Company Name:
HUMANA INSURANCE COMPANYCompany Address:
101 East Main Street
Louisville, KY 40202Mailing Address:
P.O. Box 740036
Louisville, KY 40201Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1983-08-10
| Line |
Authorized Date |
| Accident and Health |
1983-08-10 |
| Life, annuities and endowments |
1983-08-10 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
1,048 |
$101,579 |
$101,579 |
$0 |
$18,807 |
$14,235 |
14.01% |
| Missouri Total |
100.00% |
6,067,185 |
$106,534,521 |
$105,209,625 |
$6,428 |
$47,178,677 |
$50,921,510 |
48.40% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
5,543 |
$1,299,170 |
$1,299,170 |
$0 |
$616,992 |
$588,219 |
45.28% |
| Missouri Total |
100.00% |
107,363 |
$693,418,246 |
$669,431,594 |
$0 |
$614,125,231 |
$613,662,043 |
91.67% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.21% |
6,611 |
$29,369,244 |
$29,369,244 |
$0 |
$24,706,177 |
$24,590,123 |
83.73% |
| Missouri Total |
100.00% |
603,631 |
$2,422,230,132 |
$2,386,155,237 |
$0 |
$1,987,978,299 |
$1,987,566,427 |
83.30% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.23% |
13,087 |
$73,848,607 |
$73,848,607 |
$0 |
$55,111,899 |
$54,159,272 |
73.34% |
| Missouri Total |
100.00% |
236,229 |
$1,184,636,228 |
$1,179,978,027 |
$0 |
$903,069,529 |
$911,559,550 |
77.25% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.11% |
18,579 |
$5,174,666 |
$5,174,666 |
$0 |
$3,687,270 |
$3,796,152 |
73.36% |
| Missouri Total |
100.00% |
734,667 |
$245,599,771 |
$244,314,159 |
$0 |
$161,017,689 |
$162,927,287 |
66.69% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
11 |
$26,139 |
$26,139 |
$0 |
$528 |
$-18 |
-0.07% |
| Missouri Total |
100.00% |
1,195,670 |
$310,429,682 |
$313,941,460 |
$352,546 |
$227,859,519 |
$224,332,084 |
71.46% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.66% |
23,584 |
$1,396,774 |
$1,396,774 |
$0 |
$763,132 |
$818,097 |
58.57% |
| Missouri Total |
100.00% |
3,343,635 |
$212,700,682 |
$212,419,098 |
$9,582 |
$139,844,105 |
$141,432,022 |
66.58% |
Group Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.59% |
1,701 |
$22,660,174 |
$22,660,174 |
$0 |
$18,412,571 |
$18,805,538 |
82.99% |
| Missouri Total |
100.00% |
71,495 |
$874,443,318 |
$874,471,556 |
$0 |
$646,213,649 |
$652,640,715 |
74.63% |
Group Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
173 |
$415,049 |
$415,049 |
$0 |
$372,054 |
$364,587 |
87.84% |
| Missouri Total |
100.00% |
99,100 |
$109,301,654 |
$110,850,856 |
$0 |
$82,751,801 |
$84,726,320 |
76.43% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.64% |
1,355 |
$511,565 |
$511,565 |
$0 |
$280,057 |
$55,421 |
10.83% |
| Missouri Total |
100.00% |
192,458 |
$31,175,502 |
$31,822,360 |
$0 |
$11,331,417 |
$9,873,753 |
31.03% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.10% |
6,104 |
$4,502,561 |
$4,502,561 |
$0 |
$2,929,180 |
$3,149,914 |
69.96% |
| Missouri Total |
100.00% |
1,329,457 |
$408,514,667 |
$405,168,784 |
$20,537 |
$306,379,691 |
$294,603,703 |
72.71% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.26% |
10,660 |
$1,370,828 |
$0 |
$1,187,569 |
$340,335 |
86.63% |
| Missouri Total |
100.00% |
130,978 |
$60,526,927 |
$330,312 |
$92,790,390 |
$9,058,844 |
153.30% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.44% |
13,989 |
$86,537,746 |
$86,537,746 |
