Company Name:
AMERICAN HERITAGE LIFE INSURANCE COMPANYCompany Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224Mailing Address:
1776 AMERICAN HERITAGE LIFE DRIVE
JACKSONVILLE, FL 32224-6688Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1961-07-31
| Line |
Authorized Date |
| Accident and Health |
1961-07-31 |
| Life, annuities and endowments |
1961-07-31 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
672 |
$552,057 |
$526,270 |
$0 |
$360,860 |
$377,132 |
71.66% |
| Missouri Total |
100.00% |
488,927 |
$741,460,138 |
$751,469,005 |
$26,259 |
$666,406,437 |
$684,576,990 |
91.10% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.16% |
1,121 |
$378,250 |
$0 |
$42,051 |
$17,448 |
11.12% |
| Missouri Total |
100.00% |
571,829 |
$32,514,714 |
$31,793 |
$23,174,177 |
$3,555,940 |
71.27% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
48 |
$8,806 |
$8,395 |
$0 |
$5,756 |
$6,016 |
71.66% |
| Missouri Total |
100.00% |
564,416 |
$145,632,548 |
$144,155,774 |
$411,414 |
$99,898,942 |
$98,112,452 |
68.06% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
1,187 |
$561,421 |
$535,197 |
$0 |
$366,981 |
$383,530 |
71.66% |
| Missouri Total |
100.00% |
1,121,219 |
$192,153,221 |
$191,368,220 |
$90,133 |
$128,429,494 |
$149,185,996 |
77.96% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.51% |
353 |
$176,735 |
$83,433 |
$0 |
$14,838 |
$24,239 |
29.05% |
| Missouri Total |
100.00% |
273,486 |
$34,498,114 |
$39,702,980 |
$0 |
$18,162,858 |
$17,319,562 |
43.62% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.63% |
167 |
$29,995 |
$28,594 |
$0 |
$19,606 |
$20,491 |
71.66% |
| Missouri Total |
100.00% |
39,537 |
$4,788,104 |
$4,810,263 |
$0 |
$3,153,374 |
$3,034,283 |
63.08% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.75% |
1,705 |
$833,645 |
$794,704 |
$0 |
$544,924 |
$569,496 |
71.66% |
| Missouri Total |
100.00% |
746,399 |
$110,671,927 |
$108,898,969 |
$0 |
$68,039,680 |
$72,206,007 |
66.31% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
249 |
$30,116 |
$0 |
$98,592 |
$8,322 |
327.37% |
| Missouri Total |
100.00% |
2,936,221 |
$320,918,890 |
$4,138,916 |
$367,675,046 |
$141,808,184 |
114.57% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.56% |
3,332 |
$574,838 |
$576,093 |
$0 |
$143,519 |
$146,861 |
25.49% |
| Missouri Total |
100.00% |
720,793 |
$36,941,318 |
$37,593,334 |
$69,386 |
$16,209,065 |
$13,838,188 |
36.81% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
456 |
$183,692 |
$184,093 |
$0 |
$80,237 |
$82,105 |
44.60% |
| Missouri Total |
100.00% |
120,632 |
$73,743,463 |
$74,347,831 |
$885,489 |
$40,622,002 |
$46,478,692 |
62.52% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
138 |
$26,396 |
$26,454 |
$0 |
$1,801 |
$1,843 |
6.97% |
| Missouri Total |
100.00% |
156,113 |
$21,926,715 |
$22,230,269 |
$7,734 |
$11,423,188 |
$10,992,215 |
49.45% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.02% |
766 |
$1,495,212 |
$1,498,475 |
$0 |
$1,215,426 |
$1,243,728 |
83.00% |
| Missouri Total |
100.00% |
118,086 |
$146,612,156 |
$136,163,460 |
$60,924 |
$53,077,958 |
$76,391,765 |
56.10% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
74 |
$17,797 |
$0 |
$5,876 |
$0 |
33.02% |
| Missouri Total |
100.00% |
327,452 |
$1,554,696,964 |
$1,965,701 |
$872,194,110 |
$0 |
56.10% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.13% |
5,782 |
$864,961 |
$866,849 |
$0 |
$253,998 |
$259,912 |
29.98% |
| Missouri Total |
100.00% |
203,506 |
$40,683,172 |
$40,117,806 |
$0 |
$19,847,306 |
$20,449,849 |
50.97% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
613 |
$112,788 |
$0 |
$0 |
$47,735 |
0.00% |
| Missouri Total |
100.00% |
639,132 |
$264,255,937 |
$15,404,195 |
$191,261,162 |
$78,732,455 |
72.38% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
2,451 |
$621,098 |
$0 |
$74,481 |
$74,748 |
11.99% |
| Missouri Total |
100.00% |
467,687 |
$464,925,509 |
$5,035,888 |
$359,544,541 |
$43,737,708 |
77.33% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
16 |
$855 |
$0 |
$54,000 |
$68 |
6,315.79% |
| Missouri Total |
100.00% |
2,380,404 |
$784,548,602 |
$316,967,016 |
$834,005,699 |
$71,613,753 |
106.30% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
14,606 |
$5,307,758 |
$5,128,557 |
$0 |
$3,007,946 |
$3,115,353 |
60.75% |
| Missouri Total |
100.00% |
11,124,230 |
$3,437,512,087 |
$3,402,649,266 |
$1,704,541 |
$2,420,886,841 |
$2,480,088,525 |
72.89% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
4,132 |
$2,162,659 |
$1,976,593 |
$0 |
$1,312,965 |
$1,380,904 |
69.86% |
| Missouri Total |
100.00% |
9,384,360 |
$2,485,290,187 |
$2,498,336,485 |
$680,104 |
$1,889,711,298 |
$1,926,618,671 |
77.12% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1,370 |
$408,366 |
$0 |
$140,643 |
$25,770 |
34.44% |
| Missouri Total |
100.00% |
4,699,608 |
$2,977,339,620 |
$11,519,949 |
$2,217,753,985 |
$170,948,806 |
74.49% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
10,474 |
$3,145,099 |
$3,151,964 |
$0 |
$1,694,981 |
$1,734,449 |
55.03% |
| Missouri Total |
100.00% |
1,739,870 |
$952,221,900 |
$904,312,781 |
$1,024,437 |
$531,175,543 |
$553,469,854 |
61.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
3,154 |
$752,538 |
$0 |
$134,357 |
$122,551 |
17.85% |
| Missouri Total |
100.00% |
4,371,622 |
$4,933,582,492 |
$414,340,097 |
$3,334,801,658 |
$227,044,189 |
67.59% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
4,524 |
$1,160,904 |
$0 |
$275,000 |
$148,321 |
23.69% |
| Missouri Total |
100.00% |
9,071,230 |
$7,910,922,112 |
$425,860,046 |
$5,552,555,643 |
$397,992,995 |
70.19% |