Company Name:
PRINCIPAL LIFE INSURANCE COMPANYCompany Address:
711 HIGH ST
DES MOINES, IA 50309-2732Mailing Address:
711 HIGH STREET
DES MOINES, IA 50392-2300Mailing Phone:
5152359192Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1911-11-08
| Line |
Authorized Date |
| Accident and Health |
1911-11-08 |
| Life, annuities and endowments |
1911-11-08 |
| Variable Contracts |
1911-11-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.85% |
6,214 |
$13,515,730 |
$14,342,591 |
$0 |
$13,025,245 |
$13,087,319 |
91.25% |
| Missouri Total |
100.00% |
604,391 |
$1,580,839,426 |
$1,606,315,955 |
$0 |
$1,371,899,838 |
$1,296,313,480 |
80.70% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.67% |
12,801 |
$32,523,588 |
$31,534,825 |
$0 |
$23,424,620 |
$23,536,256 |
74.64% |
| Missouri Total |
100.00% |
326,080 |
$886,637,972 |
$900,721,252 |
$0 |
$700,662,436 |
$712,898,312 |
79.15% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.70% |
48,833 |
$11,390,000 |
$11,421,837 |
$0 |
$8,210,448 |
$8,249,577 |
72.23% |
| Missouri Total |
100.00% |
754,721 |
$170,101,342 |
$167,187,309 |
$0 |
$118,680,807 |
$122,583,830 |
73.32% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
45.22% |
111,472 |
$363,511,626 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
125,575 |
$803,890,545 |
$0 |
$424,445,420 |
$0 |
52.80% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.77% |
36,286 |
$6,740,211 |
$6,751,735 |
$0 |
$4,455,842 |
$4,477,078 |
66.31% |
| Missouri Total |
100.00% |
1,061,393 |
$243,294,314 |
$241,790,431 |
$79,672 |
$161,498,969 |
$188,529,874 |
77.97% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
3,846 |
$239,307 |
$238,899 |
$0 |
$114,986 |
$115,534 |
48.36% |
| Missouri Total |
100.00% |
13,789,610 |
$171,032,545 |
$170,947,087 |
$0 |
$78,730,474 |
$83,312,347 |
48.74% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
47 |
$13,607 |
$16,708 |
$0 |
$25,663 |
$24,166 |
144.64% |
| Missouri Total |
100.00% |
46,494 |
$19,624,171 |
$15,663,704 |
$1,147 |
$7,667,690 |
$8,848,037 |
56.49% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.93% |
1,446 |
$3,862,144 |
$3,862,186 |
$0 |
$2,893,114 |
$2,792,484 |
72.30% |
| Missouri Total |
100.00% |
138,878 |
$200,256,992 |
$198,891,302 |
$0 |
$159,444,458 |
$201,655,337 |
101.39% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
111,439 |
$157,007 |
$5,114 |
$22,830,868 |
$0 |
14,544.56% |
| Missouri Total |
100.00% |
311,052 |
$497,524,140 |
$469,820 |
$765,071,081 |
$0 |
153.78% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
0 |
$637,513 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
60,592 |
$1,295,029,723 |
$6,042 |
$1,620,116,075 |
$0 |
125.10% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.35% |
119,684 |
$10,096,539 |
$0 |
$6,826,581 |
$4,095,174 |
67.61% |
| Missouri Total |
100.00% |
3,204,953 |
$429,762,613 |
$1,551,526 |
$358,404,593 |
$158,027,674 |
83.40% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.47% |
2,054 |
$1,015,404 |
$0 |
$1,129,117 |
$166,679 |
111.20% |
| Missouri Total |
100.00% |
70,227 |
$29,301,961 |
$69,924 |
$36,623,309 |
$3,296,824 |
124.99% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
33 |
$0 |
$0 |
$99,547 |
$0 |
|
| Missouri Total |
100.00% |
130,992 |
$767,946,981 |
$4,995,914 |
$563,959,933 |
$0 |
73.44% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2 |
$0 |
$0 |
$0 |
$66 |
|
| Missouri Total |
100.00% |
73,030 |
$33,344,915 |
$64,850 |
$195,331,633 |
