Company Name:
PRINCIPAL LIFE INSURANCE COMPANYCompany Address:
711 HIGH ST
DES MOINES, IA 50309-2732Mailing Address:
711 HIGH STREET
DES MOINES, IA 50392-2300Mailing Phone:
5152359192Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1911-11-08
| Line |
Authorized Date |
| Accident and Health |
1911-11-08 |
| Life, annuities and endowments |
1911-11-08 |
| Variable Contracts |
1911-11-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.01% |
2,831 |
$7,495,065 |
$7,514,282 |
$0 |
$6,116,152 |
$6,133,096 |
81.62% |
| Missouri Total |
100.00% |
488,927 |
$741,460,138 |
$751,469,005 |
$26,259 |
$666,406,437 |
$684,576,990 |
91.10% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.27% |
9,865 |
$23,200,561 |
$23,254,388 |
$0 |
$16,887,436 |
$16,934,223 |
72.82% |
| Missouri Total |
100.00% |
258,075 |
$543,297,602 |
$552,357,340 |
$6,830 |
$440,040,512 |
$442,331,862 |
80.08% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.54% |
31,021 |
$6,605,783 |
$6,599,171 |
$0 |
$5,050,844 |
$5,064,837 |
76.75% |
| Missouri Total |
100.00% |
564,416 |
$145,632,548 |
$144,155,774 |
$411,414 |
$99,898,942 |
$98,112,452 |
68.06% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
51.10% |
95,186 |
$435,410,033 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
105,517 |
$852,055,259 |
$0 |
$400,275,113 |
$0 |
46.98% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.44% |
16,025 |
$2,771,172 |
$2,782,885 |
$0 |
$3,655,516 |
$3,665,643 |
131.72% |
| Missouri Total |
100.00% |
1,121,219 |
$192,153,221 |
$191,368,220 |
$90,133 |
$128,429,494 |
$149,185,996 |
77.96% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
2,745 |
$170,293 |
$170,487 |
$0 |
$108,919 |
$109,221 |
64.06% |
| Missouri Total |
100.00% |
2,072,120 |
$135,963,695 |
$135,998,052 |
$0 |
$34,596,673 |
$34,114,750 |
25.08% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
27 |
$17,029 |
$16,850 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
53,335 |
$19,065,041 |
$16,481,744 |
$889 |
$7,134,273 |
$8,129,698 |
49.33% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.35% |
2,396 |
$4,948,621 |
$4,954,276 |
$0 |
$3,937,991 |
$3,780,921 |
76.32% |
| Missouri Total |
100.00% |
77,135 |
$113,705,041 |
$112,808,723 |
$0 |
$91,451,077 |
$93,632,116 |
83.00% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.52% |
68,383 |
$3,137,652 |
$93,916 |
$67,630,168 |
$0 |
2,158.43% |
| Missouri Total |
100.00% |
238,241 |
$608,524,892 |
$2,324,553 |
$737,808,792 |
$0 |
121.25% |
Group Other Considerations
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.57% |
95,186 |
$2,722,246 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
292,689 |
$479,500,359 |
$25,191 |
$231,258,254 |
$0 |
48.23% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.70% |
98,004 |
$5,455,119 |
$0 |
$3,843,435 |
$2,192,589 |
70.46% |
| Missouri Total |
100.00% |
2,936,221 |
$320,918,890 |
$4,138,916 |
$367,675,046 |
$141,808,184 |
114.57% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.80% |
2,526 |
$1,069,808 |
$0 |
$840,576 |
$189,289 |
78.57% |
| Missouri Total |
100.00% |
84,392 |
$38,246,367 |
$62,270 |
$58,441,328 |
$6,730,611 |
152.80% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.45% |
26,809 |
$1,470,229 |
$-55,191 |
$6,339,396 |
$0 |
427.43% |
| Missouri Total |
100.00% |
