Company Name:
HUMANA INSURANCE COMPANYCompany Address:
101 East Main Street
Louisville, KY 40202Mailing Address:
P.O. Box 740036
Louisville, KY 40201Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1983-08-10
| Line |
Authorized Date |
| Accident and Health |
1983-08-10 |
| Life, annuities and endowments |
1983-08-10 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$177 |
$177 |
$0 |
$0 |
$567 |
320.34% |
| Missouri Total |
100.00% |
5,208,643 |
$132,394,047 |
$130,978,218 |
$440,537 |
$67,054,609 |
$72,981,639 |
55.72% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
5,841 |
$1,836,430 |
$1,836,430 |
$0 |
$933,325 |
$953,570 |
51.93% |
| Missouri Total |
100.00% |
76,395 |
$527,832,427 |
$521,035,293 |
$0 |
$481,668,425 |
$481,007,042 |
92.32% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.65% |
3,390 |
$39,538,294 |
$39,538,294 |
$0 |
$33,611,848 |
$33,539,538 |
84.83% |
| Missouri Total |
100.00% |
568,697 |
$1,917,370,076 |
$1,910,925,820 |
$0 |
$1,618,916,943 |
$1,688,476,213 |
88.36% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.86% |
1,629 |
$21,776,391 |
$20,950,348 |
$0 |
$15,046,297 |
$14,414,963 |
68.81% |
| Missouri Total |
100.00% |
86,076 |
$636,544,090 |
$632,932,429 |
$0 |
$466,135,456 |
$388,868,679 |
61.44% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.82% |
13,185 |
$8,924,844 |
$8,922,880 |
$0 |
$6,221,206 |
$6,122,659 |
68.62% |
| Missouri Total |
100.00% |
887,743 |
$304,149,820 |
$302,293,996 |
$0 |
$235,410,931 |
$228,848,506 |
75.70% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.67% |
13,774 |
$1,980,910 |
$1,980,910 |
$0 |
$1,035,038 |
$1,004,145 |
50.69% |
| Missouri Total |
100.00% |
4,357,437 |
$292,629,027 |
$293,361,043 |
$9,142 |
$171,878,579 |
$173,056,541 |
58.99% |
Group Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.01% |
3,504 |
$38,519,855 |
$38,499,116 |
$0 |
$34,594,776 |
$34,862,270 |
90.55% |
| Missouri Total |
100.00% |
122,568 |
$1,919,267,266 |
$1,894,210,349 |
$0 |
$1,580,841,811 |
$1,560,791,500 |
82.40% |
Group Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.45% |
1,309 |
$1,723,913 |
$1,723,913 |
$0 |
$680,228 |
$583,305 |
33.84% |
| Missouri Total |
100.00% |
80,365 |
$70,256,146 |
$67,285,652 |
$0 |
$49,979,904 |
$48,173,467 |
71.60% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.90% |
16,488 |
$25,795,700 |
$25,795,700 |
$0 |
$23,351,497 |
$22,730,885 |
88.12% |
| Missouri Total |
100.00% |
1,659,287 |
$890,798,246 |
$890,872,851 |
$101,110 |
$838,560,994 |
$846,342,367 |
95.00% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.18% |
9,456 |
$1,310,254 |
$0 |
$794,519 |
$345,167 |
60.64% |
| Missouri Total |
100.00% |
135,151 |
$41,180,646 |
$3,889 |
$46,696,757 |
$207,953,990 |
113.39% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$-10,722 |
$1,823 |
|
| Missouri Total |
100.00% |
236,250 |
$1,687,937,256 |
$1,701,002,674 |
$0 |
$1,424,719,625 |
$1,414,517,399 |
83.16% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.77% |
8,252 |
$2,816,563 |
$2,818,751 |
$0 |
$1,643,837 |
$1,623,314 |
57.59% |
| Missouri Total |
100.00% |
106,878 |
$45,084,404 |
$45,051,477 |
$0 |
$23,097,933 |