$1,564,130 |
585.79% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.39% |
144 |
$354,062 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
34,511 |
$91,593,260 |
$42,509 |
$71,457,947 |
$0 |
78.02% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.81% |
1,682 |
$2,611,817 |
$1,998,950 |
$0 |
$548,714 |
$610,334 |
30.53% |
| Missouri Total |
100.00% |
148,751 |
$93,012,778 |
$95,149,424 |
$1,698,808 |
$50,660,961 |
$56,931,860 |
59.83% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
59 |
$513,274 |
$0 |
$1,821 |
$0 |
0.35% |
| Missouri Total |
100.00% |
38,738 |
$446,186,722 |
$0 |
$134,225,653 |
$0 |
30.08% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
180 |
$183,169 |
$140,188 |
$0 |
$38,482 |
$42,803 |
30.53% |
| Missouri Total |
100.00% |
127,793 |
$185,431,140 |
$170,254,845 |
$1,392 |
$86,279,415 |
$112,634,563 |
66.16% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.83% |
1,526 |
$19,976,326 |
$0 |
$4,178,065 |
$0 |
20.92% |
| Missouri Total |
100.00% |
308,596 |
$1,089,198,163 |
$852,692 |
$1,374,264,980 |
$0 |
126.17% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
817 |
$875,237 |
$0 |
$1,532,048 |
$388,951 |
175.04% |
| Missouri Total |
100.00% |
709,882 |
$324,914,256 |
$9,376,107 |
$205,976,421 |
$115,558,833 |
63.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.49% |
2,459 |
$7,535,202 |
$0 |
$2,536,544 |
$625,827 |
33.66% |
| Missouri Total |
100.00% |
427,506 |
$507,239,598 |
$4,264,290 |
$394,254,964 |
$43,970,188 |
77.73% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.21% |
1,903 |
$24,064,263 |
$0 |
$3,121,572 |
$0 |
12.97% |
| Missouri Total |
100.00% |
179,459 |
$1,088,966,954 |
$45,876,413 |
$1,009,354,714 |
$0 |
92.69% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.69% |
8,350 |
$5,021,365 |
$4,209,492 |
$8,701,541 |
$503,617 |
257.12% |
| Missouri Total |
100.00% |
2,148,119 |
$725,236,838 |
$310,866,850 |
$788,864,126 |
$62,974,366 |
108.77% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.25% |
111,335 |
$71,079,573 |
$70,307,919 |
$0 |
$52,737,114 |
$52,935,551 |
75.29% |
| Missouri Total |
100.00% |
25,120,145 |
$5,683,250,070 |
$5,707,913,156 |
$1,836,464 |
$4,303,077,735 |
$4,449,351,407 |
77.95% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.64% |
109,473 |
$68,284,587 |
$68,168,781 |
$0 |
$52,149,918 |
$52,282,414 |
76.70% |
| Missouri Total |
100.00% |
23,039,788 |
$4,163,211,436 |
$4,199,721,128 |
$127,598 |
$3,300,392,701 |
$3,367,830,249 |
80.19% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
9.46% |
344,684 |
$375,418,089 |
$5,114 |
$30,886,113 |
$4,261,919 |
8.23% |
| Missouri Total |
100.00% |
4,463,867 |
$3,969,383,796 |
$7,189,017 |
$4,059,025,938 |
$167,425,236 |
102.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.18% |
1,862 |
$2,794,986 |
$2,139,138 |
$0 |
$587,196 |
$653,137 |
30.53% |
| Missouri Total |
100.00% |
2,080,357 |
$1,520,038,634 |
$1,508,192,028 |
$1,708,866 |
$1,002,685,034 |
$1,081,521,158 |
71.71% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.14% |
15,258 |
$58,339,729 |
$4,209,492 |
$20,071,591 |
$1,518,395 |
41.62% |
| Missouri Total |
100.00% |
4,114,754 |
$5,106,846,887 |
$374,495,582 |
$4,765,365,152 |
$251,807,234 |
93.31% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.78% |
359,942 |
$433,757,818 |
$4,214,606 |
$50,957,704 |
$5,780,314 |
12.72% |
| Missouri Total |
100.00% |
8,578,621 |
$9,076,230,683 |
$381,684,599 |
$8,824,391,090 |
$419,232,470 |
97.23% |