Company Name:
CLARICA LIFE INSURANCE COMPANY USCompany Address:
2000 44TH ST SW #200
FARGO, ND 58103Mailing Address:
PO BOX 2907
FARGO, ND 58108Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2004-04-01
| Line |
Authorized Date |
| Accident and Health |
1966-11-15 |
| Life, annuities and endowments |
1966-11-15 |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5 |
$16,503 |
$13,916 |
$0 |
$45,434 |
$23,217 |
166.84% |
| Missouri Total |
100.00% |
258,075 |
$543,297,602 |
$552,357,340 |
$6,830 |
$440,040,512 |
$442,331,862 |
80.08% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.67% |
10 |
$597,188 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
49,416 |
$88,565,544 |
$561,135 |
$52,125,293 |
$0 |
58.86% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
41 |
$15,531 |
$15,708 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
120,632 |
$73,743,463 |
$74,347,831 |
$885,489 |
$40,622,002 |
$46,478,692 |
62.52% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.54% |
90 |
$1,733,997 |
$0 |
$140,129 |
$0 |
8.08% |
| Missouri Total |
100.00% |
11,272 |
$112,708,695 |
$0 |
$35,525,743 |
$0 |
31.52% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
299 |
$4,919,763 |
$0 |
$652,354 |
$0 |
13.26% |
| Missouri Total |
100.00% |
327,452 |
$1,554,696,964 |
$1,965,701 |
$872,194,110 |
$0 |
56.10% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
20 |
$2,056 |
$2,056 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
203,506 |
$40,683,172 |
$40,117,806 |
$0 |
$19,847,306 |
$20,449,849 |
50.97% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
258 |
$146,321 |
$0 |
$80,000 |
$89,316 |
54.67% |
| Missouri Total |
100.00% |
639,132 |
$264,255,937 |
$15,404,195 |
$191,261,162 |
$78,732,455 |
72.38% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.25% |
2,840 |
$5,821,776 |
$0 |
$3,400,998 |
$272,572 |
58.42% |
| Missouri Total |
100.00% |
467,687 |
$464,925,509 |
$5,035,888 |
$359,544,541 |
$43,737,708 |
77.33% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
513 |
$46,565 |
$1,311 |
$215,960 |
$5,374 |
466.60% |
| Missouri Total |
100.00% |
2,380,404 |
$784,548,602 |
$316,967,016 |
$834,005,699 |
$71,613,753 |
106.30% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
66 |
$34,090 |
$31,680 |
$0 |
$45,434 |
$23,217 |
73.29% |
| Missouri Total |
100.00% |
11,124,230 |
$3,437,512,087 |
$3,402,649,266 |
$1,704,541 |
$2,420,886,841 |
$2,480,088,525 |
72.89% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5 |
$16,503 |
$13,916 |
$0 |
$45,434 |
$23,217 |
166.84% |
| Missouri Total |
100.00% |
9,384,360 |
$2,485,290,187 |
$2,498,336,485 |
$680,104 |
$1,889,711,298 |
$1,926,618,671 |
77.12% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
61 |
$17,587 |
$17,764 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,739,870 |
$952,221,900 |
$904,312,781 |
$1,024,437 |
$531,175,543 |
$553,469,854 |
61.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
4,010 |
$13,265,610 |
$1,311 |
$4,489,441 |
$367,262 |
33.85% |
| Missouri Total |
100.00% |
4,371,622 |
$4,933,582,492 |
$414,340,097 |
$3,334,801,658 |
$227,044,189 |
67.59% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
4,010 |
$13,265,610 |
$1,311 |
$4,489,441 |
$367,262 |
33.85% |
| Missouri Total |
100.00% |
9,071,230 |
$7,910,922,112 |
$425,860,046 |
$5,552,555,643 |
$397,992,995 |
70.19% |