Company Name:
HUMANA INSURANCE COMPANYCompany Address:
101 East Main Street
Louisville, KY 40202Mailing Address:
P.O. Box 740036
Louisville, KY 40201Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1983-08-10
| Line |
Authorized Date |
| Accident and Health |
1983-08-10 |
| Life, annuities and endowments |
1983-08-10 |
Group Comprehensive Medical Expense - Federal Employees
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
5,910 |
$1,370,331 |
$1,370,331 |
$0 |
$445,544 |
$552,169 |
40.29% |
| Missouri Total |
100.00% |
106,066 |
$624,895,948 |
$626,630,255 |
$0 |
$556,624,216 |
$562,523,568 |
89.77% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.15% |
5,469 |
$23,110,677 |
$23,110,525 |
$0 |
$20,064,527 |
$21,422,878 |
92.70% |
| Missouri Total |
100.00% |
505,510 |
$2,007,103,666 |
$2,003,173,649 |
$0 |
$1,684,312,933 |
$1,646,221,270 |
82.18% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.97% |
15,246 |
$68,224,842 |
$68,251,389 |
$0 |
$53,497,301 |
$53,535,300 |
78.44% |
| Missouri Total |
100.00% |
265,597 |
$1,141,910,983 |
$1,142,851,740 |
$0 |
$869,814,187 |
$873,452,937 |
76.43% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.51% |
5,639 |
$1,243,816 |
$1,243,816 |
$0 |
$1,056,256 |
$999,812 |
80.38% |
| Missouri Total |
100.00% |
959,920 |
$245,898,323 |
$245,215,424 |
$0 |
$176,723,210 |
$179,056,110 |
73.02% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
2,802 |
$159,676 |
$159,676 |
$0 |
$130,493 |
$102,791 |
64.37% |
| Missouri Total |
100.00% |
2,589,371 |
$162,635,242 |
$161,918,619 |
$11,069 |
$112,628,183 |
$115,831,671 |
71.54% |
Group Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.53% |
894 |
$10,554,874 |
$10,554,874 |
$0 |
$8,876,848 |
$8,803,410 |
83.41% |
| Missouri Total |
100.00% |
57,344 |
$691,127,193 |
$680,220,832 |
$0 |
$578,694,688 |
$576,935,427 |
84.82% |
Group Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
147 |
$314,909 |
$314,909 |
$0 |
$340,203 |
$312,749 |
99.31% |
| Missouri Total |
100.00% |
148,369 |
$149,963,050 |
$135,627,899 |
$0 |
$111,815,472 |
$109,296,951 |
80.59% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
553 |
$102,634 |
$102,634 |
$0 |
$60,302 |
$60,402 |
58.85% |
| Missouri Total |
100.00% |
158,240 |
$27,245,712 |
$27,300,439 |
$0 |
$9,509,880 |
$9,934,267 |
36.39% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
11,130 |
$1,332,889 |
$0 |
$60,991 |
$314,460 |
4.58% |
| Missouri Total |
100.00% |
2,015,033 |
$484,429,841 |
$1,322,907 |
$376,373,301 |
$196,889,474 |
77.69% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.08% |
6,751 |
$27,068,323 |
$29,749,637 |
$0 |
$30,409,501 |
$34,137,845 |
114.75% |
| Missouri Total |
100.00% |
306,979 |
$1,302,586,263 |
$1,305,373,802 |
$2,578 |
$1,140,538,225 |
$1,226,933,447 |
93.99% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.61% |
5,590 |
$1,369,868 |
$1,350,073 |
$0 |
$511,192 |
$536,852 |
39.76% |
| Missouri Total |
100.00% |
95,275 |
$29,700,365 |
$28,823,472 |
$0 |
$16,157,355 |
$17,988,347 |
62.41% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.42% |
3,061 |
$522,346 |
$518,179 |
$0 |
$152,941 |
$142,584 |
27.52% |
| Missouri Total |
100.00% |
