Company Name:
SHELTER LIFE INSURANCE COMPANYCompany Address:
1817 WEST BROADWAY
COLUMBIA, MO 65218-0001Mailing Address:
1817 WEST BROADWAY
COLUMBIA, MO 65218-0001Mailing Phone:
5732147468Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1959-03-02
| Line |
Authorized Date |
| Accident and Health |
1959-03-02 |
| Life, annuities and endowments |
1959-03-02 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
212 |
$1,889,603 |
$1,976,248 |
$0 |
$2,735,370 |
$1,963,548 |
99.36% |
| Missouri Total |
100.00% |
655,152 |
$2,050,460,682 |
$2,047,788,163 |
$0 |
$1,728,158,433 |
$1,714,039,659 |
83.70% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
765 |
$14,946 |
$0 |
$39,578 |
$4,792 |
264.81% |
| Missouri Total |
100.00% |
217,804 |
$18,284,588 |
$0 |
$10,102,456 |
$1,332,346 |
55.25% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
2,689 |
$867,267 |
$0 |
$996,300 |
$199,987 |
114.88% |
| Missouri Total |
100.00% |
1,930,429 |
$461,332,940 |
$959,139 |
$410,753,431 |
$185,424,318 |
89.04% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
-0.65% |
138 |
$-7,946 |
$0 |
$23,865 |
$947 |
-300.34% |
| Missouri Total |
100.00% |
23,635 |
$1,216,284 |
$0 |
$633,652 |
$101,752 |
52.10% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.45% |
2,989 |
$548,605 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
42,701 |
$122,821,821 |
$0 |
$37,761,413 |
$0 |
30.74% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
142 |
$88,123 |
$89,260 |
$0 |
$212,896 |
$192,939 |
216.15% |
| Missouri Total |
100.00% |
132,281 |
$105,542,504 |
$105,371,718 |
$6,950,961 |
$71,328,656 |
$74,759,002 |
70.95% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$20 |
$31 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
290,774 |
$35,291,790 |
$35,364,908 |
$4,704 |
$15,111,733 |
$16,011,121 |
45.27% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
183 |
$409,276 |
$424,252 |
$0 |
$359,278 |
$325,560 |
76.74% |
| Missouri Total |
100.00% |
198,540 |
$455,009,751 |
$454,441,840 |
$0 |
$329,452,671 |
$328,813,631 |
72.36% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
1,785 |
$1,936,515 |
$0 |
$4,494,936 |
$0 |
232.11% |
| Missouri Total |
100.00% |
254,119 |
$820,481,192 |
$36,978,880 |
$1,231,817,167 |
$0 |
150.13% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.05% |
26 |
$-816 |
$5,820 |
$0 |
$216 |
$216 |
3.71% |
| Missouri Total |
100.00% |
12,933 |
$1,533,569 |
$1,380,011 |
$0 |
$384,684 |
$484,249 |
35.09% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.66% |
35,522 |
$12,950,599 |
$0 |
$3,723,286 |
$4,901,574 |
28.75% |
| Missouri Total |
100.00% |
760,176 |
$486,256,025 |
$9,019,426 |
$284,136,851 |
$182,064,792 |
58.43% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.07% |
13,848 |
$7,282,433 |
$0 |
$6,202,520 |
$219 |
85.17% |
| Missouri Total |
100.00% |
436,477 |
$677,869,479 |
$10,770,507 |
$711,940,887 |
$63,046,742 |
105.03% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.63% |
13,546 |
$4,733,262 |
$1,758,525 |
$2,971,667 |
$284,023 |
99.94% |
| Missouri Total |
100.00% |
1,660,800 |
$755,530,524 |
$273,724,432 |
$855,022,454 |
$54,961,625 |
113.17% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
563 |
$2,386,206 |
$2,495,611 |
$0 |
$3,307,760 |
$2,482,263 |
99.47% |
| Missouri Total |
100.00% |
13,433,428 |
$8,132,271,026 |
$8,147,875,452 |
$7,435,705 |
$6,452,592,964 |
$6,519,529,872 |
80.02% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
212 |
$1,889,603 |
$1,976,248 |
$0 |
$2,735,370 |
$1,963,548 |
99.36% |
| Missouri Total |
100.00% |
11,283,330 |
$5,727,050,370 |
$5,749,461,436 |
$286,975 |
$4,597,497,313 |
$4,611,181,967 |
80.20% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
3,454 |
$882,213 |
$0 |
$1,035,878 |
$204,779 |
117.42% |
| Missouri Total |
100.00% |
3,041,084 |
$4,385,152,172 |
$6,711,860 |
$2,998,327,713 |
$209,974,084 |
68.37% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
351 |
$496,603 |
$519,363 |
$0 |
$572,390 |
$518,715 |
99.88% |
| Missouri Total |
100.00% |
2,150,098 |
$2,405,220,656 |
$2,398,414,016 |
$7,148,730 |
$1,855,095,651 |
$1,908,347,905 |
79.57% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
67,828 |
$27,443,468 |
$1,758,525 |
$17,416,274 |
$5,186,763 |
69.87% |
| Missouri Total |
100.00% |
3,705,682 |
$7,440,114,475 |
$335,292,384 |
$6,256,056,770 |
$322,629,323 |
84.09% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
71,282 |
$28,325,681 |
$1,758,525 |
$18,452,152 |
$5,391,542 |
71.35% |
| Missouri Total |
100.00% |
6,746,766 |
$11,825,266,647 |
$342,004,244 |
$9,254,384,483 |
$532,603,407 |
78.26% |