Company Name:
AMERICAN HERITAGE LIFE INSURANCE COMPANYCompany Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224Mailing Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224-6688Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1961-07-31
| Line |
Authorized Date |
| Accident and Health |
1961-07-31 |
| Life, annuities and endowments |
1961-07-31 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
1,214 |
$66,539 |
$66,539 |
$0 |
$29,045 |
$29,045 |
43.65% |
| Missouri Total |
100.00% |
4,212,201 |
$87,160,796 |
$87,586,505 |
$0 |
$51,632,494 |
$56,380,230 |
64.37% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1,846 |
$81,883 |
$81,883 |
$0 |
$17,238 |
$17,238 |
21.05% |
| Missouri Total |
100.00% |
662,523 |
$1,957,296,360 |
$1,969,128,831 |
$0 |
$1,613,528,243 |
$1,603,626,587 |
81.44% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.39% |
4,591 |
$390,052 |
$0 |
$280,262 |
$53,916 |
71.85% |
| Missouri Total |
100.00% |
369,157 |
$28,058,128 |
$29,790 |
$16,504,778 |
$2,548,256 |
58.82% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
1,288 |
$429,269 |
$429,269 |
$0 |
$392,144 |
$392,144 |
91.35% |
| Missouri Total |
100.00% |
858,934 |
$191,105,734 |
$189,372,101 |
$0 |
$134,629,290 |
$134,927,961 |
71.25% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
454 |
$31,716 |
$31,716 |
$0 |
$28,955 |
$28,955 |
91.29% |
| Missouri Total |
100.00% |
1,266,752 |
$256,309,616 |
$254,915,092 |
$101,841 |
$184,783,260 |
$196,034,771 |
76.90% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
149 |
$252,291 |
$252,291 |
$0 |
$67,097 |
$67,097 |
26.60% |
| Missouri Total |
100.00% |
3,668,323 |
$189,102,059 |
$189,147,382 |
$0 |
$89,172,031 |
$87,528,860 |
46.28% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.19% |
2,183 |
$269,689 |
$269,689 |
$0 |
$238,624 |
$181,720 |
67.38% |
| Missouri Total |
100.00% |
197,425 |
$22,594,850 |
$25,065,395 |
$0 |
$9,111,668 |
$7,503,831 |
29.94% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.60% |
7,573 |
$976,865 |
$963,016 |
$0 |
$515,734 |
$563,763 |
58.54% |
| Missouri Total |
100.00% |
72,239 |
$9,211,447 |
$9,155,550 |
$0 |
$4,482,990 |
$4,904,814 |
53.57% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,620 |
$38,408 |
$0 |
$26,000 |
$61,879 |
67.69% |
| Missouri Total |
100.00% |
2,937,935 |
$441,547,932 |
$1,921,557 |
$389,417,306 |
$196,767,469 |
88.19% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.20% |
5,064 |
$1,220,493 |
$1,220,493 |
$0 |
$321,216 |
$321,216 |
26.32% |
| Missouri Total |
100.00% |
581,728 |
$55,364,139 |
$56,011,512 |
$0 |
$25,146,994 |
$24,885,905 |
44.43% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.79% |
1,629 |
$785,292 |
$785,292 |
$0 |
$248,480 |
$248,480 |
31.64% |
| Missouri Total |
100.00% |
154,304 |
$98,855,646 |
$99,404,881 |
$3,529,493 |
$54,171,917 |
$62,204,792 |
62.58% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.46% |
486 |
$163,341 |
$163,341 |
$0 |
$76,742 |
$76,742 |
46.98% |
| Missouri Total |
100.00% |
136,386 |
$35,223,506 |
$36,046,099 |
$8,586 |
$17,334,385 |
$16,536,022 |
45.87% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
437 |
$964,706 |
$964,706 |
$0 |
$1,775,585 |
$1,775,585 |
184.05% |
| Missouri Total |
100.00% |
131,680 |
$201,668,862 |
$188,620,115 |
$122,674 |
$99,526,786 |
$127,448,974 |
67.57% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
36 |
$390 |
$0 |
$38,553 |
$0 |
9,885.38% |
| Missouri Total |
100.00% |
279,053 |
$1,631,861,118 |
$51,748,396 |
$1,466,679,173 |
$0 |
89.88% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.86% |
10,560 |
$1,753,980 |
$1,778,225 |
$0 |
$1,052,691 |
$1,493,439 |
83.98% |
| Missouri Total |
100.00% |
239,225 |
$61,270,452 |
$61,653,241 |
$0 |
$29,411,244 |
$31,827,291 |
51.62% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
1,320 |
$378,902 |
$0 |
$100,469 |
$233,900 |
26.52% |
| Missouri Total |
100.00% |
765,781 |
$395,958,904 |
$8,651,368 |
$290,161,126 |
$154,906,413 |
73.28% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.79% |
10,296 |
$3,988,463 |
$0 |
$1,397,247 |
$298,999 |
35.03% |
| Missouri Total |
100.00% |
417,017 |
$506,318,432 |
$4,688,405 |
$538,538,821 |
$47,011,494 |
106.36% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
10 |
$687 |
$0 |
$38,855 |
$52 |
5,655.75% |
| Missouri Total |
100.00% |
1,919,642 |
$748,386,360 |
$338,046,133 |
$736,372,964 |
$59,266,757 |
98.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
32,883 |
$6,996,064 |
$7,006,460 |
$0 |
$4,763,551 |
$5,195,424 |
74.15% |
| Missouri Total |
100.00% |
14,659,481 |
$6,922,016,805 |
$6,923,691,877 |
$3,843,365 |
$5,312,904,301 |
$5,378,359,740 |
77.68% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
14,707 |
$2,108,252 |
$2,094,403 |
$0 |
$1,288,837 |
$1,279,962 |
61.11% |
| Missouri Total |
100.00% |
12,534,552 |
$4,930,311,792 |
$4,938,575,867 |
$180,165 |
$3,845,987,952 |
$3,880,443,746 |
78.57% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
6,211 |
$428,460 |
$0 |
$306,262 |
$115,795 |
71.48% |
| Missouri Total |
100.00% |
4,279,291 |
$3,835,498,700 |
$10,857,272 |
$2,877,637,120 |
$218,222,847 |
75.03% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
18,176 |
$4,887,812 |
$4,912,057 |
$0 |
$3,474,714 |
$3,915,462 |
79.71% |
| Missouri Total |
100.00% |
2,124,929 |
$1,991,705,013 |
$1,985,116,010 |
$3,663,200 |
$1,466,916,349 |
$1,497,915,994 |
75.46% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
11,662 |
$4,368,442 |
$0 |
$1,575,124 |
$532,951 |
36.06% |
| Missouri Total |
100.00% |
3,872,877 |
$6,092,339,866 |
$410,027,588 |
$4,978,545,607 |
$291,073,483 |
81.72% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
17,873 |
$4,796,902 |
$0 |
$1,881,386 |
$648,746 |
39.22% |
| Missouri Total |
100.00% |
8,152,168 |
$9,927,838,566 |
$420,884,860 |
$7,856,182,727 |
$509,296,330 |
79.13% |