Company Name:
HUMANA INSURANCE COMPANYCompany Address:
101 East Main Street
Louisville, KY 40202Mailing Address:
P.O. Box 740036
Louisville, KY 40201Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1983-08-10
| Line |
Authorized Date |
| Accident and Health |
1983-08-10 |
| Life, annuities and endowments |
1983-08-10 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
5 |
$388 |
$388 |
$0 |
$0 |
$3,191 |
822.42% |
| Missouri Total |
100.00% |
5,285,271 |
$120,538,824 |
$119,507,029 |
$56,304 |
$48,512,024 |
$55,647,682 |
46.56% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
6,550 |
$1,924,390 |
$1,924,390 |
$0 |
$1,048,839 |
$1,012,183 |
52.60% |
| Missouri Total |
100.00% |
109,959 |
$778,865,939 |
$792,449,496 |
$0 |
$730,381,081 |
$744,524,250 |
93.95% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.00% |
4,914 |
$45,493,570 |
$45,493,570 |
$0 |
$38,305,863 |
$36,635,806 |
80.53% |
| Missouri Total |
100.00% |
698,783 |
$2,275,244,451 |
$2,274,620,063 |
$0 |
$1,939,841,747 |
$1,952,518,479 |
85.84% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.21% |
2,180 |
$28,364,481 |
$28,364,481 |
$0 |
$19,227,750 |
$18,566,998 |
65.46% |
| Missouri Total |
100.00% |
880,190 |
$884,159,452 |
$879,299,127 |
$386,054 |
$667,388,025 |
$669,856,392 |
76.18% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.97% |
14,767 |
$9,257,956 |
$9,257,956 |
$0 |
$6,622,654 |
$6,589,635 |
71.18% |
| Missouri Total |
100.00% |
995,037 |
$311,684,509 |
$306,696,014 |
$0 |
$226,691,046 |
$233,434,832 |
76.11% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.73% |
14,923 |
$2,047,904 |
$2,047,905 |
$0 |
$1,104,995 |
$1,112,938 |
54.35% |
| Missouri Total |
100.00% |
4,390,337 |
$281,923,352 |
$281,069,003 |
$14,733 |
$850,205,509 |
$170,068,312 |
60.51% |
Group Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.19% |
3,579 |
$41,747,366 |
$41,757,877 |
$0 |
$37,097,490 |
$37,851,299 |
90.64% |
| Missouri Total |
100.00% |
121,617 |
$1,309,303,512 |
$1,335,571,289 |
$0 |
$1,139,631,211 |
$1,111,581,957 |
83.23% |
Group Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.42% |
203 |
$498,428 |
$498,428 |
$0 |
$210,902 |
$193,420 |
38.81% |
| Missouri Total |
100.00% |
1,350,623 |
$120,051,883 |
$122,706,028 |
$0 |
$103,742,144 |
$105,049,771 |
85.61% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.54% |
20,446 |
$28,086,136 |
$28,086,136 |
$0 |
$26,796,603 |
$26,460,159 |
94.21% |
| Missouri Total |
100.00% |
1,556,006 |
$792,923,853 |
$792,940,528 |
$301,695 |
$719,999,107 |
$752,764,219 |
94.93% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.75% |
9,333 |
$1,260,814 |
$0 |
$907,628 |
$308,452 |
71.99% |
| Missouri Total |
100.00% |
132,689 |
$45,865,677 |
$15,853 |
$46,952,109 |
$193,481,508 |
102.37% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$39,198 |
$40,774 |
|
| Missouri Total |
100.00% |
274,481 |
$1,777,283,216 |
$1,786,458,818 |
$0 |
$1,459,265,662 |
$1,502,845,840 |
84.12% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.05% |
8,825 |
$2,819,443 |
$2,821,286 |
$0 |
$1,565,343 |
$1,565,492 |
55.49% |
| Missouri Total |
100.00% |
145,598 |
$46,618,575 |
$46,606,613 |
$0 |
