Company Name:
HUMANA INSURANCE COMPANYCompany Address:
101 East Main Street
Louisville, KY 40202Mailing Address:
P.O. Box 740036
Louisville, KY 40201Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1983-08-10
| Line |
Authorized Date |
| Accident and Health |
1983-08-10 |
| Life, annuities and endowments |
1983-08-10 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
565 |
$62,026 |
$62,026 |
$0 |
$7,174 |
$8,773 |
14.14% |
| Missouri Total |
100.00% |
5,469,519 |
$111,786,395 |
$111,483,321 |
$15,119 |
$41,272,752 |
$43,821,626 |
39.31% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
7,287 |
$1,829,426 |
$1,829,426 |
$0 |
$990,891 |
$974,890 |
53.29% |
| Missouri Total |
100.00% |
110,545 |
$769,369,034 |
$772,474,860 |
$0 |
$686,461,116 |
$699,280,663 |
90.52% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.57% |
7,779 |
$37,422,444 |
$37,422,444 |
$0 |
$34,343,103 |
$36,370,242 |
97.19% |
| Missouri Total |
100.00% |
654,425 |
$2,386,247,635 |
$2,382,497,448 |
$0 |
$2,004,574,387 |
$1,982,254,630 |
83.20% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.59% |
4,268 |
$32,351,038 |
$32,351,038 |
$0 |
$27,501,432 |
$26,771,579 |
82.75% |
| Missouri Total |
100.00% |
139,008 |
$902,100,729 |
$902,828,516 |
$0 |
$703,716,601 |
$706,370,836 |
78.24% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.93% |
24,793 |
$8,818,555 |
$8,818,555 |
$0 |
$5,766,957 |
$5,739,316 |
65.08% |
| Missouri Total |
100.00% |
844,447 |
$300,645,160 |
$295,344,288 |
$0 |
$185,976,810 |
$185,006,303 |
62.64% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
49 |
$23,463 |
$23,463 |
$0 |
$1,241 |
$-70 |
-0.30% |
| Missouri Total |
100.00% |
1,254,330 |
$351,563,862 |
$373,290,521 |
$485,900 |
$237,891,721 |
$253,750,939 |
67.98% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.81% |
26,235 |
$2,028,689 |
$2,028,689 |
$0 |
$987,835 |
$1,018,558 |
50.21% |
| Missouri Total |
100.00% |
4,740,666 |
$249,117,836 |
$248,967,220 |
$3,672 |
$143,346,900 |
$143,332,711 |
57.57% |
Group Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.95% |
1,746 |
$25,412,800 |
$25,468,174 |
$0 |
$20,553,402 |
$21,228,573 |
83.35% |
| Missouri Total |
100.00% |
92,543 |
$1,305,253,217 |
$1,301,591,643 |
$0 |
$988,573,298 |
$991,510,757 |
76.18% |
Group Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.28% |
206 |
$941,549 |
$941,549 |
$0 |
$863,054 |
$880,377 |
93.50% |
| Missouri Total |
100.00% |
82,793 |
$73,356,512 |
$75,131,924 |
$0 |
$59,753,809 |
$59,124,506 |
78.69% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
392 |
$81,718 |
$81,718 |
$0 |
$19,150 |
$21,768 |
26.64% |
| Missouri Total |
100.00% |
252,338 |
$40,915,010 |
$40,583,921 |
$0 |
$14,851,592 |
$14,229,625 |
35.06% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.16% |
23,142 |
$28,668,332 |
$28,668,332 |
$0 |
$33,570,657 |
$34,458,311 |
120.20% |
| Missouri Total |
100.00% |
2,037,004 |
$689,445,342 |
$689,671,968 |
$35,087 |
$588,054,933 |
$609,772,646 |
88.41% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.39% |
9,959 |
$1,350,839 |
$0 |
$909,272 |
$323,475 |
67.31% |
| Missouri Total |
100.00% |
226,343 |
$56,588,825 |
$15,797 |
$60,916,808 |
$8,693,656 |
107.65% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$-3,588 |
$-3,588 |
$0 |
