Company Name:
PRINCIPAL LIFE INSURANCE COMPANYCompany Address:
711 HIGH ST
DES MOINES, IA 50309-2732Mailing Address:
711 HIGH STREET
DES MOINES, IA 50392-2300Mailing Phone:
5152359192Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1911-11-08
| Line |
Authorized Date |
| Accident and Health |
1911-11-08 |
| Life, annuities and endowments |
1911-11-08 |
| Variable Contracts |
1911-11-08 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.34% |
0 |
$3,716,766 |
$3,638,776 |
$0 |
$4,380,533 |
$4,348,213 |
119.50% |
| Missouri Total |
100.00% |
56,462 |
$85,548,471 |
$85,403,255 |
$44,289 |
$64,916,916 |
$64,784,187 |
75.86% |
Group Comprehensive Medical Expense - Discretionary
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.72% |
272 |
$67,129 |
$0 |
$0 |
$-33 |
$-32 |
|
| Missouri Total |
100.00% |
4,679 |
$9,300,933 |
$9,410,823 |
$0 |
$9,751,683 |
$8,745,236 |
92.93% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.34% |
10,429 |
$16,014,331 |
$16,025,270 |
$0 |
$9,100,344 |
$9,062,104 |
56.55% |
| Missouri Total |
100.00% |
531,472 |
$685,689,657 |
$686,291,781 |
$11,089,157 |
$590,885,516 |
$587,277,863 |
85.57% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.36% |
11,667 |
$20,223,686 |
$20,215,397 |
$0 |
$21,973,997 |
$21,811,871 |
107.90% |
| Missouri Total |
100.00% |
204,846 |
$377,195,599 |
$378,777,448 |
$28,717 |
$305,498,278 |
$304,740,838 |
80.45% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.93% |
35,490 |
$6,119,457 |
$6,085,581 |
$0 |
$4,673,767 |
$4,639,284 |
76.23% |
| Missouri Total |
100.00% |
543,778 |
$124,088,917 |
$123,072,091 |
$153,756 |
$91,543,810 |
$90,050,255 |
73.17% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
14.12% |
145,722 |
$306,226,540 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
356,450 |
$2,169,000,193 |
$13,741 |
$862,329,688 |
$0 |
39.76% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.75% |
19,896 |
$2,665,933 |
$2,651,175 |
$0 |
$2,934,919 |
$2,913,264 |
109.89% |
| Missouri Total |
100.00% |
834,542 |
$152,733,264 |
$151,353,310 |
$70,304 |
$100,717,628 |
$131,430,261 |
86.84% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
55 |
$22,207 |
$22,461 |
$0 |
$0 |
$-627 |
-2.79% |
| Missouri Total |
100.00% |
26,351 |
$11,650,062 |
$9,824,529 |
$1,020 |
$5,848,194 |
$6,303,595 |
64.16% |
Group Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.05% |
3,194 |
$4,441,138 |
$4,441,138 |
$0 |
$4,155,555 |
$4,095,991 |
92.23% |
| Missouri Total |
100.00% |
78,911 |
$109,746,715 |
$109,551,563 |
$0 |
$85,947,597 |
$84,872,692 |
77.47% |
Group Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$7,366,181 |
$0 |
|
| Missouri Total |
100.00% |
215 |
$665,569 |
$0 |
$10,288,633 |
$0 |
1,545.84% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.11% |
80,352 |
$5,660,134 |
$116,751 |
$0 |
$0 |
2.06% |
| Missouri Total |
100.00% |
160,810 |
$181,983,805 |
$941,968 |
$342,626,170 |
$0 |
188.27% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.79% |
98,778 |
$5,330,809 |
$0 |
$4,690,960 |
$1,725,439 |
88.00% |
| Missouri Total |
100.00% |
3,054,153 |
$298,123,665 |
$3,111,616 |
$900,454,791 |
$116,091,201 |
302.04% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.15% |
2,907 |
$1,044,658 |
$0 |
$398,958 |
$206,681 |
38.19% |
| Missouri Total |
100.00% |
78,560 |
$48,519,127 |
$60,860 |
$24,659,765 |
$6,836,064 |
50.82% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.80% |
65,407 |
$6,722,954 |
$-53,168 |
$125,547,702 |
$0 |
1,866.66% |
| Missouri Total |
100.00% |
78,488 |
