Company Name:
SHELTER LIFE INSURANCE COMPANYCompany Address:
1817 WEST BROADWAY
COLUMBIA, MO 65218-0001Mailing Address:
1817 WEST BROADWAY
COLUMBIA, MO 65218-0001Mailing Phone:
5732147468Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1959-03-02
| Line |
Authorized Date |
| Accident and Health |
1959-03-02 |
| Life, annuities and endowments |
1959-03-02 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.85% |
3,459 |
$5,869,528 |
$5,862,254 |
$0 |
$6,343,656 |
$6,607,655 |
112.72% |
| Missouri Total |
100.00% |
498,787 |
$687,354,789 |
$685,685,907 |
$2,253,280 |
$611,901,329 |
$610,611,078 |
89.05% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
4,434 |
$47,810 |
$0 |
$27,816 |
$7,935 |
58.18% |
| Missouri Total |
100.00% |
756,763 |
$59,966,043 |
$99,903 |
$22,088,449 |
$3,655,658 |
36.83% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
2,614 |
$1,045,598 |
$0 |
$1,170,500 |
$226,652 |
111.95% |
| Missouri Total |
100.00% |
2,704,263 |
$281,091,200 |
$2,974,685 |
$321,445,911 |
$103,181,799 |
114.36% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.67% |
620 |
$1,542,254 |
$1,264,178 |
$0 |
$1,946,095 |
$1,403,552 |
111.02% |
| Missouri Total |
100.00% |
163,477 |
$229,008,329 |
$228,487,106 |
$3,911 |
$155,616,141 |
$159,239,720 |
69.69% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.43% |
960 |
$29,942 |
$0 |
$23,502 |
$8,221 |
78.49% |
| Missouri Total |
100.00% |
150,911 |
$6,995,630 |
$0 |
$5,659,503 |
$699,048 |
80.90% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.53% |
885 |
$352,419 |
$1,398,819 |
$0 |
$271,892 |
$227,051 |
16.23% |
| Missouri Total |
100.00% |
111,019 |
$66,490,592 |
$66,946,605 |
$420,599 |
$32,121,787 |
$48,494,601 |
72.44% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
43 |
$6,264 |
$6,940 |
$0 |
$3,040 |
$23,060 |
332.28% |
| Missouri Total |
100.00% |
163,820 |
$23,020,770 |
$23,131,172 |
$11,646 |
$12,896,225 |
$13,813,527 |
59.72% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
801 |
$867,460 |
$898,910 |
$0 |
$676,844 |
$689,332 |
76.69% |
| Missouri Total |
100.00% |
240,423 |
$306,889,507 |
$315,689,351 |
$0 |
$234,062,536 |
$236,918,393 |
75.05% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.34% |
1,710 |
$5,473,231 |
$39,054 |
$5,932,271 |
$0 |
109.10% |
| Missouri Total |
100.00% |
215,037 |
$407,245,440 |
$3,527,055 |
$779,679,935 |
$0 |
191.45% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
337 |
$28,957 |
$74,788 |
$0 |
$41,807 |
$1,959 |
2.62% |
| Missouri Total |
100.00% |
100,079 |
$11,991,865 |
$18,327,635 |
$0 |
$4,897,102 |
$3,909,127 |
21.33% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.85% |
21,491 |
$3,709,939 |
$0 |
$1,978,532 |
$1,301,258 |
53.33% |
| Missouri Total |
100.00% |
596,499 |
$200,973,899 |
$9,856,079 |
$124,310,754 |
$57,428,341 |
61.85% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.98% |
14,910 |
$7,763,001 |
$0 |
$2,800,954 |
$903,402 |
36.08% |
| Missouri Total |
100.00% |
522,617 |
$392,321,964 |
$6,557,565 |
$318,771,594 |
$43,427,542 |
81.25% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.31% |
12,211 |
$2,358,669 |
$1,423,100 |
$2,057,922 |
$136,148 |
147.58% |
| Missouri Total |
100.00% |
2,561,613 |
$769,291,874 |
$302,475,773 |
$861,967,438 |
$64,157,643 |
112.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
6,145 |
$8,666,882 |
$9,505,889 |
$0 |
$9,283,334 |
$8,952,609 |
94.18% |
| Missouri Total |
100.00% |
10,151,451 |
$2,793,902,774 |
$2,800,205,649 |
$3,104,630 |
$2,014,518,017 |
$2,096,480,234 |
74.87% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
3,459 |
$5,869,528 |
$5,862,254 |
$0 |
$6,343,656 |
$6,607,655 |
112.72% |
| Missouri Total |
100.00% |
8,801,770 |
$1,996,109,505 |
$1,993,545,540 |
$2,668,013 |
$1,512,053,831 |
$1,560,282,504 |
78.27% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
7,048 |
$1,093,408 |
$0 |
$1,198,316 |
$234,587 |
109.59% |
| Missouri Total |
100.00% |
4,458,036 |
$2,846,664,874 |
$4,145,555 |
$2,544,304,360 |
$127,434,464 |
89.38% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.35% |
2,686 |
$2,797,354 |
$3,643,635 |
$0 |
$2,939,678 |
$2,344,954 |
64.36% |
| Missouri Total |
100.00% |
1,349,681 |
$797,793,269 |
$806,660,109 |
$436,617 |
$502,464,186 |
$536,197,730 |
66.47% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.49% |
51,282 |
$19,334,782 |
$1,462,154 |
$12,793,181 |
$2,349,029 |
73.73% |
| Missouri Total |
100.00% |
4,593,141 |
$3,922,881,923 |
$323,615,018 |
$3,371,242,434 |
$192,419,185 |
85.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
58,330 |
$20,428,190 |
$1,462,154 |
$13,991,497 |
$2,583,616 |
75.65% |
| Missouri Total |
100.00% |
9,051,177 |
$6,769,546,797 |
$327,760,573 |
$5,915,546,794 |
$319,853,649 |
87.38% |