Company Name:
PRINCIPAL LIFE INSURANCE COMPANYCompany Address:
711 HIGH ST
DES MOINES, IA 50309-2732Mailing Address:
711 HIGH STREET
DES MOINES, IA 50392-2300Mailing Phone:
5152359192Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1911-11-08
| Line |
Authorized Date |
| Accident and Health |
1911-11-08 |
| Life, annuities and endowments |
1911-11-08 |
| Variable Contracts |
1911-11-08 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$1,552 |
$1,658 |
|
| Missouri Total |
100.00% |
68,290 |
$104,258,757 |
$104,968,781 |
$69,045 |
$59,230,012 |
$62,078,754 |
59.14% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.49% |
5,824 |
$13,468,041 |
$13,226,235 |
$0 |
$9,685,753 |
$10,349,671 |
78.25% |
| Missouri Total |
100.00% |
534,239 |
$901,961,338 |
$887,285,267 |
$241,601 |
$761,010,294 |
$770,559,414 |
86.84% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.63% |
6,622 |
$18,706,319 |
$18,726,587 |
$0 |
$13,652,245 |
$14,588,050 |
77.90% |
| Missouri Total |
100.00% |
343,012 |
$711,249,400 |
$706,408,289 |
$0 |
$530,984,633 |
$536,413,416 |
75.94% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.24% |
31,784 |
$7,380,545 |
$7,403,683 |
$0 |
$5,167,916 |
$5,522,155 |
74.59% |
| Missouri Total |
100.00% |
585,831 |
$140,739,643 |
$139,581,389 |
$201 |
$97,860,234 |
$98,308,288 |
70.43% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
45.16% |
146,702 |
$412,165,752 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
152,845 |
$912,652,486 |
$0 |
$238,901,277 |
$0 |
26.18% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.60% |
15,795 |
$3,318,511 |
$3,282,620 |
$0 |
$3,120,978 |
$3,334,908 |
101.59% |
| Missouri Total |
100.00% |
966,905 |
$207,926,823 |
$208,768,671 |
$12,202 |
$139,285,242 |
$148,519,747 |
71.14% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
3,152 |
$211,724 |
$211,411 |
$0 |
$116,450 |
$124,432 |
58.86% |
| Missouri Total |
100.00% |
2,355,746 |
$149,430,834 |
$149,659,814 |
$0 |
$36,410,456 |
$40,099,664 |
26.79% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
47 |
$17,254 |
$16,708 |
$0 |
$2,209 |
$2,209 |
13.22% |
| Missouri Total |
100.00% |
45,571 |
$21,299,034 |
$17,682,518 |
$1,330 |
$7,096,998 |
$8,552,962 |
48.37% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.64% |
2,151 |
$4,702,047 |
$4,695,693 |
$0 |
$3,393,913 |
$3,777,776 |
80.45% |
| Missouri Total |
100.00% |
90,067 |
$129,108,423 |
$126,847,899 |
$0 |
$100,541,376 |
$103,551,157 |
81.63% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
146,670 |
$1,416,632 |
$31,654 |
$90,192,057 |
$0 |
6,368.89% |
| Missouri Total |
100.00% |
359,034 |
$560,615,173 |
$706,082 |
$731,466,554 |
$0 |
130.48% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.46% |
146,702 |
$2,841,916 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
327,206 |
$613,288,549 |
$16,401 |
$231,100,282 |
$0 |
37.68% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.47% |
84,802 |
$5,110,272 |
$0 |
$3,831,704 |
$1,923,721 |
74.98% |
| Missouri Total |
100.00% |
2,776,226 |
$346,465,528 |
$3,769,039 |
$348,268,875 |
$137,313,054 |
100.52% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.27% |
2,354 |
$1,070,854 |
$0 |
$331,787 |
$186,635 |
30.98% |
| Missouri Total |
100.00% |
73,657 |
$84,220,414 |
$114,261 |
$22,705,391 |
$6,921,320 |
26.96% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
