Company Name:
HUMANA INSURANCE COMPANYCompany Address:
101 East Main Street
Louisville, KY 40202Mailing Address:
P.O. Box 740036
Louisville, KY 40201Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1983-08-10
| Line |
Authorized Date |
| Accident and Health |
1983-08-10 |
| Life, annuities and endowments |
1983-08-10 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
1,087 |
$93,840 |
$93,840 |
$0 |
$15,376 |
$21,862 |
23.30% |
| Missouri Total |
100.00% |
6,402,141 |
$110,230,122 |
$108,042,632 |
$9,062 |
$48,534,065 |
$50,936,723 |
47.15% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
5,578 |
$1,300,570 |
$1,300,570 |
$0 |
$635,967 |
$631,241 |
48.54% |
| Missouri Total |
100.00% |
104,626 |
$680,909,063 |
$680,440,855 |
$0 |
$644,977,371 |
$641,294,777 |
94.25% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.40% |
7,635 |
$36,191,956 |
$36,191,956 |
$0 |
$30,117,042 |
$31,098,667 |
85.93% |
| Missouri Total |
100.00% |
594,620 |
$2,576,062,761 |
$2,588,216,058 |
$0 |
$2,283,759,066 |
$2,280,536,126 |
88.11% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.15% |
9,006 |
$59,686,162 |
$59,686,162 |
$0 |
$49,927,907 |
$49,437,246 |
82.83% |
| Missouri Total |
100.00% |
227,469 |
$1,158,477,348 |
$1,157,467,876 |
$0 |
$912,305,051 |
$919,636,337 |
79.45% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.66% |
22,433 |
$7,341,462 |
$7,341,462 |
$0 |
$5,184,118 |
$5,284,062 |
71.98% |
| Missouri Total |
100.00% |
750,182 |
$275,533,543 |
$273,366,731 |
$0 |
$199,655,851 |
$202,635,088 |
74.13% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
10 |
$23,179 |
$23,179 |
$0 |
$688 |
$-98 |
-0.42% |
| Missouri Total |
100.00% |
1,317,747 |
$315,434,996 |
$333,810,137 |
$419,987 |
$232,348,022 |
$221,502,939 |
66.36% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.83% |
28,155 |
$1,879,849 |
$1,879,849 |
$0 |
$1,065,436 |
$1,096,460 |
58.33% |
| Missouri Total |
100.00% |
3,794,715 |
$225,795,125 |
$225,657,489 |
$9,729 |
$138,306,273 |
$139,770,213 |
61.94% |
Group Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.21% |
1,656 |
$22,661,512 |
$22,630,057 |
$0 |
$19,873,224 |
$19,921,520 |
88.03% |
| Missouri Total |
100.00% |
75,292 |
$1,023,239,242 |
$1,027,972,778 |
$0 |
$798,570,383 |
$790,872,720 |
76.94% |
Group Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.35% |
187 |
$450,145 |
$450,145 |
$0 |
$368,918 |
$360,243 |
80.03% |
| Missouri Total |
100.00% |
120,529 |
$128,171,066 |
$131,092,523 |
$0 |
$84,064,878 |
$83,105,909 |
63.39% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.54% |
1,493 |
$535,578 |
$535,578 |
$0 |
$19,974 |
$32,595 |
6.09% |
| Missouri Total |
100.00% |
208,254 |
$34,833,470 |
$35,029,265 |
$0 |
$12,014,822 |
$10,693,038 |
30.53% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.16% |
11,876 |
$10,655,810 |
$10,655,811 |
$0 |
$8,149,699 |
$8,954,611 |
84.04% |
| Missouri Total |
100.00% |
1,222,812 |
$493,705,878 |
$491,448,113 |
$23,604 |
$363,575,055 |
$369,513,763 |
75.19% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.10% |
10,260 |
$1,347,261 |
$0 |
$1,056,410 |
$325,512 |
78.41% |
| Missouri Total |
100.00% |
165,829 |
$43,498,371 |
$48,424 |
$93,739,508 |
$9,857,540 |
215.50% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.09% |
0 |
$-1,197,932 |
$-1,197,932 |
