Company Name:
SHELTER LIFE INSURANCE COMPANYCompany Address:
1817 WEST BROADWAY
COLUMBIA, MO 65218-0001Mailing Address:
1817 WEST BROADWAY
COLUMBIA, MO 65218-0001Mailing Phone:
5732147468Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1959-03-02
| Line |
Authorized Date |
| Accident and Health |
1959-03-02 |
| Life, annuities and endowments |
1959-03-02 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.55% |
1,739 |
$11,280,160 |
$12,095,899 |
$0 |
$9,191,657 |
$8,214,522 |
67.91% |
| Missouri Total |
100.00% |
521,295 |
$2,043,759,231 |
$2,034,772,780 |
$0 |
$1,646,720,986 |
$1,677,153,032 |
82.42% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
5,004 |
$42,990 |
$0 |
$36,062 |
$8,376 |
83.88% |
| Missouri Total |
100.00% |
251,725 |
$18,693,496 |
$0 |
$12,039,223 |
$1,585,212 |
64.40% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
2,762 |
$872,600 |
$0 |
$627,000 |
$205,187 |
71.85% |
| Missouri Total |
100.00% |
2,832,492 |
$447,738,187 |
$1,506,242 |
$523,710,194 |
$185,062,694 |
116.97% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.46% |
264 |
$18,493 |
$0 |
$12,973 |
$2,552 |
70.15% |
| Missouri Total |
100.00% |
21,986 |
$1,270,595 |
$0 |
$660,841 |
$107,450 |
52.01% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.32% |
9,834 |
$3,434,739 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
42,079 |
$147,958,412 |
$51,646 |
$46,172,956 |
$0 |
31.21% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
202 |
$115,256 |
$115,797 |
$0 |
$336,273 |
$467,591 |
403.80% |
| Missouri Total |
100.00% |
136,156 |
$105,387,618 |
$103,445,226 |
$6,069,332 |
$61,752,219 |
$57,928,897 |
56.00% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
3 |
$1,010 |
$2,260 |
$0 |
$300 |
$300 |
13.27% |
| Missouri Total |
100.00% |
240,193 |
$33,260,202 |
$33,292,598 |
$5,423 |
$14,973,051 |
$15,018,085 |
45.11% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
243 |
$510,615 |
$504,371 |
$0 |
$554,432 |
$657,589 |
130.38% |
| Missouri Total |
100.00% |
190,803 |
$391,032,013 |
$387,818,011 |
$0 |
$294,933,638 |
$300,142,075 |
77.39% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.92% |
2,090 |
$10,991,536 |
$0 |
$5,355,573 |
$0 |
48.72% |
| Missouri Total |
100.00% |
278,551 |
$1,192,968,099 |
$34,403,385 |
$1,258,219,180 |
$0 |
105.47% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.83% |
67 |
$10,678 |
$14,733 |
$0 |
$4,515 |
$1,270 |
8.62% |
| Missouri Total |
100.00% |
11,780 |
$1,293,238 |
$978,358 |
$0 |
$423,836 |
$298,376 |
30.50% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.62% |
32,142 |
$11,983,449 |
$0 |
$4,315,654 |
$3,577,582 |
36.01% |
| Missouri Total |
100.00% |
755,539 |
$457,331,590 |
$9,032,450 |
$360,743,348 |
$170,696,118 |
78.88% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.29% |
14,593 |
$7,353,599 |
$0 |
$5,007,305 |
$996,515 |
68.09% |
| Missouri Total |
100.00% |
417,158 |
$568,381,773 |
$3,756,845 |
$446,012,031 |
$56,472,546 |
78.47% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.41% |
13,336 |
$3,229,312 |
$1,544,694 |
$2,532,467 |
$261,875 |
126.25% |
| Missouri Total |
100.00% |
1,801,980 |
$786,350,923 |
$299,868,378 |
$863,513,981 |
$61,583,420 |
109.81% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
2,254 |
$11,917,719 |
$12,733,060 |
$0 |
$10,087,177 |
$9,341,272 |
73.36% |
| Missouri Total |
100.00% |
11,785,508 |
$7,733,794,910 |
$7,669,980,899 |
$6,519,910 |
$5,911,322,986 |
$5,976,131,069 |
77.92% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
1,739 |
$11,280,160 |
$12,095,899 |
$0 |
$9,191,657 |
$8,214,522 |
67.91% |
| Missouri Total |
100.00% |
9,396,116 |
$5,486,190,042 |
$5,454,628,664 |
$205,369 |
$4,263,189,480 |
$4,288,010,354 |
78.61% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
7,766 |
$915,590 |
$0 |
$663,062 |
$213,563 |
72.42% |
| Missouri Total |
100.00% |
3,993,692 |
$2,842,665,037 |
$6,404,960 |
$3,232,222,483 |
$209,024,312 |
113.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
515 |
$637,559 |
$637,161 |
$0 |
$895,520 |
$1,126,750 |
176.84% |
| Missouri Total |
100.00% |
2,389,392 |
$2,247,604,868 |
$2,215,352,235 |
$6,314,541 |
$1,648,133,506 |
$1,688,120,715 |
76.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.51% |
72,259 |
$37,011,128 |
$1,544,694 |
$17,223,972 |
$4,838,524 |
50.71% |
| Missouri Total |
100.00% |
3,830,121 |
$7,289,931,657 |
$351,144,401 |
$5,459,702,496 |
$309,934,979 |
74.89% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
80,025 |
$37,926,718 |
$1,544,694 |
$17,887,034 |
$5,052,087 |
51.23% |
| Missouri Total |
100.00% |
7,823,813 |
$10,132,596,694 |
$357,549,361 |
$8,691,924,979 |
$518,959,291 |
85.78% |