Company Name:
CLARICA LIFE INSURANCE COMPANY USCompany Address:
2000 44TH ST SW #200
FARGO, ND 58103Mailing Address:
PO BOX 2907
FARGO, ND 58108Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2004-04-01
| Line |
Authorized Date |
| Accident and Health |
1966-11-15 |
| Life, annuities and endowments |
1966-11-15 |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
9 |
$17,172 |
$16,314 |
$0 |
$41,611 |
$29,116 |
178.47% |
| Missouri Total |
100.00% |
189,814 |
$424,044,499 |
$423,345,981 |
$33,822 |
$344,581,656 |
$347,909,286 |
82.18% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
180 |
$6,232 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
2,947,879 |
$340,012,832 |
$3,499,348 |
$440,792,052 |
$131,765,902 |
129.64% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
9 |
$19,690 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
139,150 |
$686,818,234 |
$593,974 |
$401,133,945 |
$0 |
58.40% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
103 |
$27,086 |
$27,095 |
$0 |
$9,627 |
$6,717 |
24.79% |
| Missouri Total |
100.00% |
122,597 |
$70,982,921 |
$71,622,440 |
$764,238 |
$42,743,391 |
$67,075,314 |
93.65% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.33% |
29 |
$245,032 |
$0 |
$89,188 |
$0 |
36.40% |
| Missouri Total |
100.00% |
12,272 |
$74,018,507 |
$0 |
$21,347,556 |
$0 |
28.84% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
228 |
$1,650,322 |
$0 |
$198,959 |
$0 |
12.06% |
| Missouri Total |
100.00% |
287,667 |
$1,305,828,841 |
$2,541,149 |
$1,007,825,710 |
$0 |
77.18% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
26 |
$1,301 |
$1,301 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
187,801 |
$34,395,473 |
$34,656,393 |
$0 |
$16,748,750 |
$17,637,392 |
50.89% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
201 |
$106,841 |
$0 |
$0 |
$32,692 |
0.00% |
| Missouri Total |
100.00% |
612,832 |
$232,002,403 |
$13,119,985 |
$125,602,619 |
$65,968,629 |
54.14% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.29% |
2,871 |
$5,336,540 |
$0 |
$1,938,651 |
$254,627 |
36.33% |
| Missouri Total |
100.00% |
476,706 |
$414,523,544 |
$6,122,175 |
$444,132,853 |
$39,974,927 |
107.14% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
542 |
$149,893 |
$1,228 |
$113,992 |
$6,043 |
76.87% |
| Missouri Total |
100.00% |
2,449,307 |
$752,703,695 |
$310,524,941 |
$737,354,868 |
$67,767,790 |
97.96% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
138 |
$45,559 |
$44,710 |
$0 |
$51,238 |
$35,833 |
80.15% |
| Missouri Total |
100.00% |
13,171,697 |
$3,211,384,649 |
$3,219,638,475 |
$2,571,356 |
$2,272,170,301 |
$2,357,964,065 |
73.24% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
9 |
$17,172 |
$16,314 |
$0 |
$41,611 |
$29,116 |
178.47% |
| Missouri Total |
100.00% |
11,464,897 |
$2,333,289,732 |
$2,367,586,559 |
$1,740,059 |
$1,728,723,840 |
$1,781,524,816 |
75.25% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
180 |
$6,232 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
4,622,078 |
$3,349,353,001 |
$5,329,664 |
$2,154,649,656 |
$164,907,101 |
64.33% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
129 |
$28,387 |
$28,396 |
$0 |
$9,627 |
$6,717 |
23.65% |
| Missouri Total |
100.00% |
1,706,800 |
$878,094,917 |
$852,051,916 |
$831,297 |
$543,446,461 |
$576,439,249 |
67.65% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.18% |
3,880 |
$7,508,318 |
$1,228 |
$2,340,790 |
$293,362 |
31.19% |
| Missouri Total |
100.00% |
4,341,992 |
$4,267,510,682 |
$343,477,929 |
$3,141,373,263 |
$204,703,780 |
73.61% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
4,060 |
$7,514,550 |
$1,228 |
$2,340,790 |
$293,362 |
31.17% |
| Missouri Total |
100.00% |
8,964,070 |
$7,616,863,683 |
$348,807,593 |
$5,296,022,919 |
$369,610,881 |
69.53% |