Company Name:
PRINCIPAL LIFE INSURANCE COMPANYCompany Address:
711 HIGH ST
DES MOINES, IA 50309-2732Mailing Address:
711 HIGH STREET
DES MOINES, IA 50392-2300Mailing Phone:
5152359192Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1911-11-08
| Line |
Authorized Date |
| Accident and Health |
1911-11-08 |
| Life, annuities and endowments |
1911-11-08 |
| Variable Contracts |
1911-11-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.84% |
4,862 |
$16,879,530 |
$17,396,192 |
$0 |
$15,468,658 |
$15,220,993 |
87.50% |
| Missouri Total |
100.00% |
529,308 |
$2,002,684,307 |
$2,001,689,869 |
$0 |
$1,647,874,254 |
$1,634,484,226 |
81.66% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.90% |
8,069 |
$33,960,919 |
$34,055,173 |
$0 |
$27,602,717 |
$27,160,776 |
79.76% |
| Missouri Total |
100.00% |
333,451 |
$1,170,130,926 |
$1,170,358,339 |
$0 |
$857,038,070 |
$863,867,476 |
73.81% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.47% |
38,827 |
$10,923,826 |
$10,851,553 |
$0 |
$7,820,839 |
$7,695,622 |
70.92% |
| Missouri Total |
100.00% |
738,398 |
$199,565,441 |
$199,495,724 |
$0 |
$145,810,996 |
$146,369,623 |
73.37% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
64.04% |
90,437 |
$234,459,339 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
105,216 |
$366,117,028 |
$0 |
$47,704,800 |
$0 |
13.03% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.52% |
31,119 |
$6,413,312 |
$6,571,864 |
$0 |
$4,651,875 |
$4,577,395 |
69.65% |
| Missouri Total |
100.00% |
1,225,093 |
$254,728,387 |
$256,219,166 |
$178,870 |
$190,611,485 |
$208,123,252 |
81.23% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
3,820 |
$322,247 |
$323,088 |
$0 |
$171,292 |
$168,550 |
52.17% |
| Missouri Total |
100.00% |
873,111 |
$121,571,940 |
$121,543,614 |
$2,131 |
$90,947,812 |
$85,136,915 |
70.05% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
47 |
$18,214 |
$19,830 |
$0 |
$5,130 |
$4,744 |
23.92% |
| Missouri Total |
100.00% |
54,947 |
$32,298,781 |
$30,255,587 |
$1,034 |
$11,895,294 |
$13,591,952 |
44.92% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.09% |
848 |
$2,470,172 |
$2,470,978 |
$0 |
$1,869,315 |
$1,811,175 |
73.30% |
| Missouri Total |
100.00% |
215,159 |
$226,340,264 |
$225,282,067 |
$0 |
$163,212,241 |
$162,819,461 |
72.27% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.01% |
90,437 |
$11,384,194 |
$5,039 |
$654,382 |
$0 |
5.79% |
| Missouri Total |
100.00% |
303,214 |
$377,742,889 |
$3,527,400 |
$354,147,826 |
$0 |
93.75% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
90,437 |
$138,752 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
420,886 |
$912,689,265 |
$167,935 |
$983,015,495 |
$0 |
107.71% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.02% |
100,523 |
$11,651,948 |
$0 |
$9,781,593 |
$4,280,933 |
83.95% |
| Missouri Total |
100.00% |
2,424,579 |
$385,905,526 |
$1,057,661 |
$439,920,936 |
$158,090,482 |
114.00% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.48% |
1,319 |
$793,007 |
$0 |
$329,866 |
$102,736 |
41.60% |
| Missouri Total |
100.00% |
46,031 |
$22,774,494 |
$0 |
$43,994,485 |
$5,949,445 |
193.17% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
33 |
$0 |
$0 |
$90,122 |
$0 |
|
| Missouri Total |
100.00% |
89,322 |
$461,435,583 |
$0 |
$634,639,714 |
$0 |
137.54% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$65 |
|
| Missouri Total |
100.00% |
362,616 |
$73,423,631 |
$827,390 |
$214,052,894 |
$23,063,161 |
