Company Name:
PRINCIPAL LIFE INSURANCE COMPANYCompany Address:
711 HIGH ST
DES MOINES, IA 50309-2732Mailing Address:
711 HIGH STREET
DES MOINES, IA 50392-2300Mailing Phone:
5152359192Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1911-11-08
| Line |
Authorized Date |
| Accident and Health |
1911-11-08 |
| Life, annuities and endowments |
1911-11-08 |
| Variable Contracts |
1911-11-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$-85 |
$-87 |
|
| Missouri Total |
100.00% |
505,510 |
$2,007,103,666 |
$2,003,173,649 |
$0 |
$1,684,312,933 |
$1,646,221,270 |
82.18% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$-33,404 |
$-33,994 |
|
| Missouri Total |
100.00% |
265,597 |
$1,141,910,983 |
$1,142,851,740 |
$0 |
$869,814,187 |
$873,452,937 |
76.43% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.93% |
40,674 |
$12,133,134 |
$12,113,431 |
$0 |
$7,969,290 |
$8,110,207 |
66.95% |
| Missouri Total |
100.00% |
959,920 |
$245,898,323 |
$245,215,424 |
$0 |
$176,723,210 |
$179,056,110 |
73.02% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
25.75% |
104,354 |
$220,787,804 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
125,423 |
$857,318,280 |
$0 |
$121,690,165 |
$0 |
14.19% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.63% |
36,113 |
$7,983,362 |
$8,119,898 |
$0 |
$4,874,455 |
$4,960,647 |
61.09% |
| Missouri Total |
100.00% |
1,328,376 |
$303,329,965 |
$302,330,839 |
$380,940 |
$229,521,732 |
$238,471,048 |
78.88% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.54% |
10,742 |
$870,823 |
$862,989 |
$0 |
$357,455 |
$363,775 |
42.15% |
| Missouri Total |
100.00% |
2,589,371 |
$162,635,242 |
$161,918,619 |
$11,069 |
$112,628,183 |
$115,831,671 |
71.54% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
46 |
$17,812 |
$19,019 |
$0 |
$73,604 |
$73,604 |
387.00% |
| Missouri Total |
100.00% |
48,132 |
$36,275,466 |
$32,199,954 |
$0 |
$21,314,430 |
$24,045,363 |
74.68% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.79% |
532 |
$1,618,943 |
$1,619,011 |
$0 |
$1,244,968 |
$1,241,565 |
76.69% |
| Missouri Total |
100.00% |
88,825 |
$204,900,217 |
$202,239,298 |
$0 |
$162,151,342 |
$160,963,322 |
79.59% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.64% |
104,320 |
$55,412,089 |
$2,170 |
$9,775,436 |
$0 |
17.65% |
| Missouri Total |
100.00% |
253,953 |
$1,195,012,181 |
$6,638,324 |
$632,679,012 |
$0 |
52.94% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
104,354 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
168,922 |
$924,217,317 |
$0 |
$1,050,079,676 |
$0 |
113.62% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
23 |
$4,511 |
$4,511 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
158,240 |
$27,245,712 |
$27,300,439 |
$0 |
$9,509,880 |
$9,934,267 |
36.39% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.98% |
89,411 |
$9,570,476 |
$0 |
$7,013,340 |
$3,866,092 |
73.28% |
| Missouri Total |
100.00% |
2,015,033 |
$484,429,841 |
$1,322,907 |
$376,373,301 |
$196,889,474 |
77.69% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.57% |
840 |
$654,046 |
$0 |
$461,313 |
$64,163 |
70.53% |
| Missouri Total |
100.00% |
51,833 |
$114,894,398 |
$31,604 |
$203,011,137 |
$8,265,342 |
176.69% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
34 |
$0 |
$0 |
$119,594 |
$0 |
|
| Missouri Total |
100.00% |
118,534 |
$633,963,080 |
$3,750 |
$821,918,720 |
$0 |
129.65% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$65 |
|
| Missouri Total |
100.00% |
117,657 |
$53,726,734 |
