Company Name:
SHELTER LIFE INSURANCE COMPANYCompany Address:
1817 WEST BROADWAY
COLUMBIA, MO 65218-0001Mailing Address:
1817 WEST BROADWAY
COLUMBIA, MO 65218-0001Mailing Phone:
5732147468Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1959-03-02
| Line |
Authorized Date |
| Accident and Health |
1959-03-02 |
| Life, annuities and endowments |
1959-03-02 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
435 |
$2,960,702 |
$2,940,204 |
$0 |
$2,790,115 |
$2,742,179 |
93.26% |
| Missouri Total |
100.00% |
559,276 |
$2,092,055,998 |
$2,093,048,178 |
$0 |
$1,784,799,000 |
$1,763,747,231 |
84.27% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
813 |
$8,580 |
$0 |
$0 |
$2,830 |
0.00% |
| Missouri Total |
100.00% |
197,980 |
$13,912,434 |
$0 |
$7,687,726 |
$1,192,539 |
55.26% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
2,789 |
$909,807 |
$0 |
$339,500 |
$205,783 |
37.32% |
| Missouri Total |
100.00% |
1,918,046 |
$475,230,911 |
$1,169,131 |
$297,520,323 |
$186,923,255 |
62.61% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
-0.01% |
15 |
$-129 |
$0 |
$1,276 |
$63 |
-989.15% |
| Missouri Total |
100.00% |
24,462 |
$1,343,514 |
$0 |
$974,962 |
$105,211 |
72.57% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.18% |
2,844 |
$2,964,592 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
42,116 |
$93,163,703 |
$0 |
$62,905,018 |
$0 |
67.52% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
87 |
$61,132 |
$62,544 |
$0 |
$146,533 |
$-140,575 |
-224.76% |
| Missouri Total |
100.00% |
126,827 |
$109,033,931 |
$108,891,589 |
$8,337,569 |
$64,970,401 |
$67,798,163 |
62.26% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
98 |
$222,300 |
$228,499 |
$0 |
$248,558 |
$304,119 |
133.09% |
| Missouri Total |
100.00% |
229,523 |
$524,098,129 |
$525,564,633 |
$0 |
$387,411,855 |
$385,440,998 |
73.34% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
1,540 |
$1,557,089 |
$0 |
$4,214,243 |
$0 |
270.65% |
| Missouri Total |
100.00% |
221,465 |
$789,558,816 |
$42,145,400 |
$1,088,175,289 |
$0 |
137.82% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
6 |
$0 |
$713 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
13,606 |
$1,064,818 |
$1,707,260 |
$0 |
$601,286 |
$480,787 |
28.16% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.00% |
43,040 |
$15,470,974 |
$0 |
$4,690,232 |
$4,689,209 |
30.32% |
| Missouri Total |
100.00% |
794,218 |
$515,043,648 |
$8,464,889 |
$287,841,564 |
$197,226,328 |
55.89% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.06% |
12,991 |
$7,142,458 |
$0 |
$8,038,638 |
$890,809 |
112.55% |
| Missouri Total |
100.00% |
414,709 |
$676,787,654 |
$8,804,115 |
$819,081,062 |
$70,130,895 |
121.02% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.64% |
13,987 |
$4,885,571 |
$1,518,874 |
$3,976,074 |
$318,991 |
112.47% |
| Missouri Total |
100.00% |
1,596,148 |
$764,184,981 |
$289,185,492 |
$790,506,056 |
$55,276,908 |
103.44% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
626 |
$3,244,134 |
$3,231,960 |
$0 |
$3,185,206 |
$2,905,723 |
89.91% |
| Missouri Total |
100.00% |
15,958,589 |
$9,793,285,565 |
$9,792,090,859 |
$8,815,939 |
$7,649,653,511 |
$7,702,672,467 |
78.66% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
435 |
$2,960,702 |
$2,940,204 |
$0 |
$2,790,115 |
$2,742,179 |
93.26% |
| Missouri Total |
100.00% |
13,662,000 |
$6,332,888,871 |
$6,317,328,365 |
$468,349 |
$4,902,320,338 |
$4,924,983,653 |
77.96% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
3,602 |
$918,387 |
$0 |
$339,500 |
$208,613 |
36.97% |
| Missouri Total |
100.00% |
3,169,198 |
$4,565,571,004 |
$10,988,424 |
$3,163,010,445 |
$232,278,928 |
69.28% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
191 |
$283,432 |
$291,756 |
$0 |
$395,091 |
$163,544 |
56.06% |
| Missouri Total |
100.00% |
2,296,589 |
$3,460,396,694 |
$3,474,762,494 |
$8,347,590 |
$2,747,333,173 |
$2,777,688,814 |
79.94% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.49% |
74,417 |
$32,020,555 |
$1,518,874 |
$20,920,463 |
$5,899,072 |
70.08% |
| Missouri Total |
100.00% |
3,646,026 |
$6,559,153,965 |
$353,522,566 |
$6,561,952,336 |
$344,146,391 |
100.04% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
78,019 |
$32,938,942 |
$1,518,874 |
$21,259,963 |
$6,107,685 |
69.15% |
| Missouri Total |
100.00% |
6,815,224 |
$11,124,724,969 |
$364,510,990 |
$9,724,962,781 |
$576,425,319 |
87.42% |