
$0 |
$145,810,996 |
$146,369,623 |
73.37% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
508 |
$132,070 |
$136,666 |
$0 |
$51,039 |
$46,432 |
33.97% |
| Missouri Total |
100.00% |
1,225,093 |
$254,728,387 |
$256,219,166 |
$178,870 |
$190,611,485 |
$208,123,252 |
81.23% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
24,710 |
$257,029 |
$258,129 |
$0 |
$63,641 |
$69,722 |
27.01% |
| Missouri Total |
100.00% |
873,111 |
$121,571,940 |
$121,543,614 |
$2,131 |
$90,947,812 |
$85,136,915 |
70.05% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.10% |
1,388 |
$152,755 |
$144,584 |
$0 |
$167,537 |
$104,043 |
71.96% |
| Missouri Total |
100.00% |
142,687 |
$13,897,403 |
$17,198,226 |
$0 |
$7,464,066 |
$5,725,319 |
33.29% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.57% |
11,266 |
$5,086,821 |
$5,158,074 |
$0 |
$1,652,572 |
$1,798,304 |
34.86% |
| Missouri Total |
100.00% |
71,547 |
$21,585,485 |
$21,516,226 |
$0 |
$8,919,286 |
$9,472,882 |
44.03% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
882 |
$160,792 |
$0 |
$150,000 |
$32,068 |
93.29% |
| Missouri Total |
100.00% |
2,424,579 |
$385,905,526 |
$1,057,661 |
$439,920,936 |
$158,090,482 |
114.00% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
105 |
$46,376 |
$0 |
$30,000 |
$4,594 |
64.69% |
| Missouri Total |
100.00% |
46,031 |
$22,774,494 |
$0 |
$43,994,485 |
$5,949,445 |
193.17% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.78% |
3,938 |
$1,017,910 |
$1,002,900 |
$0 |
$300,083 |
$290,557 |
28.97% |
| Missouri Total |
100.00% |
697,874 |
$57,040,268 |
$57,342,016 |
$8 |
$25,743,539 |
$26,501,210 |
46.22% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.08% |
2,351 |
$1,102,970 |
$1,105,151 |
$0 |
$335,128 |
$372,843 |
33.74% |
| Missouri Total |
100.00% |
134,110 |
$101,661,837 |
$101,823,091 |
$5,730,793 |
$59,575,581 |
$67,168,757 |
65.97% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.50% |
894 |
$164,314 |
$165,012 |
$0 |
$44,193 |
$49,905 |
30.24% |
| Missouri Total |
100.00% |
142,909 |
$32,607,359 |
$32,557,670 |
$9,676 |
$14,486,339 |
$15,171,764 |
46.60% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
366 |
$748,143 |
$754,558 |
$0 |
$1,598,245 |
$1,552,523 |
205.75% |
| Missouri Total |
100.00% |
125,959 |
$204,002,042 |
$194,597,847 |
$189,422 |
$118,750,667 |
$159,793,788 |
82.11% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
31 |
$390 |
$0 |
$21,725 |
$0 |
5,570.51% |
| Missouri Total |
100.00% |
269,495 |
$1,309,778,605 |
$31,444,836 |
$1,144,776,801 |
$0 |
87.40% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.07% |
10,886 |
$2,063,982 |
$2,057,319 |
$0 |
$1,097,285 |
$1,127,609 |
54.81% |
| Missouri Total |
100.00% |
258,481 |
$67,234,847 |
$67,528,994 |
$0 |
$29,771,505 |
$33,107,946 |
49.03% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
2,054 |
$643,988 |
$0 |
$177,000 |
$405,346 |
27.48% |
| Missouri Total |
100.00% |
763,466 |
$439,557,425 |
$9,068,723 |
$297,048,781 |
$165,483,150 |
67.58% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.86% |
11,789 |
$4,869,154 |
$0 |
$1,101,122 |
$205,943 |
22.61% |
| Missouri Total |
100.00% |
413,325 |
$565,873,745 |
$4,768,418 |
$539,744,964 |
$52,701,531 |
95.38% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
12 |
$1,288 |
$0 |
$3,054 |
$139 |
237.11% |
| Missouri Total |
100.00% |
1,843,304 |
$758,778,596 |
$303,342,750 |
$816,380,870 |
$61,995,381 |
107.59% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
87,738 |
$14,312,988 |
$14,437,033 |
$0 |
$6,831,656 |
$7,679,558 |
53.19% |
| Missouri Total |
100.00% |
11,102,573 |
$7,586,272,242 |
$7,567,880,063 |
$6,265,933 |
$5,759,414,503 |
$5,811,825,025 |
76.80% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
69,303 |
$9,215,669 |
$9,352,093 |
$0 |
$3,456,722 |
$4,286,121 |
45.83% |
| Missouri Total |
100.00% |
8,926,271 |
$5,277,397,178 |
$5,271,709,298 |
$335,774 |
$4,103,463,028 |
$4,123,830,018 |
78.23% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
3,953 |
$436,405 |
$0 |
$402,953 |
$68,514 |
92.33% |
| Missouri Total |
100.00% |
4,088,624 |
$2,661,864,262 |
$5,616,733 |
$2,903,676,683 |
$200,039,495 |
109.08% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
18,435 |
$5,097,319 |
$5,084,940 |
$0 |
$3,374,934 |
$3,393,437 |
66.74% |
| Missouri Total |
100.00% |
2,176,302 |
$2,308,875,064 |
$2,296,170,765 |
$5,930,159 |
$1,655,951,475 |
$1,687,995,007 |
73.51% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
13,886 |
$5,514,820 |
$0 |
$1,302,901 |
$611,428 |
23.63% |
| Missouri Total |
100.00% |
3,825,232 |
$6,554,945,707 |
$353,015,946 |
$4,898,709,389 |
$304,103,906 |
74.73% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
17,839 |
$5,951,225 |
$0 |
$1,705,854 |
$679,942 |
28.66% |
| Missouri Total |
100.00% |
7,913,856 |
$9,216,809,969 |
$358,632,679 |
$7,802,386,072 |
$504,143,401 |
84.65% |