Company Name:
PRINCIPAL LIFE INSURANCE COMPANYCompany Address:
711 HIGH ST
DES MOINES, IA 50309-2732Mailing Address:
711 HIGH STREET
DES MOINES, IA 50392-2300Mailing Phone:
5152359192Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1911-11-08
| Line |
Authorized Date |
| Accident and Health |
1911-11-08 |
| Life, annuities and endowments |
1911-11-08 |
| Variable Contracts |
1911-11-08 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
1,080 |
$247,597 |
$247,597 |
$0 |
$44,625 |
$45,571 |
18.41% |
| Missouri Total |
100.00% |
6,557,853 |
$116,616,092 |
$116,256,068 |
$14,614 |
$43,850,060 |
$37,998,288 |
32.68% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.56% |
60,592 |
$18,152,612 |
$18,075,253 |
$0 |
$11,318,812 |
$11,558,826 |
63.95% |
| Missouri Total |
100.00% |
955,956 |
$326,344,875 |
$323,340,355 |
$0 |
$216,439,301 |
$218,654,835 |
67.62% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
35.05% |
118,854 |
$192,064,204 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
143,685 |
$547,925,021 |
$0 |
$156,509,887 |
$0 |
28.56% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.08% |
56,521 |
$13,246,187 |
$32,240,724 |
$0 |
$8,658,413 |
$8,842,013 |
27.42% |
| Missouri Total |
100.00% |
1,448,026 |
$324,646,590 |
$344,472,566 |
$503,101 |
$212,439,422 |
$212,761,970 |
61.76% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.14% |
31,426 |
$2,730,035 |
$2,704,418 |
$0 |
$1,473,193 |
$1,504,432 |
55.63% |
| Missouri Total |
100.00% |
4,172,281 |
$239,839,244 |
$239,162,225 |
$9,316 |
$153,746,932 |
$154,114,622 |
64.44% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
42 |
$17,166 |
$39,887 |
$0 |
$39,877 |
$40,927 |
102.61% |
| Missouri Total |
100.00% |
42,613 |
$37,143,761 |
$34,484,674 |
$0 |
$28,974,512 |
$34,636,900 |
100.44% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.58% |
325 |
$1,227,285 |
$1,227,430 |
$0 |
$1,047,278 |
$1,039,093 |
84.66% |
| Missouri Total |
100.00% |
84,683 |
$211,002,839 |
$213,317,566 |
$0 |
$175,220,253 |
$175,926,090 |
82.47% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.51% |
124,546 |
$37,173,117 |
$2,438 |
$24,732,871 |
$0 |
66.54% |
| Missouri Total |
100.00% |
294,753 |
$1,481,250,264 |
$9,237,832 |
$763,375,602 |
$0 |
51.54% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
118,854 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
189,822 |
$1,033,448,489 |
$0 |
$1,312,784,723 |
$0 |
127.03% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
766 |
$168,818 |
$168,818 |
$0 |
$11,000 |
$11,233 |
6.65% |
| Missouri Total |
100.00% |
360,611 |
$42,211,775 |
$42,810,667 |
$0 |
$16,360,538 |
$16,390,458 |
38.29% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.66% |
146,858 |
$14,036,747 |
$0 |
$11,723,197 |
$7,194,209 |
83.52% |
| Missouri Total |
100.00% |
2,205,224 |
$528,415,026 |
$1,396,600 |
$422,121,559 |
$228,201,651 |
79.88% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.05% |
685 |
$647,698 |
$0 |
$846,023 |
$37,817 |
130.62% |
| Missouri Total |
100.00% |
39,454 |
$61,941,498 |
$39 |
$45,254,327 |
$5,952,492 |
73.06% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
39 |
$0 |
$0 |
$168,675 |
$0 |
|
| Missouri Total |
100.00% |
114,751 |
$530,408,432 |
$5,077 |
$962,761,975 |
$0 |
181.51% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$63 |
|
| Missouri Total |
100.00% |
143,279 |
$38,609,147 |
$14,845 |
$31,605,609 |
$1,512,704 |
