Company Name:
SHELTER LIFE INSURANCE COMPANYCompany Address:
1817 WEST BROADWAY
COLUMBIA, MO 65218-0001Mailing Address:
1817 WEST BROADWAY
COLUMBIA, MO 65218-0001Mailing Phone:
5732147468Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1959-03-02
| Line |
Authorized Date |
| Accident and Health |
1959-03-02 |
| Life, annuities and endowments |
1959-03-02 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
532 |
$3,673,596 |
$3,662,893 |
$0 |
$3,341,729 |
$3,414,170 |
93.21% |
| Missouri Total |
100.00% |
652,091 |
$2,802,941,279 |
$2,843,353,090 |
$0 |
$2,427,601,371 |
$2,423,510,593 |
85.23% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
807 |
$9,829 |
$0 |
$0 |
$2,929 |
0.00% |
| Missouri Total |
100.00% |
124,630 |
$12,501,881 |
$0 |
$6,197,118 |
$866,282 |
49.57% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
3,228 |
$1,240,169 |
$0 |
$1,055,000 |
$247,394 |
85.07% |
| Missouri Total |
100.00% |
2,205,224 |
$528,415,026 |
$1,396,600 |
$422,121,559 |
$228,201,651 |
79.88% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$5,000 |
$0 |
|
| Missouri Total |
100.00% |
21,814 |
$1,190,570 |
$0 |
$733,486 |
$95,189 |
61.61% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.16% |
2,300 |
$1,153,979 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
36,247 |
$99,623,113 |
$0 |
$99,999,733 |
$0 |
100.38% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
61 |
$46,922 |
$49,604 |
$0 |
$125,507 |
$-88,697 |
-178.81% |
| Missouri Total |
100.00% |
123,307 |
$118,032,800 |
$114,204,809 |
$9,531,503 |
$69,334,277 |
$78,931,767 |
69.11% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
53 |
$121,393 |
$126,706 |
$0 |
$107,432 |
$106,593 |
84.13% |
| Missouri Total |
100.00% |
251,112 |
$579,615,001 |
$578,102,282 |
$0 |
$462,572,992 |
$459,078,739 |
79.41% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
1,279 |
$1,122,635 |
$0 |
$3,688,844 |
$0 |
328.59% |
| Missouri Total |
100.00% |
206,286 |
$1,130,108,831 |
$34,631,430 |
$1,325,260,748 |
$0 |
117.27% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$2 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
10,203 |
$1,519,549 |
$1,322,107 |
$0 |
$290,736 |
$215,334 |
16.29% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.87% |
51,349 |
$16,030,056 |
$0 |
$6,928,829 |
$5,216,298 |
43.22% |
| Missouri Total |
100.00% |
818,868 |
$558,083,312 |
$8,822,543 |
$348,190,973 |
$635,353,626 |
62.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.02% |
12,137 |
$6,949,780 |
$0 |
$9,315,185 |
$834,698 |
134.04% |
| Missouri Total |
100.00% |
376,764 |
$678,294,694 |
$7,369,700 |
$760,857,300 |
$233,683,657 |
112.17% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.88% |
14,731 |
$7,034,773 |
$1,284,547 |
$3,732,383 |
$355,033 |
71.32% |
| Missouri Total |
100.00% |
1,555,797 |
$803,680,907 |
$273,080,455 |
$969,884,037 |
$180,093,894 |
120.68% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
646 |
$3,841,911 |
$3,839,205 |
$0 |
$3,574,668 |
$3,432,066 |
89.40% |
| Missouri Total |
100.00% |
18,510,813 |
$11,250,055,375 |
$11,264,934,165 |
$10,211,045 |
$8,998,120,067 |
$9,109,306,437 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
532 |
$3,673,596 |
$3,662,893 |
$0 |
$3,341,729 |
$3,414,170 |
93.21% |
| Missouri Total |
100.00% |
16,253,060 |
$7,800,314,473 |
$7,835,962,961 |
$673,020 |
$6,329,250,405 |
$6,392,782,880 |
81.58% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
4,035 |
$1,249,998 |
$0 |
$1,055,000 |
$250,323 |
84.40% |
| Missouri Total |
100.00% |
3,293,003 |
$4,271,573,970 |
$10,655,145 |
$4,001,820,864 |
$251,717,054 |
93.68% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
114 |
$168,315 |
$176,312 |
$0 |
$232,939 |
$17,896 |
10.15% |
| Missouri Total |
100.00% |
2,257,753 |
$3,449,740,902 |
$3,428,971,204 |
$9,538,025 |
$2,668,869,662 |
$2,716,523,557 |
79.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.46% |
81,796 |
$32,291,223 |
$1,284,547 |
$23,670,241 |
$6,406,029 |
77.28% |
| Missouri Total |
100.00% |
3,545,013 |
$7,012,746,399 |
$328,499,433 |
$9,057,491,351 |
$1,070,602,423 |
129.16% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
85,831 |
$33,541,221 |
$1,284,547 |
$24,725,241 |
$6,656,352 |
77.55% |
| Missouri Total |
100.00% |
6,838,016 |
$11,284,320,369 |
$339,154,578 |
$13,059,312,215 |
$1,322,319,477 |
115.73% |