Company Name:
EMPOWER ANNUITY INSURANCE COMPANY OF AMERICACompany Address:
8515 East Orchard Road
Greenwood Village, CO 80111Mailing Address:
8515 East Orchard Road
Greenwood Village, CO 80111Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1977-05-20
| Line |
Authorized Date |
| Accident and Health |
1977-05-20 |
| Life, annuities and endowments |
1977-05-20 |
| Variable Contracts |
1977-05-20 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
3,698 |
$198,780 |
$194,056 |
$0 |
$138,659 |
$143,320 |
73.85% |
| Missouri Total |
100.00% |
2,219,297 |
$87,537,941 |
$88,045,683 |
$119,142 |
$42,280,493 |
$43,315,043 |
49.20% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.56% |
4,480 |
$5,092,971 |
$4,971,744 |
$0 |
$3,549,371 |
$3,669,029 |
73.80% |
| Missouri Total |
100.00% |
534,239 |
$901,961,338 |
$887,285,267 |
$241,601 |
$761,010,294 |
$770,559,414 |
86.84% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
258 |
$1,646 |
$1,607 |
$0 |
$1,148 |
$1,187 |
73.86% |
| Missouri Total |
100.00% |
585,831 |
$140,739,643 |
$139,581,389 |
$201 |
$97,860,234 |
$98,308,288 |
70.43% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
2 |
$631,820 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
152,845 |
$912,652,486 |
$0 |
$238,901,277 |
$0 |
26.18% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.53% |
461 |
$1,094,161 |
$1,068,156 |
$0 |
$763,232 |
$788,891 |
73.86% |
| Missouri Total |
100.00% |
966,905 |
$207,926,823 |
$208,768,671 |
$12,202 |
$139,285,242 |
$148,519,747 |
71.14% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
11.95% |
41,839 |
$67,011,396 |
$0 |
$1,886,826 |
$0 |
2.82% |
| Missouri Total |
100.00% |
359,034 |
$560,615,173 |
$706,082 |
$731,466,554 |
$0 |
130.48% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.46% |
29,525 |
$9,041,215 |
$8,826,336 |
$0 |
$6,306,703 |
$6,518,720 |
73.86% |
| Missouri Total |
100.00% |
874,250 |
$121,222,794 |
$119,312,628 |
$0 |
$71,856,629 |
$68,055,783 |
57.04% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
12.85% |
9,722 |
$7,476,164 |
$0 |
$99,794,124 |
$764,781 |
1,334.83% |
| Missouri Total |
100.00% |
93,520 |
$58,182,769 |
$58,983 |
$199,755,503 |
$3,849,361 |
343.32% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
6 |
$15,003 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
42,871 |
$102,610,655 |
$498,456 |
$39,995,760 |
$0 |
38.98% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
2 |
$7,779 |
$7,779 |
$0 |
$8,659 |
$8,614 |
110.73% |
| Missouri Total |
100.00% |
145,722 |
$23,832,756 |
$23,694,730 |
$7,114 |
$11,594,074 |
$12,130,196 |
51.19% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
135 |
$1,740,265 |
$50,910 |
$985,643 |
$0 |
59.56% |
| Missouri Total |
100.00% |
323,194 |
$1,266,302,842 |
$1,915,121 |
$823,503,089 |
$0 |
65.03% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
433 |
$65,704 |
$0 |
$0 |
$36,822 |
0.00% |
| Missouri Total |
100.00% |
682,356 |
$311,467,903 |
$10,173,738 |
$184,996,306 |
$93,566,603 |
59.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
304 |
$46,131 |
$0 |
$0 |
$25,852 |
0.00% |
| Missouri Total |
100.00% |
458,295 |
$491,131,691 |
$6,524,954 |
$331,504,239 |
$43,493,081 |
67.50% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
5,924 |
$898,922 |
$799,297 |
$6,220,328 |
$503,774 |
780.89% |
| Missouri Total |
100.00% |
2,308,146 |
$719,119,352 |
$323,220,961 |
$797,276,767 |
$66,887,681 |
110.87% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
38,424 |
$15,436,552 |
$15,069,678 |
$0 |
$10,767,772 |
$11,129,761 |
73.86% |
| Missouri Total |
100.00% |
10,342,971 |
$3,852,900,654 |
$3,820,337,190 |
$1,631,763 |
$2,664,219,455 |
$2,730,742,332 |
71.48% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.54% |
38,422 |
$15,428,773 |
$15,061,899 |
$0 |
$10,759,113 |
$11,121,147 |
73.84% |
| Missouri Total |
100.00% |
8,540,410 |
$2,878,594,040 |
$2,850,934,447 |
$443,521 |
$2,086,264,285 |
$2,118,878,045 |
74.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.34% |
51,563 |
$75,119,380 |
$0 |
$101,680,950 |
$764,781 |
135.36% |
| Missouri Total |
100.00% |
4,461,154 |
$3,210,980,742 |
$9,512,580 |
$2,151,672,191 |
$158,266,535 |
67.01% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$7,779 |
$7,779 |
$0 |
$8,659 |
$8,614 |
110.73% |
| Missouri Total |
100.00% |
1,802,561 |
$974,306,614 |
$969,402,743 |
$1,188,242 |
$577,955,170 |
$611,864,287 |
63.12% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
6,802 |
$2,766,025 |
$850,207 |
$7,205,971 |
$566,448 |
291.25% |
| Missouri Total |
100.00% |
4,330,504 |
$4,930,506,696 |
$404,183,765 |
$3,349,037,869 |
$235,658,520 |
67.92% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.96% |
58,365 |
$77,885,405 |
$850,207 |
$108,886,921 |
$1,331,229 |
140.90% |
| Missouri Total |
100.00% |
8,791,658 |
$8,141,487,438 |
$413,696,345 |
$5,500,710,060 |
$393,925,055 |
67.56% |