$-289,395 |
$-318,113 |
8,866.03% |
| Missouri Total |
100.00% |
241,498 |
$1,266,595,288 |
$1,278,276,609 |
$0 |
$944,522,356 |
$954,521,239 |
74.67% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.76% |
9,117 |
$2,810,454 |
$2,807,017 |
$0 |
$1,349,746 |
$1,393,844 |
49.66% |
| Missouri Total |
100.00% |
174,758 |
$41,571,559 |
$40,956,327 |
$0 |
$19,743,003 |
$20,129,211 |
49.15% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.95% |
3,193 |
$594,067 |
$594,192 |
$0 |
$130,323 |
$136,440 |
22.96% |
| Missouri Total |
100.00% |
159,876 |
$62,712,790 |
$62,561,307 |
$3,131 |
$24,412,061 |
$25,278,119 |
40.41% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.45% |
21,296 |
$237,178,543 |
$236,058,644 |
$0 |
$160,961,158 |
$170,048,317 |
72.04% |
| Missouri Total |
100.00% |
102,927 |
$1,011,550,932 |
$1,007,368,374 |
$0 |
$824,969,664 |
$837,399,837 |
83.13% |
Individual Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
24.09% |
96,653 |
$55,751,351 |
$55,751,351 |
$0 |
$46,484,639 |
$47,046,165 |
84.39% |
| Missouri Total |
100.00% |
393,546 |
$231,444,821 |
$239,006,152 |
$0 |
$216,276,675 |
$192,318,959 |
80.47% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.10% |
5,013 |
$12,119,457 |
$12,119,464 |
$0 |
$9,302,690 |
$9,263,750 |
76.44% |
| Missouri Total |
100.00% |
235,269 |
$576,421,509 |
$579,130,437 |
$0 |
$420,630,247 |
$419,589,932 |
72.45% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
4 |
$864 |
$864 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
301,362 |
$102,840,947 |
$102,665,207 |
$3,204 |
$46,290,068 |
$49,280,488 |
48.00% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
66 |
$9,734 |
$0 |
$0 |
$7,875 |
0.00% |
| Missouri Total |
100.00% |
1,532,924 |
$809,875,081 |
$283,399,743 |
$924,943,383 |
$189,097,330 |
114.21% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.00% |
231,738 |
$446,091,188 |
$445,023,358 |
$0 |
$342,544,057 |
$355,042,720 |
79.78% |
| Missouri Total |
100.00% |
18,171,889 |
$11,161,724,899 |
$11,180,725,273 |
$10,901,258 |
$8,674,641,000 |
$8,678,005,200 |
77.62% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.84% |
96,462 |
$137,640,040 |
$137,695,414 |
$0 |
$124,604,896 |
$127,472,317 |
92.58% |
| Missouri Total |
100.00% |
15,968,414 |
$7,486,291,962 |
$7,481,394,623 |
$539,778 |
$5,879,810,599 |
$5,912,016,735 |
79.02% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
9,959 |
$1,350,839 |
$0 |
$909,272 |
$323,475 |
67.31% |
| Missouri Total |
100.00% |
3,393,966 |
$4,757,516,863 |
$11,323,927 |
$4,543,143,614 |
$270,854,664 |
95.49% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.39% |
135,276 |
$308,451,148 |
$307,327,944 |
$0 |
$217,939,161 |
$227,570,403 |
74.05% |
| Missouri Total |
100.00% |
2,203,482 |
$3,675,434,192 |
$3,699,331,905 |
$10,361,480 |
$2,794,830,401 |
$2,765,988,465 |
74.77% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
66 |
$9,734 |
$0 |
$0 |
$7,875 |
0.00% |
| Missouri Total |
100.00% |
3,538,934 |
$6,894,086,553 |
$337,761,991 |
$8,229,829,165 |
$1,148,757,471 |
119.38% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
10,025 |
$1,360,573 |
$0 |
$909,272 |
$331,350 |
66.83% |
| Missouri Total |
100.00% |
6,932,900 |
$11,651,603,416 |
$349,085,918 |
$12,772,972,779 |
$1,419,612,135 |
109.62% |