Company Name:
PRINCIPAL LIFE INSURANCE COMPANYCompany Address:
711 HIGH ST
DES MOINES, IA 50309-2732Mailing Address:
711 HIGH STREET
DES MOINES, IA 50392-2300Mailing Phone:
5152359192Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1911-11-08
| Line |
Authorized Date |
| Accident and Health |
1911-11-08 |
| Life, annuities and endowments |
1911-11-08 |
| Variable Contracts |
1911-11-08 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$197 |
$199 |
|
| Missouri Total |
100.00% |
118,177 |
$122,623,109 |
$120,656,816 |
$28,224 |
$79,036,245 |
$78,461,180 |
65.03% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.29% |
7,760 |
$17,275,384 |
$17,054,776 |
$0 |
$13,934,859 |
$14,069,626 |
82.50% |
| Missouri Total |
100.00% |
515,026 |
$1,336,336,044 |
$1,340,023,596 |
$0 |
$1,108,766,762 |
$1,140,808,007 |
85.13% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.17% |
7,025 |
$19,213,838 |
$19,369,629 |
$0 |
$12,641,844 |
$12,764,107 |
65.90% |
| Missouri Total |
100.00% |
348,896 |
$883,819,871 |
$884,893,731 |
$0 |
$694,601,339 |
$703,298,943 |
79.48% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.49% |
39,959 |
$8,547,705 |
$8,520,919 |
$0 |
$5,993,943 |
$6,051,913 |
71.02% |
| Missouri Total |
100.00% |
815,445 |
$155,697,937 |
$153,560,512 |
$0 |
$107,243,260 |
$109,868,015 |
71.55% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
49.72% |
96,029 |
$377,349,155 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
106,559 |
$758,951,112 |
$0 |
$215,137,062 |
$0 |
28.35% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.62% |
29,581 |
$5,995,775 |
$5,958,792 |
$0 |
$3,380,793 |
$3,413,490 |
57.28% |
| Missouri Total |
100.00% |
1,158,172 |
$228,531,900 |
$227,368,945 |
$28,467 |
$151,603,491 |
$309,579,612 |
136.16% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
3,644 |
$231,617 |
$233,292 |
$0 |
$113,732 |
$114,832 |
49.22% |
| Missouri Total |
100.00% |
9,482,211 |
$150,748,936 |
$150,704,720 |
$0 |
$62,675,376 |
$61,233,285 |
40.63% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
47 |
$14,038 |
$16,708 |
$0 |
$18,721 |
$24,918 |
149.14% |
| Missouri Total |
100.00% |
48,199 |
$22,294,017 |
$29,871,692 |
$958 |
$6,742,530 |
$8,050,871 |
26.95% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.35% |
1,808 |
$4,400,167 |
$4,399,975 |
$0 |
$3,520,677 |
$3,329,314 |
75.67% |
| Missouri Total |
100.00% |
133,973 |
$187,377,965 |
$187,114,339 |
$0 |
$150,829,407 |
$152,474,384 |
81.49% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
95,996 |
$302,094 |
$15,251 |
$16,773,973 |
$0 |
5,557.62% |
| Missouri Total |
100.00% |
267,534 |
$589,733,120 |
$554,174 |
$1,383,275,797 |
$0 |
234.56% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
96,029 |
$1,921,420 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
274,185 |
$829,544,819 |
$1,718 |
$486,823,694 |
$0 |
58.69% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.93% |
108,649 |
$7,263,556 |
$0 |
$5,068,000 |
$3,279,373 |
69.77% |
| Missouri Total |
100.00% |
3,096,295 |
$376,714,634 |
$1,296,566 |
$397,857,704 |
$154,105,306 |
105.61% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.41% |
2,304 |
$1,066,266 |
$0 |
$627,028 |
$182,031 |
58.81% |
| Missouri Total |
100.00% |
73,961 |
$31,283,999 |
$25,564 |
$30,446,603 |
$7,725,610 |
97.32% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
33 |
$0 |
$0 |
$96,795 |
$0 |
|
| Missouri Total |
100.00% |
131,483 |
$551,621,191 |
$4,359,578 |
$489,854,581 |
$0 |
88.80% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
2 |
$0 |
$0 |
$0 |