$0 |
$58,277,322 |
$59,970,756 |
69.30% |
| Missouri Total |
100.00% |
266,884 |
$1,590,335,037 |
$1,573,627,885 |
$2,212 |
$1,139,799,127 |
$1,079,482,093 |
68.60% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.82% |
9,091 |
$2,403,125 |
$2,392,277 |
$0 |
$1,079,172 |
$1,084,173 |
45.32% |
| Missouri Total |
100.00% |
107,309 |
$35,222,379 |
$34,784,887 |
$0 |
$20,310,084 |
$20,275,754 |
58.29% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.41% |
3,246 |
$560,038 |
$561,403 |
$0 |
$147,458 |
$149,840 |
26.69% |
| Missouri Total |
100.00% |
145,191 |
$39,645,578 |
$39,900,226 |
$5,138 |
$15,485,140 |
$15,608,594 |
39.12% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
29.60% |
17,234 |
$168,389,139 |
$168,389,139 |
$0 |
$127,671,650 |
$126,545,380 |
75.15% |
| Missouri Total |
100.00% |
55,923 |
$568,811,801 |
$568,913,745 |
$0 |
$443,325,755 |
$440,903,381 |
77.50% |
Individual Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
27.20% |
133,562 |
$80,945,237 |
$80,945,237 |
$0 |
$58,541,679 |
$62,903,454 |
77.71% |
| Missouri Total |
100.00% |
397,100 |
$297,626,890 |
$299,677,173 |
$2 |
$256,345,699 |
$253,726,888 |
84.67% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.41% |
6,037 |
$13,120,792 |
$13,120,792 |
$0 |
$10,377,935 |
$10,477,663 |
79.86% |
| Missouri Total |
100.00% |
237,947 |
$545,008,656 |
$545,241,327 |
$0 |
$411,859,542 |
$410,582,735 |
75.30% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
3 |
$5,006 |
$5,006 |
$0 |
$1,198 |
$98 |
1.96% |
| Missouri Total |
100.00% |
287,470 |
$89,910,995 |
$90,168,382 |
$3,469 |
$47,598,763 |
$50,559,722 |
56.07% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
97 |
$27,748 |
$0 |
$0 |
$10,691 |
0.00% |
| Missouri Total |
100.00% |
1,592,541 |
$775,630,125 |
$276,746,998 |
$771,374,555 |
$56,539,870 |
99.45% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.68% |
260,958 |
$491,266,611 |
$491,257,128 |
$0 |
$362,995,081 |
$367,472,904 |
74.80% |
| Missouri Total |
100.00% |
16,482,012 |
$10,499,610,539 |
$10,421,638,811 |
$9,249,439 |
$8,012,819,707 |
$8,027,300,051 |
77.03% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.01% |
77,796 |
$139,305,528 |
$139,305,528 |
$0 |
$106,898,667 |
$106,341,540 |
76.34% |
| Missouri Total |
100.00% |
14,217,095 |
$6,943,037,395 |
$6,881,941,443 |
$389,093 |
$5,393,230,226 |
$5,400,281,309 |
78.47% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
10,660 |
$1,370,828 |
$0 |
$1,187,569 |
$340,335 |
86.63% |
| Missouri Total |
100.00% |
3,221,793 |
$4,528,316,816 |
$9,988,567 |
$3,617,917,486 |
$238,585,539 |
79.90% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.90% |
183,162 |
$351,961,083 |
$351,951,600 |
$0 |
$256,096,414 |
$261,131,364 |
74.20% |
| Missouri Total |
100.00% |
2,264,917 |
$3,556,573,144 |
$3,539,697,368 |
$8,860,346 |
$2,619,589,481 |
$2,627,018,742 |
74.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
97 |
$27,748 |
$0 |
$0 |
$10,691 |
0.00% |
| Missouri Total |
100.00% |
3,623,481 |
$5,943,949,765 |
$335,416,271 |
$7,663,891,933 |
$351,896,788 |
128.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
10,757 |
$1,398,576 |
$0 |
$1,187,569 |
$351,026 |
84.91% |
| Missouri Total |
100.00% |
6,845,274 |
$10,472,266,581 |
$345,404,838 |
$11,281,809,419 |
$590,482,327 |
107.73% |