81.86% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.19% |
201 |
$2,186,332 |
$0 |
$2,673,438 |
$0 |
122.28% |
| Missouri Total |
100.00% |
36,247 |
$99,623,113 |
$0 |
$99,999,733 |
$0 |
100.38% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.11% |
3,739 |
$9,568,670 |
$7,346,893 |
$0 |
$2,546,416 |
$6,342,067 |
86.32% |
| Missouri Total |
100.00% |
123,307 |
$118,032,800 |
$114,204,809 |
$9,531,503 |
$69,334,277 |
$78,931,767 |
69.11% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.18% |
159 |
$2,683,025 |
$0 |
$186,914 |
$0 |
6.97% |
| Missouri Total |
100.00% |
95,837 |
$1,488,263,255 |
$0 |
$677,443,796 |
$0 |
45.52% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
109 |
$171,984 |
$132,051 |
$0 |
$45,768 |
$42,732 |
32.36% |
| Missouri Total |
100.00% |
111,307 |
$210,293,108 |
$206,489,953 |
$0 |
$214,673,832 |
$251,441,454 |
121.77% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.60% |
2,392 |
$29,432,103 |
$0 |
$11,674,903 |
$0 |
39.67% |
| Missouri Total |
100.00% |
206,286 |
$1,130,108,831 |
$34,631,430 |
$1,325,260,748 |
$0 |
117.27% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.11% |
541 |
$586,056 |
$0 |
$285,024 |
$276,791 |
48.63% |
| Missouri Total |
100.00% |
818,868 |
$558,083,312 |
$8,822,543 |
$348,190,973 |
$635,353,626 |
62.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.82% |
1,742 |
$12,376,066 |
$0 |
$10,264,196 |
$755,534 |
82.94% |
| Missouri Total |
100.00% |
376,764 |
$678,294,694 |
$7,369,700 |
$760,857,300 |
$233,683,657 |
112.17% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.60% |
1,998 |
$11,909,393 |
$0 |
$9,964,070 |
$0 |
83.67% |
| Missouri Total |
100.00% |
262,921 |
$1,969,980,345 |
$572,284 |
$4,358,601,976 |
$0 |
221.25% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
3,332 |
$1,405,274 |
$1,442,304 |
$3,926,299 |
$172,201 |
382.03% |
| Missouri Total |
100.00% |
1,555,797 |
$803,680,907 |
$273,080,455 |
$969,884,037 |
$180,093,894 |
120.68% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
154,600 |
$45,530,354 |
$62,183,071 |
$0 |
$25,185,382 |
$29,426,894 |
47.32% |
| Missouri Total |
100.00% |
18,510,813 |
$11,250,055,375 |
$11,264,934,165 |
$10,211,045 |
$8,998,120,067 |
$9,109,306,437 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.46% |
150,752 |
$35,789,700 |
$54,704,127 |
$0 |
$22,593,198 |
$23,042,095 |
42.12% |
| Missouri Total |
100.00% |
16,253,060 |
$7,800,314,473 |
$7,835,962,961 |
$673,020 |
$6,329,250,405 |
$6,392,782,880 |
81.58% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.71% |
509,837 |
$243,921,766 |
$2,438 |
$37,470,766 |
$7,232,089 |
15.36% |
| Missouri Total |
100.00% |
3,293,003 |
$4,271,573,970 |
$10,655,145 |
$4,001,820,864 |
$251,717,054 |
93.68% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
3,848 |
$9,740,654 |
$7,478,944 |
$0 |
$2,592,184 |
$6,384,799 |
85.37% |
| Missouri Total |
100.00% |
2,257,753 |
$3,449,740,902 |
$3,428,971,204 |
$9,538,025 |
$2,668,869,662 |
$2,716,523,557 |
79.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.86% |
10,365 |
$60,578,249 |
$1,442,304 |
$38,974,844 |
$1,204,526 |
66.72% |
| Missouri Total |
100.00% |
3,545,013 |
$7,012,746,399 |
$328,499,433 |
$9,057,491,351 |
$1,070,602,423 |
129.16% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.70% |
520,202 |
$304,500,015 |
$1,444,742 |
$76,445,610 |
$8,436,615 |
25.58% |
| Missouri Total |
100.00% |
6,838,016 |
$11,284,320,369 |
$339,154,578 |
$13,059,312,215 |
$1,322,319,477 |
115.73% |