118,562 |
$327,358,573 |
$4,857,544 |
$268,234,268 |
$0 |
81.94% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
6 |
$0 |
$0 |
$0 |
$69 |
|
| Missouri Total |
100.00% |
302,978 |
$72,219,558 |
$78,323 |
$101,223,887 |
$15,513,101 |
140.16% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.47% |
2,816 |
$412,380 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
49,416 |
$88,565,544 |
$561,135 |
$52,125,293 |
$0 |
58.86% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.32% |
1,260 |
$1,707,410 |
$1,373,397 |
$0 |
$452,479 |
$363,071 |
26.44% |
| Missouri Total |
100.00% |
120,632 |
$73,743,463 |
$74,347,831 |
$885,489 |
$40,622,002 |
$46,478,692 |
62.52% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
77 |
$175,602 |
$141,250 |
$0 |
$191,945 |
$201,658 |
142.77% |
| Missouri Total |
100.00% |
118,086 |
$146,612,156 |
$136,163,460 |
$60,924 |
$53,077,958 |
$76,391,765 |
56.10% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.73% |
97 |
$26,951,453 |
$121 |
$4,460,049 |
$0 |
16.55% |
| Missouri Total |
100.00% |
327,452 |
$1,554,696,964 |
$1,965,701 |
$872,194,110 |
$0 |
56.10% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.34% |
1,006 |
$903,640 |
$0 |
$150,542 |
$375,000 |
16.66% |
| Missouri Total |
100.00% |
639,132 |
$264,255,937 |
$15,404,195 |
$191,261,162 |
$78,732,455 |
72.38% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.50% |
1,789 |
$6,953,945 |
$0 |
$2,000,375 |
$340,861 |
28.77% |
| Missouri Total |
100.00% |
467,687 |
$464,925,509 |
$5,035,888 |
$359,544,541 |
$43,737,708 |
77.33% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.81% |
10,059 |
$6,383,681 |
$4,354,312 |
$11,303,796 |
$649,606 |
245.28% |
| Missouri Total |
100.00% |
2,380,404 |
$784,548,602 |
$316,967,016 |
$834,005,699 |
$71,613,753 |
106.30% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.37% |
66,247 |
$47,091,536 |
$46,806,986 |
$0 |
$36,401,282 |
$36,252,670 |
77.45% |
| Missouri Total |
100.00% |
11,124,230 |
$3,437,512,087 |
$3,402,649,266 |
$1,704,541 |
$2,420,886,841 |
$2,480,088,525 |
72.89% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.82% |
64,910 |
$45,208,524 |
$45,292,339 |
$0 |
$35,756,858 |
$35,687,941 |
78.79% |
| Missouri Total |
100.00% |
9,384,360 |
$2,485,290,187 |
$2,498,336,485 |
$680,104 |
$1,889,711,298 |
$1,926,618,671 |
77.12% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
15.09% |
386,100 |
$449,265,087 |
$38,725 |
$78,653,575 |
$2,381,947 |
17.52% |
| Missouri Total |
100.00% |
4,699,608 |
$2,977,339,620 |
$11,519,949 |
$2,217,753,985 |
$170,948,806 |
74.49% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
1,337 |
$1,883,012 |
$1,514,647 |
$0 |
$644,424 |
$564,729 |
37.28% |
| Missouri Total |
100.00% |
1,739,870 |
$952,221,900 |
$904,312,781 |
$1,024,437 |
$531,175,543 |
$553,469,854 |
61.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.84% |
15,767 |
$41,605,099 |
$4,354,433 |
$17,914,762 |
$1,365,467 |
53.53% |
| Missouri Total |
100.00% |
4,371,622 |
$4,933,582,492 |
$414,340,097 |
$3,334,801,658 |
$227,044,189 |
67.59% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.20% |
401,867 |
$490,870,186 |
$4,393,158 |
$96,568,337 |
$3,747,414 |
20.57% |
| Missouri Total |
100.00% |
9,071,230 |
$7,910,922,112 |
$425,860,046 |
$5,552,555,643 |
$397,992,995 |
70.19% |