Company Name:
PRINCIPAL LIFE INSURANCE COMPANYCompany Address:
711 HIGH ST
DES MOINES, IA 50309-2732Mailing Address:
711 HIGH STREET
DES MOINES, IA 50392-2300Mailing Phone:
5152359192Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1911-11-08
| Line |
Authorized Date |
| Accident and Health |
1911-11-08 |
| Life, annuities and endowments |
1911-11-08 |
| Variable Contracts |
1911-11-08 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
452 |
$83,516 |
$83,516 |
$0 |
$14,350 |
$14,789 |
17.71% |
| Missouri Total |
100.00% |
6,402,141 |
$110,230,122 |
$108,042,632 |
$9,062 |
$48,534,065 |
$50,936,723 |
47.15% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.11% |
54,378 |
$16,848,039 |
$16,582,309 |
$0 |
$10,439,256 |
$10,758,731 |
64.88% |
| Missouri Total |
100.00% |
750,182 |
$275,533,543 |
$273,366,731 |
$0 |
$199,655,851 |
$202,635,088 |
74.13% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
30.66% |
118,854 |
$201,609,664 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
143,017 |
$657,514,465 |
$0 |
$147,598,997 |
$0 |
22.45% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.68% |
66,722 |
$14,777,319 |
$31,621,580 |
$0 |
$9,173,594 |
$9,454,335 |
29.90% |
| Missouri Total |
100.00% |
1,317,747 |
$315,434,996 |
$333,810,137 |
$419,987 |
$232,348,022 |
$221,502,939 |
66.36% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.03% |
24,333 |
$2,316,780 |
$2,274,684 |
$0 |
$1,171,079 |
$1,206,918 |
53.06% |
| Missouri Total |
100.00% |
3,794,715 |
$225,795,125 |
$225,657,489 |
$9,729 |
$138,306,273 |
$139,770,213 |
61.94% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
43 |
$17,871 |
$21,862 |
$0 |
$38,477 |
$39,137 |
179.02% |
| Missouri Total |
100.00% |
45,270 |
$38,659,448 |
$37,225,358 |
$0 |
$24,820,971 |
$27,280,726 |
73.29% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.61% |
387 |
$1,363,868 |
$1,363,836 |
$0 |
$1,118,645 |
$1,114,932 |
81.75% |
| Missouri Total |
100.00% |
92,599 |
$223,765,220 |
$225,116,183 |
$0 |
$172,329,372 |
$172,316,155 |
76.55% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
138,079 |
$3,107,895 |
$2,372 |
$23,703,806 |
$0 |
762.77% |
| Missouri Total |
100.00% |
312,735 |
$1,502,027,628 |
$9,721,497 |
$755,224,260 |
$0 |
50.28% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
390 |
$63,220 |
$63,220 |
$0 |
$10,100 |
$10,409 |
16.46% |
| Missouri Total |
100.00% |
208,254 |
$34,833,470 |
$35,029,265 |
$0 |
$12,014,822 |
$10,693,038 |
30.53% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.51% |
140,697 |
$13,372,885 |
$0 |
$12,069,540 |
$6,880,096 |
90.25% |
| Missouri Total |
100.00% |
2,262,793 |
$531,820,140 |
$1,417,243 |
$400,585,106 |
$220,311,459 |
75.32% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.75% |
685 |
$673,080 |
$0 |
$276,012 |
$43,398 |
41.01% |
| Missouri Total |
100.00% |
45,178 |
$38,377,947 |
$38 |
$214,229,102 |
$8,643,241 |
558.21% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
39 |
$0 |
$0 |
$175,373 |
$0 |
|
| Missouri Total |
100.00% |
111,069 |
$586,227,659 |
$3,676 |
$997,152,346 |
$0 |
170.10% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$65 |
|
| Missouri Total |
100.00% |
165,829 |
$43,498,371 |
$48,424 |
$93,739,508 |
$9,857,540 |
215.50% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.72% |
171 |
$3,512,973 |
$0 |
$1,984,780 |
$0 |
56.50% |
