Company Name:
PRINCIPAL LIFE INSURANCE COMPANYCompany Address:
711 HIGH ST
DES MOINES, IA 50309-2732Mailing Address:
711 HIGH STREET
DES MOINES, IA 50392-2300Mailing Phone:
5152359192Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1911-11-08
| Line |
Authorized Date |
| Accident and Health |
1911-11-08 |
| Life, annuities and endowments |
1911-11-08 |
| Variable Contracts |
1911-11-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$19,731 |
$26,024 |
$0 |
$67,163 |
$68,060 |
261.53% |
| Missouri Total |
100.00% |
485,237 |
$2,004,949,742 |
$1,993,919,906 |
$0 |
$1,652,444,180 |
$1,623,044,418 |
81.40% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$-4,730 |
$-4,793 |
|
| Missouri Total |
100.00% |
269,933 |
$1,142,248,689 |
$1,151,819,957 |
$0 |
$831,655,694 |
$839,055,845 |
72.85% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.86% |
38,972 |
$11,296,012 |
$11,284,343 |
$0 |
$7,378,585 |
$7,476,925 |
66.26% |
| Missouri Total |
100.00% |
807,287 |
$232,335,863 |
$230,871,383 |
$0 |
$172,716,488 |
$175,080,700 |
75.83% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
27.94% |
98,962 |
$253,195,080 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
117,215 |
$906,292,397 |
$0 |
$90,102,664 |
$0 |
9.94% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.97% |
36,481 |
$7,986,229 |
$7,913,871 |
$0 |
$5,329,514 |
$5,400,545 |
68.24% |
| Missouri Total |
100.00% |
1,242,706 |
$269,201,441 |
$268,290,961 |
$442,749 |
$212,951,954 |
$217,048,128 |
80.90% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
8,224 |
$581,950 |
$584,161 |
$0 |
$239,823 |
$243,019 |
41.60% |
| Missouri Total |
100.00% |
2,523,566 |
$146,851,719 |
$148,179,250 |
$20,292 |
$111,278,930 |
$114,894,376 |
77.54% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
46 |
$17,773 |
$18,416 |
$0 |
$77,888 |
$82,088 |
445.74% |
| Missouri Total |
100.00% |
50,323 |
$36,126,891 |
$33,069,393 |
$0 |
$18,804,607 |
$19,901,016 |
60.18% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.98% |
574 |
$1,906,434 |
$1,906,366 |
$0 |
$1,322,442 |
$1,287,901 |
67.56% |
| Missouri Total |
100.00% |
94,587 |
$193,699,358 |
$192,082,500 |
$0 |
$151,589,850 |
$150,841,159 |
78.53% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
98,962 |
$2,440,565 |
$2,119 |
$12,470,630 |
$0 |
511.06% |
| Missouri Total |
100.00% |
249,712 |
$1,250,302,650 |
$7,108,176 |
$518,116,456 |
$0 |
41.44% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
98,962 |
$31,214 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
165,726 |
$974,728,559 |
$0 |
$1,310,530,841 |
$0 |
134.45% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
23 |
$2,305 |
$2,305 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
154,080 |
$24,961,891 |
$25,118,528 |
$0 |
$8,637,135 |
$9,396,049 |
37.41% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.35% |
105,850 |
$11,114,282 |
$0 |
$7,889,802 |
$4,315,863 |
70.99% |
| Missouri Total |
100.00% |
1,960,314 |
$473,735,764 |
$1,702,453 |
$378,880,189 |
$192,404,864 |
79.98% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.20% |
923 |
$808,539 |
$0 |
$140,381 |
$72,552 |
17.36% |
| Missouri Total |
100.00% |
56,454 |
$67,546,946 |
$60,805 |
$258,151,447 |
$8,483,388 |
382.18% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
36 |
$0 |
$0 |
$131,109 |
$0 |
|
| Missouri Total |
100.00% |
116,494 |
$834,068,124 |
$2,897 |
$820,780,376 |
$0 |
98.41% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$65 |
|
| Missouri Total |
100.00% |
121,275 |
