Company Name:
EMPOWER ANNUITY INSURANCE COMPANY OF AMERICACompany Address:
8515 East Orchard Road
Greenwood Village, CO 80111Mailing Address:
8515 East Orchard Road
Greenwood Village, CO 80111Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1977-05-20
| Line |
Authorized Date |
| Accident and Health |
1977-05-20 |
| Life, annuities and endowments |
1977-05-20 |
| Variable Contracts |
1977-05-20 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
8,575 |
$3,336,527 |
$11,094,898 |
$0 |
$6,388,461 |
$7,314,811 |
65.93% |
| Missouri Total |
100.00% |
464,894 |
$696,797,384 |
$695,889,267 |
$718,856 |
$588,972,656 |
$595,145,046 |
85.52% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
156 |
$61,132 |
$202,226 |
$0 |
$117,144 |
$134,092 |
66.31% |
| Missouri Total |
100.00% |
189,814 |
$424,044,499 |
$423,345,981 |
$33,822 |
$344,581,656 |
$347,909,286 |
82.18% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
824 |
$322,903 |
$1,068,169 |
$0 |
$618,759 |
$708,283 |
66.31% |
| Missouri Total |
100.00% |
557,619 |
$133,651,982 |
$130,851,467 |
$240,732 |
$100,056,116 |
$95,666,628 |
73.11% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
2 |
$2,187,826 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
369,016 |
$1,416,297,222 |
$28,787 |
$498,711,783 |
$0 |
35.21% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
1,709 |
$669,710 |
$2,215,414 |
$0 |
$1,283,325 |
$1,468,999 |
66.31% |
| Missouri Total |
100.00% |
938,463 |
$175,547,865 |
$176,774,386 |
$407,123 |
$124,446,429 |
$151,673,545 |
85.80% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.06% |
34,727 |
$35,455,810 |
$0 |
$639,902 |
$0 |
1.80% |
| Missouri Total |
100.00% |
297,250 |
$873,006,299 |
$1,530,329 |
$822,323,683 |
$0 |
94.19% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.43% |
41,247 |
$16,163,553 |
$53,469,397 |
$0 |
$30,973,267 |
$35,454,525 |
66.31% |
| Missouri Total |
100.00% |
717,373 |
$120,388,858 |
$158,905,375 |
$0 |
$90,549,995 |
$98,213,306 |
61.81% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
26.39% |
7,032 |
$15,502,012 |
$0 |
$5,595,260 |
$648,898 |
36.09% |
| Missouri Total |
100.00% |
99,099 |
$58,751,294 |
$38,386 |
$70,812,812 |
$3,379,857 |
120.53% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
64 |
$341,252 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
139,150 |
$686,818,234 |
$593,974 |
$401,133,945 |
$0 |
58.40% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
3 |
$24,953 |
$24,953 |
$0 |
$52,945 |
$58,547 |
234.63% |
| Missouri Total |
100.00% |
166,948 |
$23,129,118 |
$23,505,924 |
$6,922 |
$11,864,313 |
$10,386,351 |
44.19% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
234 |
$1,717,812 |
$7,475 |
$273,952 |
$0 |
16.38% |
| Missouri Total |
100.00% |
287,667 |
$1,305,828,841 |
$2,541,149 |
$1,007,825,710 |
$0 |
77.18% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
125 |
$127,319 |
$0 |
$500 |
$26,643 |
0.39% |
| Missouri Total |
100.00% |
612,832 |
$232,002,403 |
$13,119,985 |
$125,602,619 |
$65,968,629 |
54.14% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.70% |
88 |
$2,892,527 |
$0 |
$17,887 |
$39,165 |
0.62% |
| Missouri Total |
100.00% |
476,706 |
$414,523,544 |
$6,122,175 |
$444,132,853 |
$39,974,927 |
107.14% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.13% |
1,706 |
$958,870 |
$600,369 |
$1,546,270 |
$200,621 |
223.87% |
| Missouri Total |
100.00% |
2,449,307 |
$752,703,695 |
$310,524,941 |
$737,354,868 |
$67,767,790 |
97.96% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
52,514 |
$20,578,778 |
$68,075,057 |
$0 |
$39,433,901 |
$45,139,257 |
66.31% |
| Missouri Total |
100.00% |
13,171,697 |
$3,211,384,649 |
$3,219,638,475 |
$2,571,356 |
$2,272,170,301 |
$2,357,964,065 |
73.24% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.88% |
52,511 |
$20,553,825 |
$68,050,104 |
$0 |
$39,380,956 |
$45,080,710 |
66.25% |
| Missouri Total |
100.00% |
11,464,897 |
$2,333,289,732 |
$2,367,586,559 |
$1,740,059 |
$1,728,723,840 |
$1,781,524,816 |
75.25% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.59% |
41,761 |
$53,145,648 |
$0 |
$6,235,162 |
$648,898 |
11.73% |
| Missouri Total |
100.00% |
4,622,078 |
$3,349,353,001 |
$5,329,664 |
$2,154,649,656 |
$164,907,101 |
64.33% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
3 |
$24,953 |
$24,953 |
$0 |
$52,945 |
$58,547 |
234.63% |
| Missouri Total |
100.00% |
1,706,800 |
$878,094,917 |
$852,051,916 |
$831,297 |
$543,446,461 |
$576,439,249 |
67.65% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
2,217 |
$6,037,780 |
$607,844 |
$1,838,609 |
$266,429 |
40.52% |
| Missouri Total |
100.00% |
4,341,992 |
$4,267,510,682 |
$343,477,929 |
$3,141,373,263 |
$204,703,780 |
73.61% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.78% |
43,978 |
$59,183,428 |
$607,844 |
$8,073,771 |
$915,327 |
14.67% |
| Missouri Total |
100.00% |
8,964,070 |
$7,616,863,683 |
$348,807,593 |
$5,296,022,919 |
$369,610,881 |
69.53% |