Company Name:
HUMANA INSURANCE COMPANYCompany Address:
101 East Main Street
Louisville, KY 40202Mailing Address:
P.O. Box 740036
Louisville, KY 40201Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1983-08-10
| Line |
Authorized Date |
| Accident and Health |
1983-08-10 |
| Life, annuities and endowments |
1983-08-10 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.12% |
5,371 |
$22,945,051 |
$23,029,148 |
$0 |
$18,550,111 |
$18,708,458 |
81.24% |
| Missouri Total |
100.00% |
655,152 |
$2,050,460,682 |
$2,047,788,163 |
$0 |
$1,728,158,433 |
$1,714,039,659 |
83.70% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.83% |
12,892 |
$47,468,371 |
$47,642,352 |
$0 |
$34,587,829 |
$34,883,075 |
73.22% |
| Missouri Total |
100.00% |
327,838 |
$1,239,216,740 |
$1,244,763,474 |
$0 |
$923,592,671 |
$937,673,203 |
75.33% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
44 |
$39,567 |
$39,712 |
$0 |
$2,360 |
$2,367 |
5.96% |
| Missouri Total |
100.00% |
1,125,267 |
$259,900,676 |
$260,513,436 |
$253,141 |
$212,934,734 |
$228,524,884 |
87.72% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
2,425 |
$109,438 |
$109,438 |
$0 |
$77,656 |
$77,866 |
71.15% |
| Missouri Total |
100.00% |
2,131,261 |
$151,711,089 |
$151,494,391 |
$27,515 |
$105,597,381 |
$107,054,384 |
70.67% |
Group Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.74% |
1,177 |
$12,765,378 |
$12,765,377 |
$0 |
$10,801,285 |
$10,893,391 |
85.34% |
| Missouri Total |
100.00% |
35,573 |
$341,763,425 |
$352,017,766 |
$0 |
$294,759,592 |
$292,618,231 |
83.13% |
Group Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$6,016 |
$6,182 |
$0 |
$7,786 |
$7,811 |
126.35% |
| Missouri Total |
100.00% |
141,696 |
$146,684,866 |
$151,393,339 |
$0 |
$118,106,875 |
$119,811,477 |
79.14% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.31% |
13,851 |
$1,427,065 |
$0 |
$501,203 |
$404,094 |
35.12% |
| Missouri Total |
100.00% |
1,930,429 |
$461,332,940 |
$959,139 |
$410,753,431 |
$185,424,318 |
89.04% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.12% |
3,891 |
$9,290,319 |
$9,825,448 |
$0 |
$8,343,110 |
$8,807,717 |
89.64% |
| Missouri Total |
100.00% |
189,260 |
$438,556,358 |
$441,259,579 |
$2,918 |
$349,105,794 |
$352,000,915 |
79.77% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.80% |
2,395 |
$473,907 |
$473,907 |
$0 |
$285,325 |
$348,160 |
73.47% |
| Missouri Total |
100.00% |
89,039 |
$26,365,639 |
$26,384,901 |
$0 |
$14,775,980 |
$14,722,908 |
55.80% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.14% |
2,829 |
$402,939 |
$402,939 |
$0 |
$167,480 |
$204,365 |
50.72% |
| Missouri Total |
100.00% |
290,774 |
$35,291,790 |
$35,364,908 |
$4,704 |
$15,111,733 |
$16,011,121 |
45.27% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
33.23% |
23,690 |
$230,131,849 |
$236,841,158 |
$0 |
$187,465,342 |
$188,018,709 |
79.39% |
| Missouri Total |
100.00% |
66,269 |
$692,548,832 |
$696,517,314 |
$0 |
$646,320,274 |
$646,329,897 |
92.79% |
Individual Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
24.09% |
88,380 |
$74,151,753 |
$76,199,974 |
$0 |
$56,834,727 |
$57,019,757 |
74.83% |
| Missouri Total |
100.00% |
290,305 |
$307,815,776 |
$301,029,937 |
$0 |
$220,070,813 |
$247,536,134 |
82.23% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.75% |
4,018 |
$7,950,967 |
$7,950,967 |
$0 |
$7,046,159 |
$6,530,097 |
82.13% |
| Missouri Total |
100.00% |
198,540 |
$455,009,751 |
$454,441,840 |
$0 |
$329,452,671 |
$328,813,631 |
72.36% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
38.65% |
1,416 |
$577,326 |
$577,326 |
$0 |
$125,606 |
$125,606 |
21.76% |
| Missouri Total |
100.00% |
23,295 |
$1,493,540 |
$1,493,540 |
$0 |
$347,719 |
$848,221 |
56.79% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
202 |
$49,253 |
$0 |
$16,771 |
$18,310 |
34.05% |
| Missouri Total |
100.00% |
760,176 |
$486,256,025 |
$9,019,426 |
$284,136,851 |
$182,064,792 |
58.43% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.00% |
148,530 |
$406,312,881 |
$415,863,928 |
$0 |
$324,294,776 |
$325,627,379 |
78.30% |
| Missouri Total |
100.00% |
13,433,428 |
$8,132,271,026 |
$8,147,875,452 |
$7,435,705 |
$6,452,592,964 |
$6,519,529,872 |
80.02% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.46% |
21,911 |
$83,333,821 |
$83,592,209 |
$0 |
$64,027,027 |
$64,572,968 |
77.25% |
| Missouri Total |
100.00% |
11,283,330 |
$5,727,050,370 |
$5,749,461,436 |
$286,975 |
$4,597,497,313 |
$4,611,181,967 |
80.20% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
13,851 |
$1,427,065 |
$0 |
$501,203 |
$404,094 |
35.12% |
| Missouri Total |
100.00% |
3,041,084 |
$4,385,152,172 |
$6,711,860 |
$2,998,327,713 |
$209,974,084 |
68.37% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
13.43% |
126,619 |
$322,979,060 |
$332,271,719 |
$0 |
$260,267,749 |
$261,054,411 |
78.57% |
| Missouri Total |
100.00% |
2,150,098 |
$2,405,220,656 |
$2,398,414,016 |
$7,148,730 |
$1,855,095,651 |
$1,908,347,905 |
79.57% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
202 |
$49,253 |
$0 |
$16,771 |
$18,310 |
34.05% |
| Missouri Total |
100.00% |
3,705,682 |
$7,440,114,475 |
$335,292,384 |
$6,256,056,770 |
$322,629,323 |
84.09% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
14,053 |
$1,476,318 |
$0 |
$517,974 |
$422,404 |
35.09% |
| Missouri Total |
100.00% |
6,746,766 |
$11,825,266,647 |
$342,004,244 |
$9,254,384,483 |
$532,603,407 |
78.26% |