Company Name:
HUMANA INSURANCE COMPANYCompany Address:
101 East Main Street
Louisville, KY 40202Mailing Address:
P.O. Box 740036
Louisville, KY 40201Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1983-08-10
| Line |
Authorized Date |
| Accident and Health |
1983-08-10 |
| Life, annuities and endowments |
1983-08-10 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
1,286 |
$47,496 |
$47,496 |
$0 |
$-7,239 |
$3,363 |
7.08% |
| Missouri Total |
100.00% |
5,229,711 |
$99,625,472 |
$99,977,796 |
$5,712 |
$38,745,037 |
$42,554,006 |
42.56% |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
5,742 |
$1,331,893 |
$1,331,893 |
$0 |
$638,589 |
$662,625 |
49.75% |
| Missouri Total |
100.00% |
108,351 |
$663,531,642 |
$656,121,991 |
$0 |
$578,693,046 |
$587,019,959 |
89.47% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.16% |
6,254 |
$24,250,953 |
$24,251,106 |
$0 |
$34,125,677 |
$22,262,413 |
91.80% |
| Missouri Total |
100.00% |
559,276 |
$2,092,055,998 |
$2,093,048,178 |
$0 |
$1,784,799,000 |
$1,763,747,231 |
84.27% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.92% |
16,149 |
$68,421,467 |
$68,421,634 |
$0 |
$46,485,080 |
$57,677,713 |
84.30% |
| Missouri Total |
100.00% |
237,432 |
$1,155,849,485 |
$1,157,345,761 |
$0 |
$862,070,854 |
$871,260,520 |
75.28% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.25% |
13,060 |
$3,174,765 |
$3,174,764 |
$0 |
$2,275,453 |
$2,425,106 |
76.39% |
| Missouri Total |
100.00% |
836,025 |
$254,889,911 |
$254,186,933 |
$0 |
$181,631,947 |
$185,786,163 |
73.09% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
15 |
$34,371 |
$34,371 |
$0 |
$8,903 |
$3,889 |
11.31% |
| Missouri Total |
100.00% |
1,171,344 |
$295,990,569 |
$296,296,097 |
$439,953 |
$230,257,414 |
$237,201,404 |
80.06% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
7,914 |
$341,566 |
$341,566 |
$0 |
$170,277 |
$198,108 |
58.00% |
| Missouri Total |
100.00% |
2,756,811 |
$178,579,137 |
$178,814,462 |
$7,424 |
$123,573,149 |
$122,784,216 |
68.67% |
Group Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.59% |
944 |
$11,521,655 |
$11,521,655 |
$0 |
$10,557,898 |
$10,700,063 |
92.87% |
| Missouri Total |
100.00% |
57,943 |
$726,048,216 |
$727,949,453 |
$0 |
$470,959,721 |
$495,151,121 |
68.02% |
Group Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
164 |
$379,583 |
$379,583 |
$0 |
$370,530 |
$366,567 |
96.57% |
| Missouri Total |
100.00% |
108,580 |
$121,988,172 |
$117,219,615 |
$0 |
$86,496,359 |
$85,976,383 |
73.35% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.73% |
2,399 |
$515,581 |
$515,581 |
$0 |
$-224,135 |
$28,577 |
5.54% |
| Missouri Total |
100.00% |
182,380 |
$29,828,883 |
$29,889,532 |
$0 |
$10,221,604 |
$11,676,526 |
39.07% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.37% |
10,543 |
$1,311,119 |
$0 |
$546,829 |
$314,170 |
41.71% |
| Missouri Total |
100.00% |
296,327 |
$95,534,219 |
$516,819 |
$154,543,685 |
$22,466,090 |
161.77% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.13% |
15,060 |
$64,673,507 |
$62,017,314 |
$0 |
$45,906,214 |
$47,113,949 |
75.97% |
| Missouri Total |
100.00% |
335,310 |
$1,566,263,404 |
$1,579,256,632 |
$2,548 |
$1,338,566,398 |
$1,353,851,215 |
85.73% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.14% |
8,672 |
$2,110,425 |
$2,098,900 |
