Company Name:
HUMANA INSURANCE COMPANYCompany Address:
101 East Main Street
Louisville, KY 40202Mailing Address:
P.O. Box 740036
Louisville, KY 40201Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1983-08-10
| Line |
Authorized Date |
| Accident and Health |
1983-08-10 |
| Life, annuities and endowments |
1983-08-10 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.01% |
6,033 |
$20,216,239 |
$20,216,239 |
$0 |
$17,607,944 |
$17,349,279 |
85.82% |
| Missouri Total |
100.00% |
485,237 |
$2,004,949,742 |
$1,993,919,906 |
$0 |
$1,652,444,180 |
$1,623,044,418 |
81.40% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.05% |
15,914 |
$57,721,952 |
$58,570,776 |
$0 |
$44,836,458 |
$45,666,079 |
77.97% |
| Missouri Total |
100.00% |
269,933 |
$1,142,248,689 |
$1,151,819,957 |
$0 |
$831,655,694 |
$839,055,845 |
72.85% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.63% |
6,967 |
$1,453,887 |
$1,453,887 |
$0 |
$570,522 |
$719,201 |
49.47% |
| Missouri Total |
100.00% |
807,287 |
$232,335,863 |
$230,871,383 |
$0 |
$172,716,488 |
$175,080,700 |
75.83% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
2,963 |
$103,492 |
$103,492 |
$0 |
$31,920 |
$65,439 |
63.23% |
| Missouri Total |
100.00% |
2,523,566 |
$146,851,719 |
$148,179,250 |
$20,292 |
$111,278,930 |
$114,894,376 |
77.54% |
Group Long Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.39% |
22 |
$23,677 |
$23,677 |
$0 |
$519 |
$20 |
0.08% |
| Missouri Total |
100.00% |
939 |
$252,217 |
$272,788 |
$0 |
$318,389 |
$183,714 |
67.35% |
Group Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.91% |
896 |
$10,697,736 |
$10,697,736 |
$0 |
$8,614,518 |
$8,413,688 |
78.65% |
| Missouri Total |
100.00% |
55,743 |
$560,146,920 |
$565,611,452 |
$0 |
$488,893,136 |
$486,316,913 |
85.98% |
Group Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
128 |
$238,995 |
$238,995 |
$0 |
$231,494 |
$238,360 |
99.73% |
| Missouri Total |
100.00% |
159,380 |
$173,901,526 |
$175,848,220 |
$0 |
$143,048,260 |
$144,695,139 |
82.28% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
11 |
$11,967 |
$11,967 |
$0 |
$13,496 |
$14,461 |
120.84% |
| Missouri Total |
100.00% |
93,006 |
$13,672,599 |
$13,230,216 |
$0 |
$4,131,411 |
$3,351,536 |
25.33% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
286 |
$42,008 |
$42,008 |
$0 |
$21,775 |
$21,775 |
51.84% |
| Missouri Total |
100.00% |
154,080 |
$24,961,891 |
$25,118,528 |
$0 |
$8,637,135 |
$9,396,049 |
37.41% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
12,340 |
$1,329,552 |
$0 |
$928,473 |
$351,480 |
69.83% |
| Missouri Total |
100.00% |
1,960,314 |
$473,735,764 |
$1,702,453 |
$378,880,189 |
$192,404,864 |
79.98% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.95% |
3,035 |
$8,674,276 |
$8,747,693 |
$0 |
$8,821,734 |
$9,085,461 |
103.86% |
| Missouri Total |
100.00% |
295,396 |
$917,829,288 |
$920,167,388 |
$2,799 |
$836,198,409 |
$905,306,253 |
98.38% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.70% |
4,784 |
$1,150,409 |
$1,144,524 |
$0 |
$373,550 |
$363,608 |
31.77% |
| Missouri Total |
100.00% |
92,263 |
$31,114,304 |
$30,847,967 |
$0 |
$16,265,975 |
$17,741,835 |