$40,128 |
$105,148,186 |
$2,063,654 |
195.71% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.64% |
142 |
$2,285,501 |
$0 |
$1,243,873 |
$0 |
54.42% |
| Missouri Total |
100.00% |
40,331 |
$86,489,700 |
$-1 |
$48,147,581 |
$0 |
55.67% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.91% |
3,363 |
$7,378,878 |
$5,702,686 |
$0 |
$1,753,812 |
$1,703,919 |
29.88% |
| Missouri Total |
100.00% |
126,487 |
$106,818,978 |
$106,351,018 |
$7,336,331 |
$67,848,508 |
$50,847,245 |
47.81% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
120 |
$143,695 |
$0 |
$62,436 |
$0 |
43.45% |
| Missouri Total |
100.00% |
77,636 |
$1,052,902,085 |
$0 |
$205,920,922 |
$0 |
19.56% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
139 |
$126,142 |
$97,487 |
$0 |
$29,981 |
$29,129 |
29.88% |
| Missouri Total |
100.00% |
154,272 |
$226,180,312 |
$219,939,917 |
$-871 |
$174,251,668 |
$218,484,815 |
99.34% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.41% |
2,341 |
$44,553,592 |
$0 |
$9,851,721 |
$0 |
22.11% |
| Missouri Total |
100.00% |
236,044 |
$1,010,352,796 |
$37,848,313 |
$1,417,074,100 |
$0 |
140.26% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
729 |
$807,198 |
$0 |
$457,659 |
$372,756 |
56.70% |
| Missouri Total |
100.00% |
779,959 |
$511,193,270 |
$8,441,483 |
$339,538,182 |
$191,086,436 |
66.42% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.86% |
2,004 |
$6,062,454 |
$0 |
$7,724,722 |
$785,383 |
127.42% |
| Missouri Total |
100.00% |
420,148 |
$705,749,417 |
$9,782,936 |
$839,767,533 |
$66,480,297 |
118.99% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.87% |
2,079 |
$25,015,925 |
$0 |
$6,098,226 |
$0 |
24.38% |
| Missouri Total |
100.00% |
279,664 |
$2,880,957,952 |
$623,014 |
$2,641,997,771 |
$0 |
91.71% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.29% |
4,461 |
$2,140,973 |
$2,216,045 |
$5,375,055 |
$244,602 |
354.56% |
| Missouri Total |
100.00% |
1,600,687 |
$728,998,826 |
$288,003,675 |
$792,816,948 |
$58,180,996 |
108.75% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
91,632 |
$30,133,605 |
$28,539,032 |
$0 |
$16,270,076 |
$16,448,765 |
57.64% |
| Missouri Total |
100.00% |
15,593,126 |
$9,193,669,241 |
$9,149,411,973 |
$7,762,668 |
$7,311,042,491 |
$7,398,322,417 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
88,130 |
$22,628,585 |
$22,738,859 |
$0 |
$14,486,283 |
$14,715,717 |
64.72% |
| Missouri Total |
100.00% |
13,218,120 |
$6,176,375,862 |
$6,146,129,592 |
$417,598 |
$4,911,623,434 |
$4,896,386,298 |
79.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.62% |
403,314 |
$286,424,415 |
$2,170 |
$17,369,683 |
$3,930,320 |
6.07% |
| Missouri Total |
100.00% |
3,105,041 |
$4,329,100,005 |
$8,046,707 |
$3,461,892,842 |
$222,960,300 |
79.97% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
3,502 |
$7,505,020 |
$5,800,173 |
$0 |
$1,783,793 |
$1,733,048 |
29.88% |
| Missouri Total |
100.00% |
2,375,006 |
$3,017,293,379 |
$3,003,282,381 |
$7,345,070 |
$2,399,419,057 |
$2,501,936,119 |
83.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.11% |
11,876 |
$81,009,338 |
$2,216,045 |
$30,813,692 |
$1,402,741 |
40.77% |
| Missouri Total |
100.00% |
3,634,694 |
$7,270,162,708 |
$349,323,071 |
$6,828,527,072 |
$338,347,826 |
93.93% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.17% |
415,190 |
$367,433,753 |
$2,218,215 |
$48,183,375 |
$5,333,061 |
13.72% |
| Missouri Total |
100.00% |
6,739,735 |
$11,599,262,713 |
$357,369,778 |
$10,290,419,914 |
$561,308,126 |
88.72% |