$0 |
$900,644 |
$926,228 |
44.13% |
| Missouri Total |
100.00% |
101,838 |
$34,348,959 |
$33,888,563 |
$0 |
$19,272,543 |
$19,798,837 |
58.42% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.53% |
2,980 |
$545,029 |
$547,011 |
$0 |
$138,319 |
$144,015 |
26.33% |
| Missouri Total |
100.00% |
134,699 |
$35,588,944 |
$35,722,622 |
$3,968 |
$14,356,005 |
$14,053,329 |
39.34% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
34.60% |
18,143 |
$183,625,450 |
$183,625,450 |
$0 |
$142,346,444 |
$142,216,468 |
77.45% |
| Missouri Total |
100.00% |
53,247 |
$530,769,338 |
$531,124,265 |
$0 |
$410,981,886 |
$421,690,266 |
79.40% |
Individual Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
31.33% |
126,608 |
$89,602,802 |
$89,602,802 |
$0 |
$71,335,047 |
$69,455,497 |
77.51% |
| Missouri Total |
100.00% |
358,579 |
$286,020,800 |
$290,238,250 |
$0 |
$246,839,637 |
$230,773,846 |
79.51% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.30% |
5,595 |
$12,066,109 |
$12,066,109 |
$0 |
$9,398,679 |
$9,373,394 |
77.68% |
| Missouri Total |
100.00% |
229,523 |
$524,098,129 |
$525,564,633 |
$0 |
$387,411,855 |
$385,440,998 |
73.34% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
49 |
$9,382 |
$9,382 |
$0 |
$-388 |
$250 |
2.66% |
| Missouri Total |
100.00% |
281,583 |
$83,865,775 |
$84,153,719 |
$3,505 |
$38,676,703 |
$40,913,514 |
48.62% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
55.55% |
5,286 |
$2,849,665 |
$2,849,665 |
$0 |
$1,971,204 |
$2,162,480 |
75.89% |
| Missouri Total |
100.00% |
126,905 |
$5,129,465 |
$5,065,251 |
$0 |
$10,320,358 |
$11,535,863 |
227.75% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
107 |
$30,266 |
$0 |
$106,898 |
$11,591 |
353.20% |
| Missouri Total |
100.00% |
1,596,148 |
$764,184,981 |
$289,185,492 |
$790,506,056 |
$55,276,908 |
103.44% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.75% |
236,320 |
$465,501,699 |
$462,836,282 |
$0 |
$366,397,196 |
$365,720,705 |
79.02% |
| Missouri Total |
100.00% |
15,958,589 |
$9,793,285,565 |
$9,792,090,859 |
$8,815,939 |
$7,649,653,511 |
$7,702,672,467 |
78.66% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.74% |
53,927 |
$110,019,330 |
$110,019,649 |
$0 |
$94,401,033 |
$94,328,424 |
85.74% |
| Missouri Total |
100.00% |
13,662,000 |
$6,332,888,871 |
$6,317,328,365 |
$468,349 |
$4,902,320,338 |
$4,924,983,653 |
77.96% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
10,543 |
$1,311,119 |
$0 |
$546,829 |
$314,170 |
41.71% |
| Missouri Total |
100.00% |
3,169,198 |
$4,565,571,004 |
$10,988,424 |
$3,163,010,445 |
$232,278,928 |
69.28% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.27% |
182,393 |
$355,482,369 |
$352,816,633 |
$0 |
$271,996,163 |
$271,392,281 |
76.92% |
| Missouri Total |
100.00% |
2,296,589 |
$3,460,396,694 |
$3,474,762,494 |
$8,347,590 |
$2,747,333,173 |
$2,777,688,814 |
79.94% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
107 |
$30,266 |
$0 |
$106,898 |
$11,591 |
353.20% |
| Missouri Total |
100.00% |
3,646,026 |
$6,559,153,965 |
$353,522,566 |
$6,561,952,336 |
$344,146,391 |
100.04% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
10,650 |
$1,341,385 |
$0 |
$653,727 |
$325,761 |
48.74% |
| Missouri Total |
100.00% |
6,815,224 |
$11,124,724,969 |
$364,510,990 |
$9,724,962,781 |
$576,425,319 |
87.42% |