57.51% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.67% |
3,509 |
$585,261 |
$584,792 |
$0 |
$218,143 |
$230,078 |
39.34% |
| Missouri Total |
100.00% |
323,598 |
$35,038,403 |
$35,201,561 |
$4,218 |
$14,762,555 |
$15,150,216 |
43.04% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
47.85% |
19,780 |
$205,988,580 |
$205,988,580 |
$0 |
$165,380,578 |
$160,917,701 |
78.12% |
| Missouri Total |
100.00% |
52,641 |
$430,507,723 |
$430,474,834 |
$0 |
$355,661,255 |
$357,703,596 |
83.10% |
Individual Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
28.15% |
107,043 |
$81,861,342 |
$81,800,833 |
$0 |
$69,754,895 |
$67,080,084 |
82.00% |
| Missouri Total |
100.00% |
278,106 |
$290,855,000 |
$297,869,741 |
$0 |
$259,035,798 |
$249,412,469 |
83.73% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.13% |
4,897 |
$10,279,537 |
$10,279,537 |
$0 |
$7,920,548 |
$7,845,208 |
76.32% |
| Missouri Total |
100.00% |
206,675 |
$482,152,981 |
$485,951,130 |
$0 |
$347,057,903 |
$352,722,718 |
72.58% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
36 |
$2,742 |
$2,742 |
$0 |
$580 |
$580 |
21.15% |
| Missouri Total |
100.00% |
264,759 |
$76,499,285 |
$76,551,105 |
$2,986 |
$36,941,017 |
$38,240,202 |
49.95% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.31% |
1,340 |
$689,009 |
$689,009 |
$0 |
$373,580 |
$380,242 |
55.19% |
| Missouri Total |
100.00% |
3,464 |
$7,400,524 |
$7,400,524 |
$0 |
$2,908,810 |
$4,553,555 |
61.53% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
727 |
$116,033 |
$0 |
$625,023 |
$14,506 |
538.66% |
| Missouri Total |
100.00% |
762,096 |
$484,969,357 |
$8,678,012 |
$303,835,016 |
$186,292,908 |
62.65% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.67% |
177,644 |
$399,741,109 |
$400,596,487 |
$0 |
$324,772,254 |
$318,391,264 |
79.48% |
| Missouri Total |
100.00% |
14,394,900 |
$8,566,352,456 |
$8,594,581,451 |
$7,646,916 |
$6,859,950,647 |
$6,979,857,319 |
81.21% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.53% |
33,220 |
$90,509,953 |
$91,358,777 |
$0 |
$71,928,646 |
$72,488,302 |
79.34% |
| Missouri Total |
100.00% |
12,161,229 |
$5,912,472,999 |
$5,932,467,478 |
$486,577 |
$4,734,684,568 |
$4,729,106,823 |
79.72% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
12,340 |
$1,329,552 |
$0 |
$928,473 |
$351,480 |
69.83% |
| Missouri Total |
100.00% |
3,054,590 |
$4,614,088,058 |
$8,964,127 |
$3,564,863,224 |
$217,436,264 |
77.26% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
11.65% |
144,424 |
$309,231,156 |
$309,237,710 |
$0 |
$252,843,608 |
$245,902,962 |
79.52% |
| Missouri Total |
100.00% |
2,233,671 |
$2,653,879,457 |
$2,662,113,973 |
$7,160,339 |
$2,125,266,079 |
$2,250,750,496 |
84.55% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
727 |
$116,033 |
$0 |
$625,023 |
$14,506 |
538.66% |
| Missouri Total |
100.00% |
3,690,685 |
$7,919,867,331 |
$346,319,695 |
$7,100,893,798 |
$330,489,165 |
89.66% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
13,067 |
$1,445,585 |
$0 |
$1,553,496 |
$365,986 |
107.46% |
| Missouri Total |
100.00% |
6,745,275 |
$12,533,955,389 |
$355,283,822 |
$10,665,757,022 |
$547,925,429 |
85.09% |