Company Name:
AMERICAN HERITAGE LIFE INSURANCE COMPANYCompany Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224Mailing Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224-6688Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1961-07-31
| Line |
Authorized Date |
| Accident and Health |
1961-07-31 |
| Life, annuities and endowments |
1961-07-31 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
26 |
$7,106 |
$7,101 |
$0 |
$250 |
$147 |
2.07% |
| Missouri Total |
100.00% |
3,112,785 |
$96,313,011 |
$96,004,545 |
$103,738 |
$49,204,603 |
$51,379,533 |
53.52% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
162 |
$49,081 |
$49,052 |
$0 |
$40,925 |
$24,091 |
49.11% |
| Missouri Total |
100.00% |
388,370 |
$990,361,626 |
$991,633,986 |
$0 |
$858,201,657 |
$874,822,148 |
88.22% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.30% |
3,866 |
$1,121,057 |
$0 |
$257,553 |
$67,379 |
22.97% |
| Missouri Total |
100.00% |
540,054 |
$33,920,188 |
$33,742 |
$18,191,182 |
$2,987,583 |
53.63% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
143 |
$36,925 |
$36,903 |
$0 |
$20,491 |
$12,062 |
32.69% |
| Missouri Total |
100.00% |
676,475 |
$141,386,608 |
$134,078,757 |
$43,464 |
$101,787,485 |
$102,738,450 |
76.63% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
126 |
$90,494 |
$90,440 |
$0 |
$46,794 |
$27,546 |
30.46% |
| Missouri Total |
100.00% |
1,120,380 |
$216,398,030 |
$216,750,400 |
$37,513 |
$147,429,402 |
$174,125,247 |
80.33% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.10% |
1,809 |
$917,653 |
$501,338 |
$0 |
$125,412 |
$253,554 |
50.58% |
| Missouri Total |
100.00% |
334,847 |
$29,558,218 |
$31,473,169 |
$0 |
$14,588,023 |
$13,987,422 |
44.44% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.49% |
893 |
$276,739 |
$276,574 |
$0 |
$113,281 |
$66,683 |
24.11% |
| Missouri Total |
100.00% |
74,821 |
$7,920,812 |
$7,937,783 |
$0 |
$2,669,080 |
$2,485,075 |
31.31% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
192 |
$12,031 |
$0 |
$40,000 |
$4,408 |
332.47% |
| Missouri Total |
100.00% |
3,195,709 |
$340,509,430 |
$2,662,813 |
$375,549,371 |
$154,098,346 |
110.29% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.55% |
5,426 |
$1,042,047 |
$1,048,628 |
$0 |
$367,349 |
$434,378 |
41.42% |
| Missouri Total |
100.00% |
778,791 |
$40,880,088 |
$40,573,682 |
$175 |
$18,717,124 |
$19,492,689 |
48.04% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
904 |
$389,370 |
$391,829 |
$0 |
$219,237 |
$259,241 |
66.16% |
| Missouri Total |
100.00% |
136,980 |
$82,139,891 |
$82,487,795 |
$1,259,941 |
$46,835,397 |
$53,586,832 |
64.96% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.42% |
586 |
$116,928 |
$117,666 |
$0 |
$31,220 |
$36,917 |
31.37% |
| Missouri Total |
100.00% |
150,444 |
$28,173,993 |
$27,922,148 |
$7,077 |
$13,925,642 |
$14,162,998 |
50.72% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.80% |
565 |
$1,323,812 |
$1,332,173 |
$0 |
$1,665,071 |
$1,968,893 |
147.80% |
| Missouri Total |
100.00% |
125,238 |
$165,476,602 |
$158,127,812 |
$9,628 |
$67,127,857 |
$90,850,534 |
57.45% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
66 |
$960 |
$0 |
$76,412 |
$0 |
7,959.58% |
| Missouri Total |
100.00% |
343,929 |
$1,208,751,601 |
$1,418,229 |
$1,005,859,160 |
$0 |
83.21% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.64% |
8,288 |
$1,297,778 |
$1,305,974 |
$0 |
$406,917 |
$481,166 |
36.84% |
| Missouri Total |
100.00% |
217,469 |
$49,088,053 |
$48,694,411 |
$0 |
$23,964,793 |
$25,558,105 |
52.49% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
649 |
$133,365 |
$0 |
$25,000 |
$49,940 |
18.75% |
| Missouri Total |
100.00% |
694,064 |
$347,382,114 |
$9,263,420 |
$212,249,288 |
$108,608,536 |
61.10% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
3,005 |
$718,496 |
$0 |
$276,626 |
$82,246 |
38.50% |
| Missouri Total |
100.00% |
453,561 |
$552,152,498 |
$4,442,311 |
$479,281,007 |
$45,190,056 |
86.80% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
12 |
$689 |
$0 |
$6,000 |
$56 |
870.83% |
| Missouri Total |
100.00% |
2,254,309 |
$760,946,118 |
$311,864,185 |
$860,216,353 |
$58,567,813 |
113.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
18,928 |
$5,547,933 |
$5,157,678 |
$0 |
$3,036,947 |
$3,564,678 |
69.11% |
| Missouri Total |
100.00% |
15,325,488 |
$4,295,618,608 |
$4,290,144,267 |
$1,485,559 |
$3,002,308,121 |
$3,208,218,965 |
74.78% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
3,159 |
$1,377,998 |
$961,408 |
$0 |
$347,153 |
$384,083 |
39.95% |
| Missouri Total |
100.00% |
13,467,585 |
$3,292,621,915 |
$3,288,067,459 |
$208,057 |
$2,379,030,650 |
$2,553,729,227 |
77.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
4,058 |
$1,133,088 |
$0 |
$297,553 |
$71,787 |
26.26% |
| Missouri Total |
100.00% |
4,689,528 |
$3,414,637,016 |
$8,065,165 |
$2,380,137,400 |
$176,276,564 |
69.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.42% |
15,769 |
$4,169,935 |
$4,196,270 |
$0 |
$2,689,794 |
$3,180,595 |
75.80% |
| Missouri Total |
100.00% |
1,857,903 |
$1,002,996,693 |
$1,002,076,808 |
$1,277,502 |
$623,277,471 |
$654,489,738 |
65.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
3,732 |
$853,510 |
$0 |
$384,038 |
$132,242 |
45.00% |
| Missouri Total |
100.00% |
4,285,396 |
$5,150,758,634 |
$383,562,866 |
$4,123,058,017 |
$245,622,119 |
80.05% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
7,790 |
$1,986,598 |
$0 |
$681,591 |
$204,029 |
34.31% |
| Missouri Total |
100.00% |
8,974,924 |
$8,565,395,650 |
$391,628,031 |
$6,503,195,417 |
$421,898,683 |
75.92% |