Company Name:
CLARICA LIFE INSURANCE COMPANY USCompany Address:
2000 44TH ST SW #200
FARGO, ND 58103Mailing Address:
PO BOX 2907
FARGO, ND 58108Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2004-04-01
| Line |
Authorized Date |
| Accident and Health |
1966-11-15 |
| Life, annuities and endowments |
1966-11-15 |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
0 |
$41,121 |
$41,038 |
$0 |
$84,079 |
$40,471 |
98.62% |
| Missouri Total |
100.00% |
188,111 |
$305,093,451 |
$304,761,965 |
$0 |
$235,252,468 |
$235,217,664 |
77.18% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
1 |
$16,286 |
$0 |
$0 |
$2,937 |
0.00% |
| Missouri Total |
100.00% |
2,704,263 |
$281,091,200 |
$2,974,685 |
$321,445,911 |
$103,181,799 |
114.36% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$48 |
$60 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
304,367 |
$23,295,746 |
$24,019,940 |
$-473 |
$9,636,438 |
$11,731,816 |
48.84% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
10 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
302,005 |
$1,593,326,078 |
$444 |
$820,192,380 |
$0 |
51.48% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
137 |
$34,362 |
$37,342 |
$0 |
$11,350 |
$11,350 |
30.39% |
| Missouri Total |
100.00% |
111,019 |
$66,490,592 |
$66,946,605 |
$420,599 |
$32,121,787 |
$48,494,601 |
72.44% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.15% |
30 |
$636,035 |
$0 |
$24,155 |
$0 |
3.80% |
| Missouri Total |
100.00% |
7,047 |
$55,099,046 |
$19,267 |
$7,696,289 |
$0 |
13.97% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
244 |
$61,148 |
$0 |
$854,252 |
$0 |
1,397.02% |
| Missouri Total |
100.00% |
215,037 |
$407,245,440 |
$3,527,055 |
$779,679,935 |
$0 |
191.45% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
42 |
$1,621 |
$2,405 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
154,667 |
$30,619,082 |
$31,023,371 |
$0 |
$14,308,840 |
$14,935,114 |
48.14% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
217 |
$89,811 |
$0 |
$133,226 |
$35,005 |
148.34% |
| Missouri Total |
100.00% |
596,499 |
$200,973,899 |
$9,856,079 |
$124,310,754 |
$57,428,341 |
61.85% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.96% |
3,145 |
$3,776,442 |
$0 |
$2,216,229 |
$269,511 |
58.69% |
| Missouri Total |
100.00% |
522,617 |
$392,321,964 |
$6,557,565 |
$318,771,594 |
$43,427,542 |
81.25% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
567 |
$66,741 |
$1,164 |
$20,778 |
$5,460 |
32.88% |
| Missouri Total |
100.00% |
2,561,613 |
$769,291,874 |
$302,475,773 |
$861,967,438 |
$64,157,643 |
112.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
180 |
$77,152 |
$80,845 |
$0 |
$95,429 |
$51,821 |
64.10% |
| Missouri Total |
100.00% |
10,151,451 |
$2,793,902,774 |
$2,800,205,649 |
$3,104,630 |
$2,014,518,017 |
$2,096,480,234 |
74.87% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$41,121 |
$41,038 |
$0 |
$84,079 |
$40,471 |
98.62% |
| Missouri Total |
100.00% |
8,801,770 |
$1,996,109,505 |
$1,993,545,540 |
$2,668,013 |
$1,512,053,831 |
$1,560,282,504 |
78.27% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
1 |
$16,286 |
$0 |
$0 |
$2,937 |
0.00% |
| Missouri Total |
100.00% |
4,458,036 |
$2,846,664,874 |
$4,145,555 |
$2,544,304,360 |
$127,434,464 |
89.38% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
180 |
$36,031 |
$39,807 |
$0 |
$11,350 |
$11,350 |
28.51% |
| Missouri Total |
100.00% |
1,349,681 |
$797,793,269 |
$806,660,109 |
$436,617 |
$502,464,186 |
$536,197,730 |
66.47% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
4,213 |
$4,630,177 |
$1,164 |
$3,248,640 |
$309,976 |
70.19% |
| Missouri Total |
100.00% |
4,593,141 |
$3,922,881,923 |
$323,615,018 |
$3,371,242,434 |
$192,419,185 |
85.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
4,214 |
$4,646,463 |
$1,164 |
$3,248,640 |
$312,913 |
69.94% |
| Missouri Total |
100.00% |
9,051,177 |
$6,769,546,797 |
$327,760,573 |
$5,915,546,794 |
$319,853,649 |
87.38% |