Company Name:
AMERICAN HERITAGE LIFE INSURANCE COMPANYCompany Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224Mailing Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224-6688Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1961-07-31
| Line |
Authorized Date |
| Accident and Health |
1961-07-31 |
| Life, annuities and endowments |
1961-07-31 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.30% |
1,759 |
$256,285 |
$262,180 |
$0 |
$58,924 |
$70,500 |
26.89% |
| Missouri Total |
100.00% |
3,963,850 |
$85,322,660 |
$83,068,482 |
$6,585 |
$45,564,463 |
$36,881,093 |
44.40% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
1,679 |
$1,726,208 |
$1,761,867 |
$0 |
$1,125,559 |
$1,224,096 |
69.48% |
| Missouri Total |
100.00% |
663,158 |
$2,055,332,127 |
$2,050,451,124 |
$0 |
$1,775,423,333 |
$1,775,691,917 |
86.60% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.34% |
3,731 |
$268,513 |
$0 |
$222,576 |
$41,476 |
82.89% |
| Missouri Total |
100.00% |
320,222 |
$20,030,083 |
$0 |
$13,839,317 |
$2,038,785 |
69.09% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
1,622 |
$316,872 |
$327,267 |
$0 |
$110,716 |
$114,270 |
34.92% |
| Missouri Total |
100.00% |
868,798 |
$192,108,990 |
$189,886,540 |
$0 |
$135,631,538 |
$141,080,718 |
74.30% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
13 |
$106,112 |
$109,862 |
$0 |
$65,365 |
$36,435 |
33.16% |
| Missouri Total |
100.00% |
1,373,925 |
$258,760,883 |
$256,420,533 |
$117,532 |
$176,556,410 |
$189,010,903 |
73.71% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
2,853 |
$226,443 |
$225,362 |
$0 |
$97,937 |
$106,016 |
47.04% |
| Missouri Total |
100.00% |
1,719,031 |
$155,451,272 |
$154,976,542 |
$841 |
$95,511,750 |
$90,523,451 |
58.41% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.84% |
1,734 |
$132,097 |
$132,097 |
$0 |
$180,225 |
$95,907 |
72.60% |
| Missouri Total |
100.00% |
168,117 |
$15,692,268 |
$20,885,202 |
$0 |
$8,600,798 |
$7,332,032 |
35.11% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.20% |
5,653 |
$1,596,158 |
$1,638,793 |
$0 |
$614,264 |
$662,474 |
40.42% |
| Missouri Total |
100.00% |
55,530 |
$17,354,144 |
$17,478,106 |
$0 |
$14,916,077 |
$10,612,735 |
60.72% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
1,384 |
$183,407 |
$0 |
$45,600 |
$44,369 |
24.86% |
| Missouri Total |
100.00% |
3,138,717 |
$455,540,029 |
$1,468,996 |
$489,986,143 |
$188,427,507 |
107.56% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
7 |
$12,643 |
$0 |
$0 |
$295 |
0.00% |
| Missouri Total |
100.00% |
63,158 |
$27,944,222 |
$57,450 |
$81,431,567 |
$5,840,091 |
291.41% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.98% |
4,540 |
$1,123,164 |
$1,124,638 |
$0 |
$284,649 |
$277,408 |
24.67% |
| Missouri Total |
100.00% |
693,929 |
$56,765,950 |
$56,974,426 |
$0 |
$25,067,281 |
$23,358,519 |
41.00% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.00% |
2,072 |
$996,728 |
$997,478 |
$0 |
$235,839 |
$284,164 |
28.49% |
| Missouri Total |
100.00% |
136,747 |
$100,114,890 |
$100,166,356 |
$4,890,450 |
$58,330,893 |
$68,256,699 |
68.14% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.46% |
464 |
$156,733 |
$156,817 |
$0 |
$57,380 |
$58,925 |
37.58% |
| Missouri Total |
100.00% |
147,488 |
$33,850,119 |
$33,988,206 |
$7,580 |
$16,081,727 |
$15,289,477 |
44.98% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.41% |
401 |
$848,789 |
$854,385 |
$0 |
$1,818,575 |
$1,635,124 |
191.38% |
| Missouri Total |
100.00% |
128,533 |
$206,264,542 |
$196,427,601 |
$183,832 |
$107,862,055 |
$134,783,035 |
68.62% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
33 |
$1,232 |
$0 |
$69,610 |
$0 |
5,650.16% |
| Missouri Total |
100.00% |
284,596 |
$1,881,745,967 |
$26,323,356 |
$1,193,717,953 |
$0 |
63.44% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.05% |
11,382 |
$1,994,305 |
$1,996,792 |
$0 |
$1,085,658 |
$1,139,204 |
57.05% |
| Missouri Total |
100.00% |
246,211 |
$65,348,248 |
$65,173,053 |
$0 |
$29,873,193 |
$32,790,176 |
50.31% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
1,729 |
$536,929 |
$0 |
$220,000 |
$305,541 |
40.97% |
| Missouri Total |
100.00% |
779,743 |
$423,071,586 |
$8,376,438 |
$304,322,036 |
$163,806,914 |
71.93% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.93% |
11,642 |
$4,994,364 |
$0 |
$1,165,831 |
$355,802 |
23.34% |
| Missouri Total |
100.00% |
417,910 |
$536,202,703 |
$4,796,339 |
$501,958,628 |
$48,295,031 |
93.61% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
12 |
$1,596 |
$0 |
$0 |
$92 |
0.00% |
| Missouri Total |
100.00% |
1,884,316 |
$799,312,076 |
$307,533,931 |
$774,801,316 |
$60,890,331 |
96.93% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
34,172 |
$9,479,894 |
$9,587,538 |
$0 |
$5,735,091 |
$5,704,523 |
59.50% |
| Missouri Total |
100.00% |
12,713,587 |
$7,312,311,563 |
$7,274,695,579 |
$5,294,698 |
$5,673,688,510 |
$5,715,495,860 |
78.57% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
15,313 |
$4,360,175 |
$4,457,428 |
$0 |
$2,252,990 |
$2,309,698 |
51.82% |
| Missouri Total |
100.00% |
10,514,539 |
$5,121,340,548 |
$5,112,068,597 |
$209,111 |
$4,073,597,987 |
$4,087,892,605 |
79.97% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
5,122 |
$464,563 |
$0 |
$268,176 |
$86,140 |
57.73% |
| Missouri Total |
100.00% |
4,644,293 |
$3,067,810,984 |
$3,318,043 |
$2,619,191,596 |
$209,371,137 |
85.38% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
18,859 |
$5,119,719 |
$5,130,110 |
$0 |
$3,482,101 |
$3,394,825 |
66.17% |
| Missouri Total |
100.00% |
2,199,048 |
$2,190,971,015 |
$2,162,626,982 |
$5,085,587 |
$1,600,090,523 |
$1,627,603,255 |
75.26% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
13,416 |
$5,534,121 |
$0 |
$1,455,441 |
$661,435 |
26.30% |
| Missouri Total |
100.00% |
3,897,052 |
$6,338,128,203 |
$353,920,026 |
$4,496,127,439 |
$298,413,344 |
70.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
18,538 |
$5,998,684 |
$0 |
$1,723,617 |
$747,575 |
28.73% |
| Missouri Total |
100.00% |
8,541,345 |
$9,405,939,187 |
$357,238,069 |
$7,115,319,035 |
$507,784,481 |
75.65% |