$23,229,111 |
51.56% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
0 |
$26,355 |
$26,355 |
$0 |
$1,049 |
$-105 |
-0.40% |
| Missouri Total |
100.00% |
101,897 |
$110,488,483 |
$108,640,778 |
$11,762,059 |
$62,222,242 |
$57,211,714 |
52.66% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.56% |
3,023 |
$558,363 |
$557,804 |
$0 |
$146,043 |
$145,730 |
26.13% |
| Missouri Total |
100.00% |
179,902 |
$99,994,389 |
$99,710,204 |
$2,133 |
$46,310,118 |
$46,694,767 |
46.83% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
14.32% |
20,409 |
$251,019,454 |
$250,703,572 |
$0 |
$201,197,856 |
$202,413,942 |
80.74% |
| Missouri Total |
100.00% |
189,311 |
$1,753,055,830 |
$1,735,462,728 |
$0 |
$1,464,814,257 |
$1,510,990,742 |
87.07% |
Individual Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
27.05% |
86,374 |
$44,095,451 |
$44,095,451 |
$0 |
$36,491,014 |
$37,928,544 |
86.01% |
| Missouri Total |
100.00% |
1,490,075 |
$162,994,126 |
$163,746,007 |
$0 |
$128,777,386 |
$124,239,746 |
75.87% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.95% |
3,911 |
$10,461,960 |
$10,461,960 |
$0 |
$8,307,413 |
$8,278,375 |
79.13% |
| Missouri Total |
100.00% |
197,643 |
$503,257,909 |
$503,810,924 |
$0 |
$394,511,283 |
$393,747,801 |
78.15% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
20 |
$4,105 |
$4,105 |
$0 |
$500 |
$-988 |
-24.07% |
| Missouri Total |
100.00% |
292,970 |
$117,325,459 |
$117,630,336 |
$2,972 |
$58,613,643 |
$59,359,363 |
50.46% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
55 |
$0 |
$0 |
$29,014 |
$6,752 |
|
| Missouri Total |
100.00% |
1,487,227 |
$865,446,822 |
$261,908,869 |
$1,026,942,514 |
$1,502,034,372 |
118.66% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.40% |
181,111 |
$449,078,765 |
$447,915,766 |
$0 |
$363,251,205 |
$364,602,537 |
81.40% |
| Missouri Total |
100.00% |
18,996,233 |
$12,159,223,075 |
$12,118,138,424 |
$13,998,881 |
$9,873,450,917 |
$9,928,870,548 |
81.93% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.68% |
59,122 |
$140,096,514 |
$139,247,768 |
$0 |
$115,474,215 |
$114,211,902 |
82.02% |
| Missouri Total |
100.00% |
15,015,732 |
$7,412,104,907 |
$7,372,968,918 |
$2,219,915 |
$6,047,915,454 |
$6,045,389,440 |
81.99% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
9,456 |
$1,310,254 |
$0 |
$794,519 |
$345,167 |
60.64% |
| Missouri Total |
100.00% |
3,637,342 |
$4,494,793,762 |
$14,676,164 |
$4,458,070,047 |
$4,176,873,652 |
99.18% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.34% |
121,989 |
$308,982,251 |
$308,667,998 |
$0 |
$247,776,990 |
$250,390,635 |
81.12% |
| Missouri Total |
100.00% |
3,980,501 |
$4,747,118,168 |
$4,745,169,506 |
$11,778,966 |
$3,825,535,463 |
$3,883,481,108 |
81.84% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
55 |
$0 |
$0 |
$29,014 |
$6,752 |
|
| Missouri Total |
100.00% |
3,514,998 |
$9,858,960,504 |
$320,597,395 |
$8,939,381,209 |
$7,371,798,263 |
90.67% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
9,511 |
$1,310,254 |
$0 |
$823,533 |
$351,919 |
62.85% |
| Missouri Total |
100.00% |
7,152,340 |
$14,353,754,266 |
$335,273,559 |
$13,397,451,256 |
$11,545,866,117 |
93.34% |