$0 |
$2,794,243 |
$-4,869,896 |
406.53% |
| Missouri Total |
100.00% |
237,448 |
$1,403,226,520 |
$1,403,823,495 |
$0 |
$975,900,877 |
$949,657,243 |
67.65% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.68% |
9,430 |
$2,778,785 |
$2,767,533 |
$0 |
$1,258,520 |
$1,274,280 |
46.04% |
| Missouri Total |
100.00% |
99,065 |
$36,160,572 |
$35,681,578 |
$0 |
$19,269,793 |
$19,396,289 |
54.36% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.25% |
3,338 |
$599,615 |
$598,161 |
$0 |
$154,300 |
$152,992 |
25.58% |
| Missouri Total |
100.00% |
153,238 |
$48,008,240 |
$47,982,108 |
$5,965 |
$17,684,818 |
$19,177,573 |
39.97% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.53% |
17,154 |
$171,792,649 |
$171,072,881 |
$0 |
$131,531,063 |
$132,491,536 |
77.45% |
| Missouri Total |
100.00% |
64,791 |
$672,979,469 |
$673,070,004 |
$0 |
$555,727,153 |
$560,365,763 |
83.26% |
Individual Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
32.19% |
133,366 |
$83,152,935 |
$83,152,935 |
$0 |
$59,550,406 |
$58,499,615 |
70.35% |
| Missouri Total |
100.00% |
371,390 |
$258,302,202 |
$261,663,204 |
$0 |
$205,403,749 |
$207,039,770 |
79.12% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.37% |
5,990 |
$13,348,416 |
$13,348,416 |
$0 |
$10,766,935 |
$10,550,282 |
79.04% |
| Missouri Total |
100.00% |
249,991 |
$564,149,552 |
$566,714,825 |
$0 |
$438,656,592 |
$442,214,536 |
78.03% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$2,618 |
$2,618 |
$0 |
$931 |
$62 |
2.37% |
| Missouri Total |
100.00% |
298,345 |
$96,005,643 |
$95,749,270 |
$2,715 |
$44,157,520 |
$46,223,446 |
48.28% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
80 |
$19,246 |
$0 |
$1,371 |
$9,400 |
7.12% |
| Missouri Total |
100.00% |
1,575,221 |
$790,335,343 |
$271,555,935 |
$883,419,376 |
$54,049,613 |
111.78% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.79% |
258,394 |
$411,297,149 |
$410,533,221 |
$0 |
$321,414,747 |
$314,937,280 |
76.71% |
| Missouri Total |
100.00% |
17,298,225 |
$10,842,541,096 |
$10,885,784,298 |
$9,791,953 |
$8,529,870,791 |
$8,533,868,614 |
78.39% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.91% |
89,116 |
$140,820,063 |
$140,788,609 |
$0 |
$115,358,349 |
$116,838,409 |
82.99% |
| Missouri Total |
100.00% |
15,026,804 |
$7,368,815,822 |
$7,399,153,912 |
$462,382 |
$5,979,576,202 |
$5,973,336,105 |
80.73% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
10,260 |
$1,347,261 |
$0 |
$1,056,410 |
$325,512 |
78.41% |
| Missouri Total |
100.00% |
3,308,424 |
$5,362,402,135 |
$11,192,208 |
$3,798,692,641 |
$254,647,163 |
70.84% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.79% |
169,278 |
$270,477,086 |
$269,744,612 |
$0 |
$206,056,398 |
$198,098,871 |
73.44% |
| Missouri Total |
100.00% |
2,271,421 |
$3,473,725,274 |
$3,486,630,386 |
$9,329,571 |
$2,550,294,589 |
$2,560,532,509 |
73.44% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
80 |
$19,246 |
$0 |
$1,371 |
$9,400 |
7.12% |
| Missouri Total |
100.00% |
3,602,005 |
$6,532,189,627 |
$332,338,495 |
$8,441,805,341 |
$359,204,011 |
129.23% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
10,340 |
$1,366,507 |
$0 |
$1,057,781 |
$334,912 |
77.41% |
| Missouri Total |
100.00% |
6,910,429 |
$11,894,591,762 |
$343,530,703 |
$12,240,497,982 |
$613,851,174 |
102.91% |