Company Name:
HUMANA INSURANCE COMPANYCompany Address:
101 East Main Street
Louisville, KY 40202Mailing Address:
P.O. Box 740036
Louisville, KY 40201Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1983-08-10
| Line |
Authorized Date |
| Accident and Health |
1983-08-10 |
| Life, annuities and endowments |
1983-08-10 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
0 |
$50,426 |
$50,426 |
$0 |
$24,298 |
$11,771 |
23.34% |
| Missouri Total |
100.00% |
6,557,853 |
$116,616,092 |
$116,256,068 |
$14,614 |
$43,850,060 |
$37,998,288 |
32.68% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.27% |
7,204 |
$1,937,707 |
$1,937,707 |
$0 |
$1,004,086 |
$1,101,350 |
56.84% |
| Missouri Total |
100.00% |
109,670 |
$723,145,275 |
$713,524,692 |
$0 |
$680,117,788 |
$681,435,278 |
95.50% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.22% |
6,762 |
$34,171,810 |
$34,171,810 |
$0 |
$25,904,843 |
$25,660,600 |
75.09% |
| Missouri Total |
100.00% |
652,091 |
$2,802,941,279 |
$2,843,353,090 |
$0 |
$2,427,601,371 |
$2,423,510,593 |
85.23% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.54% |
6,243 |
$45,369,057 |
$45,369,057 |
$0 |
$43,419,489 |
$43,309,606 |
95.46% |
| Missouri Total |
100.00% |
159,378 |
$999,161,114 |
$1,003,255,718 |
$0 |
$788,796,862 |
$792,897,084 |
79.03% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.56% |
24,499 |
$8,338,344 |
$8,338,344 |
$0 |
$5,848,751 |
$5,985,019 |
71.78% |
| Missouri Total |
100.00% |
955,956 |
$326,344,875 |
$323,340,355 |
$0 |
$216,439,301 |
$218,654,835 |
67.62% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
1 |
$23,710 |
$23,710 |
$0 |
$585 |
$-168 |
-0.71% |
| Missouri Total |
100.00% |
1,448,026 |
$324,646,590 |
$344,472,566 |
$503,101 |
$212,439,422 |
$212,761,970 |
61.76% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.83% |
26,593 |
$1,995,353 |
$1,995,353 |
$0 |
$1,081,468 |
$1,081,796 |
54.22% |
| Missouri Total |
100.00% |
4,172,281 |
$239,839,244 |
$239,162,225 |
$9,316 |
$153,746,932 |
$154,114,622 |
64.44% |
Group Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.03% |
1,747 |
$25,179,397 |
$25,144,967 |
$0 |
$21,733,909 |
$22,891,022 |
91.04% |
| Missouri Total |
100.00% |
91,088 |
$1,237,347,873 |
$1,214,378,857 |
$0 |
$1,006,704,871 |
$1,039,887,722 |
85.63% |
Group Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.43% |
198 |
$449,552 |
$449,552 |
$0 |
$200,681 |
$224,548 |
49.95% |
| Missouri Total |
100.00% |
105,027 |
$103,669,639 |
$106,276,237 |
$0 |
$81,905,072 |
$79,528,596 |
74.83% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
0 |
$78,385 |
$78,385 |
$0 |
$179,952 |
$12,876 |
16.43% |
| Missouri Total |
100.00% |
360,611 |
$42,211,775 |
$42,810,667 |
$0 |
$16,360,538 |
$16,390,458 |
38.29% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.90% |
20,242 |
$22,481,977 |
$22,481,977 |
$0 |
$22,948,103 |
$23,872,881 |
106.19% |
| Missouri Total |
100.00% |
1,464,981 |
$576,111,965 |
$581,983,008 |
$145,989 |
$457,210,737 |
$486,537,133 |
83.60% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.46% |
10,395 |
$1,335,203 |
$0 |
$727,296 |
$337,842 |
54.47% |
| Missouri Total |
100.00% |
143,279 |
$38,609,147 |
$14,845 |
$31,605,609 |
$1,512,704 |
81.86% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$-3,698 |
