Company Name:
LIFESECURE INSURANCE COMPANYCompany Address:
10559 Citation Drive
Brighton, MI 48116Mailing Address:
10559 Citation Drive
Brighton, MI 48116Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1988-07-18
| Line |
Authorized Date |
| Accident and Health |
1988-07-18 |
| Life, annuities and endowments |
1988-07-18 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$415 |
$315 |
$0 |
$0 |
$14 |
4.44% |
| Missouri Total |
100.00% |
5,208,643 |
$132,394,047 |
$130,978,218 |
$440,537 |
$67,054,609 |
$72,981,639 |
55.72% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$366 |
$276 |
$0 |
$0 |
$11 |
3.99% |
| Missouri Total |
100.00% |
4,357,437 |
$292,629,027 |
$293,361,043 |
$9,142 |
$171,878,579 |
$173,056,541 |
58.99% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$1,432 |
$1,690 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
39,214 |
$36,002,529 |
$35,757,009 |
$0 |
$30,333,248 |
$37,733,428 |
105.53% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
312 |
$84,919 |
$86,548 |
$0 |
$42,023 |
$43,314 |
50.05% |
| Missouri Total |
100.00% |
1,066,748 |
$61,809,439 |
$61,547,822 |
$0 |
$25,013,410 |
$23,499,289 |
38.18% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
22 |
$7,495 |
$7,518 |
$0 |
$0 |
$249 |
3.31% |
| Missouri Total |
100.00% |
179,902 |
$99,994,389 |
$99,710,204 |
$2,133 |
$46,310,118 |
$46,694,767 |
46.83% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.41% |
566 |
$822,612 |
$830,594 |
$0 |
$67,878 |
$64,904 |
7.81% |
| Missouri Total |
100.00% |
101,941 |
$199,078,023 |
$202,542,615 |
$157 |
$195,535,830 |
$227,614,609 |
112.38% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$0 |
$0 |
$0 |
$870 |
$862 |
|
| Missouri Total |
100.00% |
197,643 |
$503,257,909 |
$503,810,924 |
$0 |
$394,511,283 |
$393,747,801 |
78.15% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
29 |
$31,096 |
$0 |
$24,437 |
$0 |
78.59% |
| Missouri Total |
100.00% |
195,418 |
$2,351,384,549 |
$39,791,533 |
$1,374,219,086 |
$0 |
58.44% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
51 |
$17,230 |
$17,484 |
$0 |
$0 |
$847 |
4.84% |
| Missouri Total |
100.00% |
292,970 |
$117,325,459 |
$117,630,336 |
$2,972 |
$58,613,643 |
$59,359,363 |
50.46% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
11 |
$497 |
$0 |
$10,000 |
$135 |
2,012.07% |
| Missouri Total |
100.00% |
859,422 |
$622,444,889 |
$8,309,324 |
$442,704,256 |
$2,194,544,757 |
71.12% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
15 |
$3,262 |
$0 |
$2,329 |
$687 |
71.40% |
| Missouri Total |
100.00% |
340,392 |
$780,778,609 |
$4,406,140 |
$756,884,370 |
$3,184,045,843 |
96.94% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
572 |
$14,093 |
$0 |
$62,814 |
$1,620 |
445.71% |
| Missouri Total |
100.00% |
1,487,227 |
$865,446,822 |
$261,908,869 |
$1,026,942,514 |
$1,502,034,372 |
118.66% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
956 |
$934,469 |
$944,425 |
$0 |
$110,771 |
$110,201 |
11.67% |
| Missouri Total |
100.00% |
18,996,233 |
$12,159,223,075 |
$12,118,138,424 |
$13,998,881 |
$9,873,450,917 |
$9,928,870,548 |
81.93% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
4 |
$2,213 |
$2,281 |
$0 |
$0 |
$25 |
1.10% |
| Missouri Total |
100.00% |
15,015,732 |
$7,412,104,907 |
$7,372,968,918 |
$2,219,915 |
$6,047,915,454 |
$6,045,389,440 |
81.99% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
952 |
$932,256 |
$942,144 |
$0 |
$110,771 |
$110,176 |
11.69% |
| Missouri Total |
100.00% |
3,980,501 |
$4,747,118,168 |
$4,745,169,506 |
$11,778,966 |
$3,825,535,463 |
$3,883,481,108 |
81.84% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
627 |
$48,948 |
$0 |
$99,580 |
$2,442 |
203.44% |
| Missouri Total |
100.00% |
3,514,998 |
$9,858,960,504 |
$320,597,395 |
$8,939,381,209 |
$7,371,798,263 |
90.67% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
627 |
$48,948 |
$0 |
$99,580 |
$2,442 |
203.44% |
| Missouri Total |
100.00% |
7,152,340 |
$14,353,754,266 |
$335,273,559 |
$13,397,451,256 |
$11,545,866,117 |
93.34% |