Company Name:
PRINCIPAL LIFE INSURANCE COMPANYCompany Address:
711 HIGH ST
DES MOINES, IA 50309-2732Mailing Address:
711 HIGH STREET
DES MOINES, IA 50392-2300Mailing Phone:
5152359192Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1911-11-08
| Line |
Authorized Date |
| Accident and Health |
1911-11-08 |
| Life, annuities and endowments |
1911-11-08 |
| Variable Contracts |
1911-11-08 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
2,714 |
$633,804 |
$635,209 |
$0 |
$76,825 |
$78,448 |
12.35% |
| Missouri Total |
100.00% |
5,208,643 |
$132,394,047 |
$130,978,218 |
$440,537 |
$67,054,609 |
$72,981,639 |
55.72% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.02% |
72,041 |
$22,225,215 |
$22,230,634 |
$0 |
$14,377,424 |
$14,681,190 |
66.04% |
| Missouri Total |
100.00% |
887,743 |
$304,149,820 |
$302,293,996 |
$0 |
$235,410,931 |
$228,848,506 |
75.70% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
38.39% |
272,962 |
$212,722,357 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
300,674 |
$554,165,812 |
$0 |
$165,238,004 |
$0 |
29.82% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.21% |
48,332 |
$12,128,820 |
$12,133,965 |
$0 |
$7,888,996 |
$8,055,675 |
66.39% |
| Missouri Total |
100.00% |
1,476,312 |
$377,327,672 |
$377,459,823 |
$1,669,126 |
$268,698,807 |
$280,075,073 |
74.20% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.30% |
46,223 |
$3,823,576 |
$3,826,748 |
$0 |
$2,179,539 |
$2,225,589 |
58.16% |
| Missouri Total |
100.00% |
4,357,437 |
$292,629,027 |
$293,361,043 |
$9,142 |
$171,878,579 |
$173,056,541 |
58.99% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
34 |
$17,076 |
$44,733 |
$0 |
$49,841 |
$49,420 |
110.48% |
| Missouri Total |
100.00% |
39,214 |
$36,002,529 |
$35,757,009 |
$0 |
$30,333,248 |
$37,733,428 |
105.53% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.30% |
171 |
$748,645 |
$748,779 |
$0 |
$736,816 |
$685,516 |
91.55% |
| Missouri Total |
100.00% |
112,073 |
$251,917,563 |
$257,604,450 |
$0 |
$213,760,279 |
$216,273,109 |
83.96% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.61% |
272,944 |
$42,170,398 |
$0 |
$33,139,547 |
$0 |
78.58% |
| Missouri Total |
100.00% |
570,405 |
$1,615,422,696 |
$13,925,446 |
$1,239,854,345 |
$0 |
76.75% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
272,962 |
$805,121 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
371,923 |
$1,112,077,063 |
$0 |
$1,365,350,630 |
$0 |
122.77% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.84% |
1,697 |
$407,458 |
$408,680 |
$0 |
$38,200 |
$39,007 |
9.54% |
| Missouri Total |
100.00% |
272,973 |
$48,261,311 |
$48,618,447 |
$0 |
$20,864,279 |
$19,052,765 |
39.19% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.40% |
119,410 |
$13,195,043 |
$0 |
$13,251,619 |
$4,046,472 |
100.43% |
| Missouri Total |
100.00% |
2,032,847 |
$550,552,584 |
$738,897 |
$604,147,103 |
$3,544,384,897 |
109.73% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.52% |
497 |
$615,975 |
$0 |
$189,226 |
$24,649 |
30.72% |
| Missouri Total |
100.00% |
54,974 |
$117,946,479 |
$0 |
$47,876,627 |
$404,099,425 |
40.59% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
18 |
$0 |
$0 |
$88,764 |
$0 |
|
| Missouri Total |
100.00% |
51,987 |
$417,563,026 |
$7,577 |
$657,252,267 |
$0 |
157.40% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$63 |
|
| Missouri Total |
100.00% |
135,151 |
$41,180,646 |
$3,889 |
$46,696,757 |
$207,953,990 |