$-3,698 |
$0 |
$43,068 |
$-49,643 |
1,342.43% |
| Missouri Total |
100.00% |
218,684 |
$1,177,153,142 |
$1,159,654,809 |
$0 |
$949,133,123 |
$927,011,780 |
79.94% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.19% |
8,935 |
$2,830,175 |
$2,824,393 |
$0 |
$1,459,270 |
$1,463,335 |
51.81% |
| Missouri Total |
100.00% |
144,345 |
$39,352,114 |
$44,726,654 |
$0 |
$20,633,276 |
$20,692,102 |
46.26% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.98% |
3,257 |
$609,723 |
$608,993 |
$0 |
$142,387 |
$141,498 |
23.23% |
| Missouri Total |
100.00% |
238,734 |
$62,119,485 |
$61,463,348 |
$3,426 |
$25,627,755 |
$28,759,928 |
46.79% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
24.57% |
19,765 |
$208,581,648 |
$207,226,480 |
$0 |
$149,850,404 |
$153,029,548 |
73.85% |
| Missouri Total |
100.00% |
77,857 |
$848,949,101 |
$848,334,582 |
$0 |
$668,277,144 |
$682,651,000 |
80.47% |
Individual Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
28.69% |
109,650 |
$70,995,625 |
$70,995,625 |
$0 |
$53,805,683 |
$52,271,660 |
73.63% |
| Missouri Total |
100.00% |
386,473 |
$247,460,216 |
$248,582,469 |
$0 |
$185,219,401 |
$196,039,140 |
78.86% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.19% |
5,562 |
$12,678,627 |
$12,678,628 |
$0 |
$10,422,693 |
$10,514,655 |
82.93% |
| Missouri Total |
100.00% |
251,112 |
$579,615,001 |
$578,102,282 |
$0 |
$462,572,992 |
$459,078,739 |
79.41% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$1,181 |
$1,180 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
298,521 |
$98,796,882 |
$99,308,058 |
$3,088 |
$46,285,551 |
$46,678,537 |
47.00% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
70 |
$12,038 |
$0 |
$0 |
$8,300 |
0.00% |
| Missouri Total |
100.00% |
1,555,797 |
$803,680,907 |
$273,080,455 |
$969,884,037 |
$180,093,894 |
120.68% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.87% |
240,658 |
$435,768,999 |
$434,372,889 |
$0 |
$338,069,670 |
$341,522,354 |
78.62% |
| Missouri Total |
100.00% |
18,510,813 |
$11,250,055,375 |
$11,264,934,165 |
$10,211,045 |
$8,998,120,067 |
$9,109,306,437 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.80% |
93,489 |
$140,075,718 |
$140,041,288 |
$0 |
$122,346,165 |
$124,151,301 |
88.65% |
| Missouri Total |
100.00% |
16,253,060 |
$7,800,314,473 |
$7,835,962,961 |
$673,020 |
$6,329,250,405 |
$6,392,782,880 |
81.58% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
10,395 |
$1,335,203 |
$0 |
$727,296 |
$337,842 |
54.47% |
| Missouri Total |
100.00% |
3,293,003 |
$4,271,573,970 |
$10,655,145 |
$4,001,820,864 |
$251,717,054 |
93.68% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.57% |
147,169 |
$295,693,281 |
$294,331,601 |
$0 |
$215,723,505 |
$217,371,053 |
73.85% |
| Missouri Total |
100.00% |
2,257,753 |
$3,449,740,902 |
$3,428,971,204 |
$9,538,025 |
$2,668,869,662 |
$2,716,523,557 |
79.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
70 |
$12,038 |
$0 |
$0 |
$8,300 |
0.00% |
| Missouri Total |
100.00% |
3,545,013 |
$7,012,746,399 |
$328,499,433 |
$9,057,491,351 |
$1,070,602,423 |
129.16% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
10,465 |
$1,347,241 |
$0 |
$727,296 |
$346,142 |
53.98% |
| Missouri Total |
100.00% |
6,838,016 |
$11,284,320,369 |
$339,154,578 |
$13,059,312,215 |
$1,322,319,477 |
115.73% |