Company Name:
PRINCIPAL LIFE INSURANCE COMPANYCompany Address:
711 HIGH ST
DES MOINES, IA 50309-2732Mailing Address:
711 HIGH STREET
DES MOINES, IA 50392-2300Mailing Phone:
5152359192Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1911-11-08
| Line |
Authorized Date |
| Accident and Health |
1911-11-08 |
| Life, annuities and endowments |
1911-11-08 |
| Variable Contracts |
1911-11-08 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$1,552 |
$1,555 |
|
| Missouri Total |
100.00% |
77,628 |
$114,366,125 |
$113,733,916 |
$22,495 |
$70,155,731 |
$70,614,791 |
62.09% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.61% |
6,300 |
$15,982,457 |
$15,967,395 |
$0 |
$12,669,840 |
$12,694,988 |
79.51% |
| Missouri Total |
100.00% |
388,370 |
$990,361,626 |
$991,633,986 |
$0 |
$858,201,657 |
$874,822,148 |
88.22% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.36% |
6,168 |
$18,962,467 |
$18,999,182 |
$0 |
$14,126,668 |
$14,154,709 |
74.50% |
| Missouri Total |
100.00% |
335,440 |
$804,495,751 |
$806,421,137 |
$0 |
$617,065,254 |
$620,790,892 |
76.98% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.42% |
31,325 |
$7,656,093 |
$7,641,931 |
$0 |
$5,516,878 |
$5,527,828 |
72.34% |
| Missouri Total |
100.00% |
676,475 |
$141,386,608 |
$134,078,757 |
$43,464 |
$101,787,485 |
$102,738,450 |
76.63% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
55.20% |
89,564 |
$430,128,045 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
93,950 |
$779,182,519 |
$0 |
$259,816,261 |
$0 |
33.34% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.67% |
20,337 |
$3,612,861 |
$3,834,236 |
$0 |
$3,121,869 |
$3,128,066 |
81.58% |
| Missouri Total |
100.00% |
1,120,380 |
$216,398,030 |
$216,750,400 |
$37,513 |
$147,429,402 |
$174,125,247 |
80.33% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
3,477 |
$236,960 |
$235,684 |
$0 |
$126,303 |
$126,554 |
53.70% |
| Missouri Total |
100.00% |
6,264,867 |
$189,400,158 |
$189,152,886 |
$0 |
$46,587,157 |
$50,775,087 |
26.84% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
47 |
$13,831 |
$16,310 |
$0 |
$14,502 |
$15,747 |
96.55% |
| Missouri Total |
100.00% |
52,624 |
$24,089,299 |
$23,102,739 |
$847 |
$7,009,857 |
$9,670,595 |
41.86% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.96% |
1,976 |
$4,533,723 |
$4,533,257 |
$0 |
$3,379,586 |
$3,260,449 |
71.92% |
| Missouri Total |
100.00% |
99,512 |
$153,031,398 |
$151,573,487 |
$0 |
$122,604,054 |
$131,392,182 |
86.69% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
89,533 |
$93,211 |
$30 |
$4,814,900 |
$0 |
5,165.62% |
| Missouri Total |
100.00% |
258,386 |
$799,869,908 |
$558,916 |
$597,706,268 |
$0 |
74.73% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
89,564 |
$1,719,888 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
278,824 |
$678,698,288 |
$5,471 |
$524,139,878 |
$0 |
77.23% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.56% |
84,807 |
$5,302,222 |
$0 |
$3,489,479 |
$2,197,693 |
65.81% |
| Missouri Total |
100.00% |
3,195,709 |
$340,509,430 |
$2,662,813 |
$375,549,371 |
$154,098,346 |
110.29% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.78% |
2,433 |
$988,087 |
$0 |
$789,567 |
$200,314 |
79.91% |
| Missouri Total |
100.00% |
76,541 |
$35,587,319 |
$233,826 |
$25,201,675 |
$8,748,218 |
70.82% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
31 |