$66 |
|
| Missouri Total |
100.00% |
74,096 |
$48,687,415 |
$75,575 |
$79,016,263 |
$1,723,593 |
162.29% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.14% |
137 |
$1,153,570 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
45,677 |
$100,971,117 |
$101,959 |
$66,680,404 |
$0 |
66.04% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.64% |
1,586 |
$2,262,059 |
$1,784,274 |
$0 |
$768,570 |
$674,026 |
37.78% |
| Missouri Total |
100.00% |
145,217 |
$85,801,427 |
$87,912,057 |
$1,572,791 |
$51,589,954 |
$61,528,374 |
69.99% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.38% |
37 |
$1,229,490 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
28,165 |
$321,080,132 |
$0 |
$69,014,616 |
$0 |
21.49% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
186 |
$170,993 |
$134,876 |
$0 |
$58,098 |
$50,951 |
37.78% |
| Missouri Total |
100.00% |
126,551 |
$174,773,182 |
$158,458,592 |
$9,209 |
$76,403,147 |
$88,928,188 |
56.12% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.12% |
1,465 |
$13,534,384 |
$173 |
$5,466,348 |
$0 |
40.39% |
| Missouri Total |
100.00% |
344,720 |
$1,212,579,611 |
$849,961 |
$1,133,952,482 |
$0 |
93.52% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
751 |
$797,157 |
$0 |
$401,125 |
$334,555 |
50.32% |
| Missouri Total |
100.00% |
733,500 |
$346,852,356 |
$8,750,340 |
$259,159,296 |
$116,833,543 |
74.72% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.38% |
2,438 |
$12,018,201 |
$0 |
$2,483,127 |
$614,494 |
20.66% |
| Missouri Total |
100.00% |
443,699 |
$504,117,494 |
$5,165,009 |
$348,497,145 |
$44,044,631 |
69.13% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.06% |
1,875 |
$21,556,435 |
$0 |
$4,312,664 |
$0 |
20.01% |
| Missouri Total |
100.00% |
186,006 |
$1,048,332,179 |
$47,621,403 |
$827,719,273 |
$0 |
78.96% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.77% |
8,853 |
$5,392,036 |
$4,146,222 |
$7,663,405 |
$536,542 |
219.02% |
| Missouri Total |
100.00% |
2,159,798 |
$701,647,462 |
$308,194,063 |
$1,237,629,495 |
$61,494,557 |
176.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.23% |
91,596 |
$58,111,576 |
$57,473,241 |
$0 |
$40,431,434 |
$40,493,376 |
70.46% |
| Missouri Total |
100.00% |
19,163,590 |
$4,740,626,481 |
$4,736,978,690 |
$1,646,924 |
$3,444,966,965 |
$3,686,629,220 |
77.83% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.51% |
89,824 |
$55,678,524 |
$55,554,091 |
$0 |
$39,604,766 |
$39,768,399 |
71.59% |
| Missouri Total |
100.00% |
17,483,371 |
$3,695,172,901 |
$3,705,281,883 |
$57,862 |
$2,790,711,236 |
$3,011,485,171 |
81.28% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
11.49% |
399,042 |
$387,902,491 |
$15,251 |
$22,565,796 |
$3,461,470 |
5.82% |
| Missouri Total |
100.00% |
4,551,531 |
$3,375,832,231 |
$6,360,207 |
$3,171,102,415 |
$174,222,232 |
93.94% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
1,772 |
$2,433,052 |
$1,919,150 |
$0 |
$826,668 |
$724,977 |
37.78% |
| Missouri Total |
100.00% |
1,680,219 |
$1,045,453,580 |
$1,031,696,807 |
$1,589,062 |
$654,255,729 |
$675,144,049 |
65.44% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.12% |
15,556 |
$55,681,273 |
$4,146,395 |
$20,326,669 |
$1,485,591 |
43.95% |
| Missouri Total |
100.00% |
4,244,892 |
$4,981,733,225 |
$374,531,162 |
$4,855,471,916 |
$253,154,063 |
97.47% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.31% |
414,598 |
$443,583,764 |
$4,161,646 |
$42,892,465 |
$4,947,061 |
10.61% |
| Missouri Total |
100.00% |
8,796,423 |
$8,357,565,456 |
$380,891,369 |
$8,026,574,331 |
$427,376,295 |
96.04% |