$47,375,128 |
$72,007 |
$85,366,637 |
$1,484,209 |
180.19% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.04% |
141 |
$1,754,233 |
$0 |
$1,117,607 |
$0 |
63.71% |
| Missouri Total |
100.00% |
39,240 |
$86,004,822 |
$0 |
$43,516,745 |
$0 |
50.60% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.19% |
3,143 |
$6,720,065 |
$5,012,382 |
$0 |
$1,401,975 |
$2,655,969 |
52.99% |
| Missouri Total |
100.00% |
128,681 |
$108,615,001 |
$108,036,016 |
$7,113,549 |
$75,711,689 |
$79,531,085 |
73.62% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
122 |
$682,461 |
$0 |
$67,189 |
$0 |
9.85% |
| Missouri Total |
100.00% |
62,689 |
$1,257,275,749 |
$0 |
$395,437,039 |
$0 |
31.45% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
143 |
$128,063 |
$95,520 |
$0 |
$26,717 |
$50,614 |
52.99% |
| Missouri Total |
100.00% |
131,008 |
$216,523,099 |
$212,518,477 |
$36,779 |
$156,112,233 |
$204,944,227 |
96.44% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.05% |
2,202 |
$23,237,778 |
$0 |
$9,866,556 |
$0 |
42.46% |
| Missouri Total |
100.00% |
243,314 |
$760,899,614 |
$39,970,327 |
$1,314,658,911 |
$0 |
172.78% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
772 |
$754,464 |
$0 |
$270,624 |
$393,289 |
35.87% |
| Missouri Total |
100.00% |
762,096 |
$484,969,357 |
$8,678,012 |
$303,835,016 |
$186,292,908 |
62.65% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.00% |
2,112 |
$6,548,714 |
$0 |
$2,162,737 |
$805,748 |
33.03% |
| Missouri Total |
100.00% |
423,707 |
$657,668,471 |
$10,606,141 |
$852,420,020 |
$63,658,596 |
129.61% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.88% |
2,048 |
$32,154,021 |
$0 |
$5,737,667 |
$0 |
17.84% |
| Missouri Total |
100.00% |
265,138 |
$3,640,759,573 |
$576,892 |
$2,683,168,752 |
$0 |
73.70% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
4,838 |
$2,352,144 |
$2,331,090 |
$5,823,784 |
$265,538 |
346.70% |
| Missouri Total |
100.00% |
1,678,099 |
$729,180,975 |
$281,953,922 |
$818,993,472 |
$56,367,252 |
112.32% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
87,607 |
$28,658,562 |
$26,843,388 |
$0 |
$15,839,377 |
$17,260,328 |
64.30% |
| Missouri Total |
100.00% |
14,394,900 |
$8,566,352,456 |
$8,594,581,451 |
$7,646,916 |
$6,859,950,647 |
$6,979,857,319 |
81.21% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
84,321 |
$21,810,434 |
$21,735,486 |
$0 |
$14,410,685 |
$14,553,745 |
66.96% |
| Missouri Total |
100.00% |
12,161,229 |
$5,912,472,999 |
$5,932,467,478 |
$486,577 |
$4,734,684,568 |
$4,729,106,823 |
79.72% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.80% |
403,696 |
$267,589,680 |
$2,119 |
$20,631,922 |
$4,388,480 |
7.71% |
| Missouri Total |
100.00% |
3,054,590 |
$4,614,088,058 |
$8,964,127 |
$3,564,863,224 |
$217,436,264 |
77.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
3,286 |
$6,848,128 |
$5,107,902 |
$0 |
$1,428,692 |
$2,706,583 |
52.99% |
| Missouri Total |
100.00% |
2,233,671 |
$2,653,879,457 |
$2,662,113,973 |
$7,160,339 |
$2,125,266,079 |
$2,250,750,496 |
84.55% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.85% |
12,235 |
$67,483,815 |
$2,331,090 |
$25,046,164 |
$1,464,575 |
40.57% |
| Missouri Total |
100.00% |
3,690,685 |
$7,919,867,331 |
$346,319,695 |
$7,100,893,798 |
$330,489,165 |
89.66% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.67% |
415,931 |
$335,073,495 |
$2,333,209 |
$45,678,086 |
$5,853,055 |
14.33% |
| Missouri Total |
100.00% |
6,745,275 |
$12,533,955,389 |
$355,283,822 |
$10,665,757,022 |
$547,925,429 |
85.09% |