$0 |
$0 |
$90,287 |
$0 |
|
| Missouri Total |
100.00% |
124,648 |
$545,078,706 |
$4,492,924 |
$383,649,710 |
$0 |
70.38% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
3 |
$70 |
$70 |
$66,065 |
$67 |
94,478.57% |
| Missouri Total |
100.00% |
69,115 |
$47,766,867 |
$72,074 |
$159,350,495 |
$2,656,326 |
333.60% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.70% |
3,083 |
$682,024 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
41,975 |
$96,881,454 |
$277,219 |
$48,101,602 |
$0 |
49.65% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.50% |
1,385 |
$2,055,157 |
$1,603,310 |
$0 |
$598,809 |
$426,856 |
26.62% |
| Missouri Total |
100.00% |
136,980 |
$82,139,891 |
$82,487,795 |
$1,259,941 |
$46,835,397 |
$53,586,832 |
64.96% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
190 |
$172,998 |
$134,963 |
$0 |
$234,311 |
$234,201 |
173.53% |
| Missouri Total |
100.00% |
125,238 |
$165,476,602 |
$158,127,812 |
$9,628 |
$67,127,857 |
$90,850,534 |
57.45% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.95% |
174 |
$35,669,229 |
$138 |
$6,980,371 |
$0 |
19.57% |
| Missouri Total |
100.00% |
343,929 |
$1,208,751,601 |
$1,418,229 |
$1,005,859,160 |
$0 |
83.21% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
943 |
$902,262 |
$0 |
$90,200 |
$341,958 |
10.00% |
| Missouri Total |
100.00% |
694,064 |
$347,382,114 |
$9,263,420 |
$212,249,288 |
$108,608,536 |
61.10% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.71% |
2,169 |
$14,939,707 |
$0 |
$544,149 |
$505,752 |
3.64% |
| Missouri Total |
100.00% |
453,561 |
$552,152,498 |
$4,442,311 |
$479,281,007 |
$45,190,056 |
86.80% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.74% |
9,050 |
$5,647,777 |
$4,107,139 |
$5,803,379 |
$533,810 |
175.48% |
| Missouri Total |
100.00% |
2,254,309 |
$760,946,118 |
$311,864,185 |
$860,216,353 |
$58,567,813 |
113.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.24% |
71,205 |
$53,226,547 |
$52,966,268 |
$0 |
$39,790,318 |
$39,570,953 |
74.71% |
| Missouri Total |
100.00% |
15,325,488 |
$4,295,618,608 |
$4,290,144,267 |
$1,485,559 |
$3,002,308,121 |
$3,208,218,965 |
74.78% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.55% |
69,630 |
$50,998,392 |
$51,227,995 |
$0 |
$38,957,198 |
$38,909,896 |
75.95% |
| Missouri Total |
100.00% |
13,467,585 |
$3,292,621,915 |
$3,288,067,459 |
$208,057 |
$2,379,030,650 |
$2,553,729,227 |
77.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
12.83% |
355,935 |
$438,231,523 |
$100 |
$9,250,298 |
$2,398,074 |
2.11% |
| Missouri Total |
100.00% |
4,689,528 |
$3,414,637,016 |
$8,065,165 |
$2,380,137,400 |
$176,276,564 |
69.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
1,575 |
$2,228,155 |
$1,738,273 |
$0 |
$833,120 |
$661,057 |
38.03% |
| Missouri Total |
100.00% |
1,857,903 |
$1,002,996,693 |
$1,002,076,808 |
$1,277,502 |
$623,277,471 |
$654,489,738 |
65.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.12% |
15,419 |
$57,840,999 |
$4,107,277 |
$13,418,099 |
$1,381,520 |
30.30% |
| Missouri Total |
100.00% |
4,285,396 |
$5,150,758,634 |
$383,562,866 |
$4,123,058,017 |
$245,622,119 |
80.05% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.79% |
371,354 |
$496,072,522 |
$4,107,377 |
$22,668,397 |
$3,779,594 |
5.40% |
| Missouri Total |
100.00% |
8,974,924 |
$8,565,395,650 |
$391,628,031 |
$6,503,195,417 |
$421,898,683 |
75.92% |