291.53% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.43% |
146 |
$440,186 |
$0 |
$860,037 |
$0 |
195.38% |
| Missouri Total |
100.00% |
45,716 |
$102,674,813 |
$74,101 |
$36,662,224 |
$0 |
35.71% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.04% |
2,286 |
$4,103,705 |
$3,116,099 |
$0 |
$1,095,397 |
$1,054,093 |
33.83% |
| Missouri Total |
100.00% |
134,110 |
$101,661,837 |
$101,823,091 |
$5,730,793 |
$59,575,581 |
$67,168,757 |
65.97% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
77 |
$0 |
$0 |
$110,792 |
$0 |
|
| Missouri Total |
100.00% |
57,637 |
$566,551,393 |
$0 |
$321,163,131 |
$0 |
56.69% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
162 |
$159,442 |
$121,070 |
$0 |
$42,560 |
$40,955 |
33.83% |
| Missouri Total |
100.00% |
125,959 |
$204,002,042 |
$194,597,847 |
$189,422 |
$118,750,667 |
$159,793,788 |
82.11% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.15% |
2,236 |
$15,002,756 |
$0 |
$7,631,773 |
$0 |
50.87% |
| Missouri Total |
100.00% |
269,495 |
$1,309,778,605 |
$31,444,836 |
$1,144,776,801 |
$0 |
87.40% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
1,053 |
$1,188,069 |
$0 |
$12,405 |
$576,711 |
1.04% |
| Missouri Total |
100.00% |
763,466 |
$439,557,425 |
$9,068,723 |
$297,048,781 |
$165,483,150 |
67.58% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.51% |
2,431 |
$8,571,134 |
$0 |
$2,007,113 |
$733,639 |
23.42% |
| Missouri Total |
100.00% |
413,325 |
$565,873,745 |
$4,768,418 |
$539,744,964 |
$52,701,531 |
95.38% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.97% |
1,769 |
$24,105,943 |
$0 |
$5,069,573 |
$0 |
21.03% |
| Missouri Total |
100.00% |
200,929 |
$2,487,777,384 |
$415,628 |
$1,237,313,379 |
$0 |
49.74% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.47% |
6,463 |
$3,540,676 |
$3,186,128 |
$9,185,872 |
$384,240 |
349.42% |
| Missouri Total |
100.00% |
1,843,304 |
$758,778,596 |
$303,342,750 |
$816,380,870 |
$61,995,381 |
107.59% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.99% |
90,040 |
$75,251,367 |
$74,925,847 |
$0 |
$58,727,783 |
$57,734,303 |
77.06% |
| Missouri Total |
100.00% |
11,102,573 |
$7,586,272,242 |
$7,567,880,063 |
$6,265,933 |
$5,759,414,503 |
$5,811,825,025 |
76.80% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.35% |
87,592 |
$70,988,220 |
$71,688,678 |
$0 |
$57,589,826 |
$56,639,255 |
79.01% |
| Missouri Total |
100.00% |
8,926,271 |
$5,277,397,178 |
$5,271,709,298 |
$335,774 |
$4,103,463,028 |
$4,123,830,018 |
78.23% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
9.71% |
373,187 |
$258,427,240 |
$5,039 |
$10,855,963 |
$4,383,734 |
4.20% |
| Missouri Total |
100.00% |
4,088,624 |
$2,661,864,262 |
$5,616,733 |
$2,903,676,683 |
$200,039,495 |
109.08% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
2,448 |
$4,263,147 |
$3,237,169 |
$0 |
$1,137,957 |
$1,095,048 |
33.83% |
| Missouri Total |
100.00% |
2,176,302 |
$2,308,875,064 |
$2,296,170,765 |
$5,930,159 |
$1,655,951,475 |
$1,687,995,007 |
73.51% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.81% |
14,175 |
$52,848,764 |
$3,186,128 |
$24,877,565 |
$1,694,590 |
53.10% |
| Missouri Total |
100.00% |
3,825,232 |
$6,554,945,707 |
$353,015,946 |
$4,898,709,389 |
$304,103,906 |
74.73% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.38% |
387,362 |
$311,276,004 |
$3,191,167 |
$35,733,528 |
$6,078,324 |
12.50% |
| Missouri Total |
100.00% |
7,913,856 |
$9,216,809,969 |
$358,632,679 |
$7,802,386,072 |
$504,143,401 |
84.65% |