$24,736,767 |
$22,677,286 |
48.66% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
0 |
$24,160 |
$24,160 |
$0 |
$418 |
$-43 |
-0.18% |
| Missouri Total |
100.00% |
113,456 |
$112,662,320 |
$110,611,772 |
$11,319,832 |
$66,347,028 |
$55,056,329 |
49.77% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.88% |
3,202 |
$596,360 |
$596,190 |
$0 |
$150,024 |
$151,896 |
25.48% |
| Missouri Total |
100.00% |
158,188 |
$67,960,776 |
$67,925,836 |
$3,084 |
$28,694,707 |
$29,240,804 |
43.05% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.02% |
21,338 |
$241,416,583 |
$244,790,467 |
$0 |
$201,798,588 |
$198,565,006 |
81.12% |
| Missouri Total |
100.00% |
130,129 |
$1,418,657,172 |
$1,422,645,076 |
$0 |
$1,209,365,843 |
$1,233,867,940 |
86.73% |
Individual Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
34.30% |
86,552 |
$48,079,865 |
$48,079,865 |
$0 |
$43,234,416 |
$40,440,561 |
84.11% |
| Missouri Total |
100.00% |
277,328 |
$140,156,325 |
$144,434,518 |
$0 |
$108,036,716 |
$120,188,807 |
83.21% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.97% |
4,480 |
$11,453,861 |
$11,453,860 |
$0 |
$8,852,430 |
$8,761,185 |
76.49% |
| Missouri Total |
100.00% |
229,712 |
$581,543,241 |
$584,863,816 |
$0 |
$437,225,084 |
$438,610,987 |
74.99% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
24 |
$4,769 |
$4,769 |
$0 |
$11,081 |
$14,752 |
309.33% |
| Missouri Total |
100.00% |
300,444 |
$103,159,184 |
$102,922,829 |
$2,927 |
$45,952,310 |
$45,728,893 |
44.43% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
58 |
$5,754 |
$0 |
$0 |
$7,225 |
0.00% |
| Missouri Total |
100.00% |
1,522,534 |
$879,876,012 |
$276,707,732 |
$956,198,611 |
$593,175,264 |
108.67% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.81% |
191,988 |
$461,815,660 |
$465,201,728 |
$0 |
$386,066,594 |
$377,965,252 |
81.25% |
| Missouri Total |
100.00% |
19,306,788 |
$12,117,109,089 |
$12,162,834,670 |
$12,444,904 |
$10,542,214,819 |
$10,004,580,052 |
82.26% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.07% |
67,567 |
$157,420,619 |
$157,431,131 |
$0 |
$130,415,096 |
$128,425,629 |
81.58% |
| Missouri Total |
100.00% |
17,248,675 |
$7,594,911,339 |
$7,618,085,733 |
$1,103,538 |
$6,951,838,739 |
$6,341,675,193 |
83.24% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
9,333 |
$1,260,814 |
$0 |
$907,628 |
$308,452 |
71.99% |
| Missouri Total |
100.00% |
3,674,408 |
$4,401,545,614 |
$7,901,906 |
$4,690,598,033 |
$4,453,509,867 |
106.57% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.73% |
124,421 |
$304,395,041 |
$307,770,597 |
$0 |
$255,651,498 |
$249,539,623 |
81.08% |
| Missouri Total |
100.00% |
2,058,113 |
$4,522,197,750 |
$4,544,748,937 |
$11,341,366 |
$3,590,376,080 |
$3,662,904,859 |
80.60% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
58 |
$5,754 |
$0 |
$0 |
$7,225 |
0.00% |
| Missouri Total |
100.00% |
3,493,020 |
$7,861,614,955 |
$324,199,464 |
$9,610,942,390 |
$4,042,006,290 |
122.25% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
9,391 |
$1,266,568 |
$0 |
$907,628 |
$315,677 |
71.66% |
| Missouri Total |
100.00% |
7,167,428 |
$12,263,160,569 |
$332,101,370 |
$14,301,540,423 |
$8,495,516,157 |
116.62% |