Company Name:
EMPOWER ANNUITY INSURANCE COMPANY OF AMERICACompany Address:
8515 East Orchard Road
Greenwood Village, CO 80111Mailing Address:
8515 East Orchard Road
Greenwood Village, CO 80111Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1977-05-20
| Line |
Authorized Date |
| Accident and Health |
1977-05-20 |
| Life, annuities and endowments |
1977-05-20 |
| Variable Contracts |
1977-05-20 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
22 |
$7,355 |
$6,683 |
$0 |
$5,724 |
$5,946 |
88.97% |
| Missouri Total |
100.00% |
3,423,140 |
$96,106,857 |
$90,078,603 |
$13,545 |
$45,609,772 |
$44,700,512 |
49.62% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
124 |
$68,892 |
$62,596 |
$0 |
$53,612 |
$55,695 |
88.98% |
| Missouri Total |
100.00% |
529,308 |
$2,002,684,307 |
$2,001,689,869 |
$0 |
$1,647,874,254 |
$1,634,484,226 |
81.66% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
2,264 |
$17,113 |
$15,549 |
$0 |
$13,317 |
$13,835 |
88.98% |
| Missouri Total |
100.00% |
738,398 |
$199,565,441 |
$199,495,724 |
$0 |
$145,810,996 |
$146,369,623 |
73.37% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
1 |
$855,438 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
105,216 |
$366,117,028 |
$0 |
$47,704,800 |
$0 |
13.03% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.46% |
510 |
$1,176,410 |
$1,164,643 |
$0 |
$325,641 |
$13,188 |
1.13% |
| Missouri Total |
100.00% |
1,225,093 |
$254,728,387 |
$256,219,166 |
$178,870 |
$190,611,485 |
$208,123,252 |
81.23% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
29.12% |
64,142 |
$110,007,208 |
$0 |
$451,072 |
$0 |
0.41% |
| Missouri Total |
100.00% |
303,214 |
$377,742,889 |
$3,527,400 |
$354,147,826 |
$0 |
93.75% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.05% |
10,766 |
$3,048,869 |
$2,674,521 |
$0 |
$2,962,490 |
$3,402,720 |
127.23% |
| Missouri Total |
100.00% |
788,966 |
$148,663,632 |
$147,405,469 |
$0 |
$108,076,042 |
$117,972,833 |
80.03% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
1,099 |
$1,069,986 |
$0 |
$6,100,889 |
$596,717 |
570.18% |
| Missouri Total |
100.00% |
2,424,579 |
$385,905,526 |
$1,057,661 |
$439,920,936 |
$158,090,482 |
114.00% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
27 |
$83,382 |
$0 |
$0 |
$9 |
0.00% |
| Missouri Total |
100.00% |
46,031 |
$22,774,494 |
$0 |
$43,994,485 |
$5,949,445 |
193.17% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
1 |
$36,236 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
45,716 |
$102,674,813 |
$74,101 |
$36,662,224 |
$0 |
35.71% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
45 |
$1,356,200 |
$0 |
$142,801 |
$0 |
10.53% |
| Missouri Total |
100.00% |
269,495 |
$1,309,778,605 |
$31,444,836 |
$1,144,776,801 |
$0 |
87.40% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.22% |
354 |
$949,357 |
$0 |
$182,585 |
$20,718 |
19.23% |
| Missouri Total |
100.00% |
763,466 |
$439,557,425 |
$9,068,723 |
$297,048,781 |
$165,483,150 |
67.58% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.02% |
5,561 |
$17,110,623 |
$0 |
$2,860,508 |
$324,594 |
16.72% |
| Missouri Total |
100.00% |
413,325 |
$565,873,745 |
$4,768,418 |
$539,744,964 |
$52,701,531 |
95.38% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
11 |
$35,252 |
$0 |
$0 |
$2,855 |
0.00% |
| Missouri Total |
100.00% |
105,385 |
$177,275,171 |
$3,860,704 |
$171,285,619 |
$23,278,750 |
96.62% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.38% |
5,916 |
$18,037,777 |
$381,625 |
$3,043,094 |
$345,313 |
18.99% |
| Missouri Total |
100.00% |
1,843,304 |
$758,778,596 |
$303,342,750 |
$816,380,870 |
$61,995,381 |
107.59% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
13,686 |
$4,318,639 |
$3,923,992 |
$0 |
$3,360,784 |
$3,491,384 |
88.98% |
| Missouri Total |
100.00% |
11,102,573 |
$7,586,272,242 |
$7,567,880,063 |
$6,265,933 |
$5,759,414,503 |
$5,811,825,025 |
76.80% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
13,686 |
$4,318,639 |
$3,923,992 |
$0 |
$3,360,784 |
$3,491,384 |
88.98% |
| Missouri Total |
100.00% |
8,926,271 |
$5,277,397,178 |
$5,271,709,298 |
$335,774 |
$4,103,463,028 |
$4,123,830,018 |
78.23% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.21% |
65,269 |
$112,016,014 |
$0 |
$6,551,961 |
$596,726 |
5.85% |
| Missouri Total |
100.00% |
4,088,624 |
$2,661,864,262 |
$5,616,733 |
$2,903,676,683 |
$200,039,495 |
109.08% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.57% |
11,888 |
$37,525,445 |
$381,625 |
$6,228,988 |
$693,480 |
17.62% |
| Missouri Total |
100.00% |
3,825,232 |
$6,554,945,707 |
$353,015,946 |
$4,898,709,389 |
$304,103,906 |
74.73% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.62% |
77,157 |
$149,541,459 |
$381,625 |
$12,780,949 |
$1,290,206 |
8.80% |
| Missouri Total |
100.00% |
7,913,856 |
$9,216,809,969 |
$358,632,679 |
$7,802,386,072 |
$504,143,401 |
84.65% |