$140,205,481 |
$-48,589 |
$313,054,457 |
$0 |
223.28% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
37 |
$495 |
$25,503 |
$0 |
$724 |
5,152.12% |
| Missouri Total |
100.00% |
100,329 |
$45,330,946 |
$155,077 |
$72,108,705 |
$7,058,612 |
159.07% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.43% |
2,564 |
$24,022,421 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
303,604 |
$1,683,353,647 |
$429 |
$1,117,711,940 |
$0 |
66.40% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.94% |
1,077 |
$1,351,824 |
$1,136,247 |
$0 |
$313,140 |
$451,682 |
39.75% |
| Missouri Total |
100.00% |
122,632 |
$69,624,534 |
$70,808,118 |
$485,627 |
$39,245,301 |
$51,999,855 |
73.44% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
209 |
$198,265 |
$166,647 |
$0 |
$164,259 |
$220,124 |
132.09% |
| Missouri Total |
100.00% |
100,580 |
$116,192,769 |
$112,144,089 |
$31,052 |
$42,958,138 |
$58,083,400 |
51.79% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.39% |
82 |
$1,445,806 |
$107 |
$3,763,109 |
$0 |
260.28% |
| Missouri Total |
100.00% |
203,446 |
$373,200,127 |
$3,258,370 |
$900,976,486 |
$0 |
241.42% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.97% |
9,254 |
$4,207,119 |
$0 |
$1,357,068 |
$794,215 |
32.26% |
| Missouri Total |
100.00% |
589,822 |
$213,945,592 |
$6,372,973 |
$137,088,684 |
$57,510,000 |
64.08% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.31% |
970 |
$1,157,553 |
$0 |
$251,013 |
$130,442 |
21.68% |
| Missouri Total |
100.00% |
1,266,057 |
$368,902,373 |
$7,066,780 |
$368,554,786 |
$40,696,179 |
99.91% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.59% |
736 |
$1,580,227 |
$0 |
$84,834 |
$119,843 |
5.37% |
| Missouri Total |
100.00% |
144,142 |
$267,257,239 |
$1,943,311 |
$179,877,908 |
$28,478,643 |
67.31% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.43% |
3,972 |
$3,362,624 |
$4,259,358 |
$5,715,935 |
$103,391 |
296.65% |
| Missouri Total |
100.00% |
2,510,943 |
$786,815,707 |
$315,707,873 |
$833,166,168 |
$68,197,761 |
105.89% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.91% |
82,289 |
$54,820,736 |
$54,382,692 |
$0 |
$47,696,481 |
$47,541,874 |
87.42% |
| Missouri Total |
100.00% |
10,595,728 |
$2,867,258,416 |
$2,851,116,962 |
$11,927,589 |
$2,028,543,088 |
$2,098,142,746 |
73.59% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.53% |
81,003 |
$53,270,647 |
$53,079,798 |
$0 |
$47,219,082 |
$46,870,068 |
88.30% |
| Missouri Total |
100.00% |
9,233,931 |
$2,101,990,047 |
$2,081,215,042 |
$11,381,335 |
$1,539,648,841 |
$1,567,647,303 |
75.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
10.92% |
393,203 |
$324,985,590 |
$89,086 |
$138,003,801 |
$1,932,844 |
42.49% |
| Missouri Total |
100.00% |
4,614,594 |
$2,975,944,371 |
$4,328,006 |
$2,640,635,900 |
$137,410,626 |
88.73% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
1,286 |
$1,550,089 |
$1,302,894 |
$0 |
$477,399 |
$671,806 |
51.56% |
| Missouri Total |
100.00% |
1,361,797 |
$765,268,369 |
$769,901,920 |
$546,254 |
$488,894,247 |
$530,495,443 |
68.90% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.89% |
17,578 |
$35,775,750 |
$4,259,465 |
$11,171,959 |
$1,147,891 |
43.13% |
| Missouri Total |
100.00% |
5,228,814 |
$4,010,771,582 |
$334,815,623 |
$3,840,942,282 |
$195,805,002 |
95.77% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.16% |
410,781 |
$360,761,340 |
$4,348,551 |
$149,175,760 |
$3,080,735 |
42.56% |
| Missouri Total |
100.00% |
9,843,408 |
$6,986,715,953 |
$339,143,629 |
$6,481,578,182 |
$333,215,628 |
92.77% |