138,823 |
$36,727,590 |
$36,735,278 |
$4,219 |
$16,052,832 |
$17,324,879 |
47.16% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
48.67% |
20,894 |
$194,675,345 |
$194,675,345 |
$0 |
$157,824,519 |
$154,565,711 |
79.40% |
| Missouri Total |
100.00% |
52,243 |
$399,999,652 |
$399,680,863 |
$0 |
$331,455,998 |
$326,264,355 |
81.63% |
Individual Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
32.71% |
120,492 |
$91,125,918 |
$91,125,918 |
$0 |
$69,689,566 |
$68,077,040 |
74.71% |
| Missouri Total |
100.00% |
328,534 |
$278,574,895 |
$274,787,020 |
$0 |
$221,293,739 |
$213,307,148 |
77.63% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.42% |
5,502 |
$11,858,633 |
$11,858,633 |
$0 |
$9,059,838 |
$9,103,380 |
76.77% |
| Missouri Total |
100.00% |
434,608 |
$490,239,680 |
$483,785,674 |
$0 |
$360,881,200 |
$347,175,917 |
71.76% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.40% |
36 |
$35,082 |
$35,082 |
$0 |
$10,936 |
$13,734 |
39.15% |
| Missouri Total |
100.00% |
12,831 |
$1,030,479 |
$1,623,018 |
$0 |
$453,061 |
$453,835 |
27.96% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
221 |
$35,673 |
$35,673 |
$0 |
$25,842 |
$25,842 |
72.44% |
| Missouri Total |
100.00% |
280,185 |
$79,941,706 |
$79,734,988 |
$2,813 |
$38,936,168 |
$41,851,725 |
52.49% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.33% |
3,446 |
$1,589,601 |
$1,589,601 |
$0 |
$856,668 |
$984,898 |
61.96% |
| Missouri Total |
100.00% |
39,408 |
$6,812,139 |
$6,791,220 |
$0 |
$4,024,159 |
$4,807,619 |
70.79% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
124 |
$62,252 |
$0 |
$0 |
$13,041 |
0.00% |
| Missouri Total |
100.00% |
779,959 |
$511,193,270 |
$8,441,483 |
$339,538,182 |
$191,086,436 |
66.42% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.71% |
202,653 |
$433,362,548 |
$436,046,295 |
$0 |
$353,012,477 |
$353,377,397 |
81.04% |
| Missouri Total |
100.00% |
15,593,126 |
$9,193,669,241 |
$9,149,411,973 |
$7,762,668 |
$7,311,042,491 |
$7,398,322,417 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.70% |
36,660 |
$105,081,759 |
$105,108,154 |
$0 |
$84,471,474 |
$85,789,511 |
81.62% |
| Missouri Total |
100.00% |
13,218,120 |
$6,176,375,862 |
$6,146,129,592 |
$417,598 |
$4,911,623,434 |
$4,896,386,298 |
79.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
11,130 |
$1,332,889 |
$0 |
$60,991 |
$314,460 |
4.58% |
| Missouri Total |
100.00% |
3,105,041 |
$4,329,100,005 |
$8,046,707 |
$3,461,892,842 |
$222,960,300 |
79.97% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.88% |
165,993 |
$328,280,789 |
$330,938,141 |
$0 |
$268,541,003 |
$267,587,886 |
80.86% |
| Missouri Total |
100.00% |
2,375,006 |
$3,017,293,379 |
$3,003,282,381 |
$7,345,070 |
$2,399,419,057 |
$2,501,936,119 |
83.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
124 |
$62,252 |
$0 |
$0 |
$13,041 |
0.00% |
| Missouri Total |
100.00% |
3,634,694 |
$7,270,162,708 |
$349,323,071 |
$6,828,527,072 |
$338,347,826 |
93.93% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
11,254 |
$1,395,141 |
$0 |
$60,991 |
$327,501 |
4.37% |
| Missouri Total |
100.00% |
6,739,735 |
$11,599,262,713 |
$357,369,778 |
$10,290,419,914 |
$561,308,126 |
88.72% |