32 |
$0 |
$0 |
$89,769 |
$0 |
|
| Missouri Total |
100.00% |
141,274 |
$510,198,110 |
$4,824,799 |
$312,627,270 |
$0 |
61.28% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6 |
$0 |
$0 |
$62,572 |
$69 |
|
| Missouri Total |
100.00% |
93,520 |
$58,182,769 |
$58,983 |
$199,755,503 |
$3,849,361 |
343.32% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.15% |
2,965 |
$1,183,290 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
42,871 |
$102,610,655 |
$498,456 |
$39,995,760 |
$0 |
38.98% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.52% |
1,303 |
$1,902,762 |
$1,512,648 |
$0 |
$569,574 |
$597,192 |
39.48% |
| Missouri Total |
100.00% |
125,665 |
$75,424,426 |
$76,643,511 |
$1,128,031 |
$44,821,395 |
$54,384,423 |
70.96% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
193 |
$173,896 |
$138,243 |
$0 |
$232,369 |
$226,491 |
163.84% |
| Missouri Total |
100.00% |
120,489 |
$160,677,734 |
$152,231,374 |
$9,757 |
$60,749,850 |
$85,685,868 |
56.29% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.63% |
160 |
$33,252,119 |
$129 |
$5,133,008 |
$0 |
15.44% |
| Missouri Total |
100.00% |
323,194 |
$1,266,302,842 |
$1,915,121 |
$823,503,089 |
$0 |
65.03% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
985 |
$820,253 |
$0 |
$380,632 |
$380,048 |
46.40% |
| Missouri Total |
100.00% |
682,356 |
$311,467,903 |
$10,173,738 |
$184,996,306 |
$93,566,603 |
59.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.22% |
1,822 |
$5,986,285 |
$0 |
$1,165,098 |
$379,183 |
19.46% |
| Missouri Total |
100.00% |
458,295 |
$491,131,691 |
$6,524,954 |
$331,504,239 |
$43,493,081 |
67.50% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.84% |
9,531 |
$6,040,805 |
$4,264,673 |
$6,602,382 |
$614,360 |
179.89% |
| Missouri Total |
100.00% |
2,308,146 |
$719,119,352 |
$323,220,961 |
$797,276,767 |
$66,887,681 |
110.87% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.29% |
66,871 |
$49,881,099 |
$49,213,828 |
$0 |
$35,942,959 |
$38,524,542 |
78.28% |
| Missouri Total |
100.00% |
10,342,971 |
$3,852,900,654 |
$3,820,337,190 |
$1,631,763 |
$2,664,219,455 |
$2,730,742,332 |
71.48% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.66% |
65,375 |
$47,804,441 |
$47,562,937 |
$0 |
$35,141,016 |
$37,700,859 |
79.27% |
| Missouri Total |
100.00% |
8,540,410 |
$2,878,594,040 |
$2,850,934,447 |
$443,521 |
$2,086,264,285 |
$2,118,878,045 |
74.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
13.16% |
527,268 |
$422,605,426 |
$31,654 |
$94,507,889 |
$2,110,425 |
22.37% |
| Missouri Total |
100.00% |
4,461,154 |
$3,210,980,742 |
$9,512,580 |
$2,151,672,191 |
$158,266,535 |
67.01% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
1,496 |
$2,076,658 |
$1,650,891 |
$0 |
$801,943 |
$823,683 |
49.89% |
| Missouri Total |
100.00% |
1,802,561 |
$974,306,614 |
$969,402,743 |
$1,188,242 |
$577,955,170 |
$611,864,287 |
63.12% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.96% |
15,463 |
$47,282,752 |
$4,264,802 |
$13,281,120 |
$1,373,591 |
37.11% |
| Missouri Total |
100.00% |
4,330,504 |
$4,930,506,696 |
$404,183,765 |
$3,349,037,869 |
$235,658,520 |
67.92% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.77% |
542,731 |
$469,888,178 |
$4,296,456 |
$107,789,009 |
$3,484,016 |
23.85% |
| Missouri Total |
100.00% |
8,791,658 |
$8,141,487,438 |
$413,696,345 |
$5,500,710,060 |
$393,925,055 |
67.56% |