| Missouri Total |
100.00% |
34,146 |
$94,538,449 |
$0 |
$73,761,539 |
$0 |
78.02% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.05% |
3,739 |
$9,002,223 |
$6,855,780 |
$0 |
$2,645,656 |
$3,689,900 |
53.82% |
| Missouri Total |
100.00% |
128,298 |
$111,847,829 |
$113,009,194 |
$9,320,891 |
$67,487,406 |
$55,431,444 |
49.05% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
151 |
$1,060,554 |
$0 |
$201,677 |
$0 |
19.02% |
| Missouri Total |
100.00% |
95,477 |
$1,528,721,431 |
$0 |
$635,138,379 |
$0 |
41.55% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
114 |
$145,906 |
$111,117 |
$0 |
$42,880 |
$49,643 |
44.68% |
| Missouri Total |
100.00% |
116,436 |
$211,978,898 |
$217,655,297 |
$0 |
$197,145,393 |
$230,953,198 |
106.11% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.60% |
2,406 |
$34,798,941 |
$0 |
$12,438,340 |
$0 |
35.74% |
| Missouri Total |
100.00% |
219,347 |
$966,691,378 |
$38,073,879 |
$1,367,863,486 |
$0 |
141.50% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
581 |
$636,159 |
$0 |
$5,668 |
$293,891 |
0.89% |
| Missouri Total |
100.00% |
807,561 |
$545,233,882 |
$8,854,933 |
$312,433,553 |
$209,545,660 |
57.30% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.83% |
1,781 |
$12,595,001 |
$0 |
$12,238,474 |
$739,457 |
97.17% |
| Missouri Total |
100.00% |
392,226 |
$688,580,364 |
$7,899,033 |
$992,234,625 |
$72,910,917 |
144.10% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.56% |
1,998 |
$8,789,773 |
$0 |
$8,838,209 |
$0 |
100.55% |
| Missouri Total |
100.00% |
273,769 |
$1,579,684,923 |
$638,554 |
$3,680,614,002 |
$0 |
233.00% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
3,582 |
$1,530,978 |
$1,490,218 |
$4,142,122 |
$185,675 |
367.89% |
| Missouri Total |
100.00% |
1,575,221 |
$790,335,343 |
$271,555,935 |
$883,419,376 |
$54,049,613 |
111.78% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.41% |
150,558 |
$44,618,742 |
$58,977,904 |
$0 |
$24,654,037 |
$26,338,794 |
44.66% |
| Missouri Total |
100.00% |
17,298,225 |
$10,842,541,096 |
$10,885,784,298 |
$9,791,953 |
$8,529,870,791 |
$8,533,868,614 |
78.39% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
146,705 |
$35,470,613 |
$52,011,007 |
$0 |
$21,965,501 |
$22,599,251 |
43.45% |
| Missouri Total |
100.00% |
15,026,804 |
$7,368,815,822 |
$7,399,153,912 |
$462,382 |
$5,979,576,202 |
$5,973,336,105 |
80.73% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.08% |
398,355 |
$218,763,524 |
$2,372 |
$36,224,731 |
$6,923,559 |
16.56% |
| Missouri Total |
100.00% |
3,308,424 |
$5,362,402,135 |
$11,192,208 |
$3,798,692,641 |
$254,647,163 |
70.84% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
3,853 |
$9,148,129 |
$6,966,897 |
$0 |
$2,688,536 |
$3,739,543 |
53.68% |
| Missouri Total |
100.00% |
2,271,421 |
$3,473,725,274 |
$3,486,630,386 |
$9,329,571 |
$2,550,294,589 |
$2,560,532,509 |
73.44% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.96% |
10,670 |
$62,924,379 |
$1,490,218 |
$39,849,270 |
$1,219,023 |
65.70% |
| Missouri Total |
100.00% |
3,602,005 |
$6,532,189,627 |
$332,338,495 |
$8,441,805,341 |
$359,204,011 |
129.23% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.37% |
409,025 |
$281,687,903 |
$1,492,590 |
$76,074,001 |
$8,142,582 |
27.54% |
| Missouri Total |
100.00% |
6,910,429 |
$11,894,591,762 |
$343,530,703 |
$12,240,497,982 |
$613,851,174 |
102.91% |