113.39% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
187 |
$0 |
$0 |
$2,947,701 |
$0 |
|
| Missouri Total |
100.00% |
38,769 |
$1,008,357,259 |
$0 |
$116,454,403 |
$0 |
11.55% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.29% |
4,381 |
$11,374,742 |
$8,983,290 |
$0 |
$2,702,123 |
$2,231,244 |
24.84% |
| Missouri Total |
100.00% |
101,897 |
$110,488,483 |
$108,640,778 |
$11,762,059 |
$62,222,242 |
$57,211,714 |
52.66% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
117 |
$572,474 |
$0 |
$180,601 |
$0 |
31.55% |
| Missouri Total |
100.00% |
100,891 |
$1,934,330,294 |
$0 |
$999,518,662 |
$0 |
51.67% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
89 |
$160,543 |
$126,790 |
$0 |
$38,138 |
$31,492 |
24.84% |
| Missouri Total |
100.00% |
101,941 |
$199,078,023 |
$202,542,615 |
$157 |
$195,535,830 |
$227,614,609 |
112.38% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
1,747 |
$397,857 |
$0 |
$11,467,546 |
$0 |
2,882.33% |
| Missouri Total |
100.00% |
195,418 |
$2,351,384,549 |
$39,791,533 |
$1,374,219,086 |
$0 |
58.44% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
433 |
$463,352 |
$0 |
$19,424 |
$239,641 |
4.19% |
| Missouri Total |
100.00% |
859,422 |
$622,444,889 |
$8,309,324 |
$442,704,256 |
$2,194,544,757 |
71.12% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.91% |
1,614 |
$14,894,736 |
$0 |
$3,929,535 |
$517,184 |
26.38% |
| Missouri Total |
100.00% |
340,392 |
$780,778,609 |
$4,406,140 |
$756,884,370 |
$3,184,045,843 |
96.94% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.71% |
1,757 |
$13,934,881 |
$0 |
$11,472,338 |
$0 |
82.33% |
| Missouri Total |
100.00% |
267,107 |
$1,971,172,498 |
$629,776 |
$3,611,994,065 |
$0 |
183.24% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
2,637 |
$1,090,753 |
$1,199,229 |
$3,577,121 |
$139,028 |
437.89% |
| Missouri Total |
100.00% |
1,487,227 |
$865,446,822 |
$261,908,869 |
$1,026,942,514 |
$1,502,034,372 |
118.66% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
175,682 |
$51,519,879 |
$49,138,828 |
$0 |
$28,087,902 |
$28,077,581 |
57.14% |
| Missouri Total |
100.00% |
18,996,233 |
$12,159,223,075 |
$12,118,138,424 |
$13,998,881 |
$9,873,450,917 |
$9,928,870,548 |
81.93% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
171,212 |
$39,984,594 |
$40,028,748 |
$0 |
$25,347,641 |
$25,814,845 |
64.49% |
| Missouri Total |
100.00% |
15,015,732 |
$7,412,104,907 |
$7,372,968,918 |
$2,219,915 |
$6,047,915,454 |
$6,045,389,440 |
81.99% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.00% |
938,794 |
$269,508,894 |
$0 |
$46,669,156 |
$4,071,184 |
17.32% |
| Missouri Total |
100.00% |
3,637,342 |
$4,494,793,762 |
$14,676,164 |
$4,458,070,047 |
$4,176,873,652 |
99.18% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
4,470 |
$11,535,285 |
$9,110,080 |
$0 |
$2,740,261 |
$2,262,736 |
24.84% |
| Missouri Total |
100.00% |
3,980,501 |
$4,747,118,168 |
$4,745,169,506 |
$11,778,966 |
$3,825,535,463 |
$3,883,481,108 |
81.84% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
8,492 |
$31,354,053 |
$1,199,229 |
$33,594,266 |
$895,853 |
110.97% |
| Missouri Total |
100.00% |
3,514,998 |
$9,858,960,504 |
$320,597,395 |
$8,939,381,209 |
$7,371,798,263 |
90.67% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.10% |
947,286 |
$300,862,947 |
$1,199,229 |
$80,263,422 |
$4,967,037 |
27.08% |
| Missouri Total |
100.00% |
7,152,340 |
$14,353,754,266 |
$335,273,559 |
$13,397,451,256 |
$11,545,866,117 |
93.34% |