Company Name:
HUMANA INSURANCE COMPANYCompany Address:
101 East Main Street
Louisville, KY 40202Mailing Address:
P.O. Box 740036
Louisville, KY 40201Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1983-08-10
| Line |
Authorized Date |
| Accident and Health |
1983-08-10 |
| Life, annuities and endowments |
1983-08-10 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
181 |
$126,483 |
$127,924 |
$0 |
$15,843 |
$15,773 |
12.33% |
| Missouri Total |
100.00% |
3,842,968 |
$93,669,143 |
$94,083,836 |
$8,069 |
$44,365,104 |
$45,430,057 |
48.29% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.75% |
3,485 |
$15,878,681 |
$16,059,646 |
$0 |
$12,927,439 |
$13,366,553 |
83.23% |
| Missouri Total |
100.00% |
538,480 |
$2,114,877,846 |
$2,118,110,754 |
$0 |
$1,755,535,780 |
$1,768,789,278 |
83.51% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.41% |
15,460 |
$53,159,064 |
$53,764,901 |
$0 |
$40,936,889 |
$42,327,419 |
78.73% |
| Missouri Total |
100.00% |
326,045 |
$1,206,310,177 |
$1,220,304,803 |
$0 |
$922,953,524 |
$929,551,460 |
76.17% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$3,946 |
$4,062 |
|
| Missouri Total |
100.00% |
826,186 |
$218,668,481 |
$223,189,228 |
$0 |
$161,839,723 |
$162,520,532 |
72.82% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
45 |
$41,732 |
$42,208 |
$0 |
$1,577 |
$1,624 |
3.85% |
| Missouri Total |
100.00% |
1,177,801 |
$258,592,907 |
$262,161,281 |
$167,007 |
$202,323,947 |
$214,633,320 |
81.87% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
3,004 |
$113,034 |
$114,322 |
$0 |
$79,594 |
$81,928 |
71.66% |
| Missouri Total |
100.00% |
2,036,305 |
$149,044,553 |
$149,533,800 |
$21,496 |
$98,519,019 |
$100,921,166 |
67.49% |
Group Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.75% |
1,054 |
$11,104,215 |
$11,230,767 |
$0 |
$5,429,140 |
$5,613,454 |
49.98% |
| Missouri Total |
100.00% |
24,146 |
$233,541,335 |
$231,876,705 |
$0 |
$179,670,168 |
$181,393,527 |
78.23% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
13,482 |
$1,237,408 |
$0 |
$618,091 |
$357,092 |
49.95% |
| Missouri Total |
100.00% |
2,054,926 |
$449,567,475 |
$1,582,466 |
$372,423,531 |
$192,947,665 |
82.84% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.38% |
4,479 |
$9,872,238 |
$9,858,274 |
$0 |
$5,939,926 |
$6,182,706 |
62.72% |
| Missouri Total |
100.00% |
180,316 |
$414,007,266 |
$423,602,580 |
$2,985 |
$324,023,037 |
$325,668,927 |
76.88% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.64% |
2,321 |
$543,563 |
$542,839 |
$0 |
$316,034 |
$386,188 |
71.14% |
| Missouri Total |
100.00% |
74,933 |
$20,585,953 |
$20,492,069 |
$255 |
$12,405,523 |
$12,768,492 |
62.31% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.11% |
2,292 |
$375,635 |
$375,135 |
$0 |
$165,399 |
$202,115 |
53.88% |
| Missouri Total |
100.00% |
256,069 |
$33,897,113 |
$33,974,020 |
$5,104 |
$14,688,218 |
$14,849,565 |
43.71% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
38.63% |
27,802 |
$261,009,542 |
$260,708,564 |
$0 |
$223,126,885 |
$223,736,955 |
85.82% |
| Missouri Total |
100.00% |
80,690 |
$675,746,804 |
$677,581,956 |
$0 |
$539,764,950 |
$540,333,719 |
79.74% |
Individual Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
21.51% |
92,042 |
$79,429,447 |
$79,378,532 |
$0 |
$59,227,899 |
$59,433,756 |
74.87% |
| Missouri Total |
100.00% |
290,979 |
$369,238,655 |
$365,183,985 |
$0 |
$305,661,699 |
$307,775,521 |
84.28% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.14% |
2,819 |
$4,916,011 |
$4,909,466 |
$0 |
$4,677,822 |
$4,359,996 |
88.81% |
| Missouri Total |
100.00% |
201,642 |
$432,218,959 |
$428,876,386 |
$0 |
$313,127,641 |
$315,120,265 |
73.48% |
Individual Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
52.58% |
1,014 |
$616,529 |
$616,530 |
$0 |
$-86,069 |
$-86,069 |
-13.96% |
| Missouri Total |
100.00% |
13,318 |
$1,172,640 |
$1,172,641 |
$0 |
$249,013 |
$1,718,842 |
146.58% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
181 |
$44,989 |
$0 |
$75,000 |
$16,885 |
166.71% |
| Missouri Total |
100.00% |
762,712 |
$459,199,454 |
$9,327,670 |
$284,546,888 |
$177,019,345 |
61.97% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.48% |
155,998 |
$437,186,174 |
$437,729,108 |
$0 |
$352,762,324 |
$355,626,460 |
81.24% |
| Missouri Total |
100.00% |
12,500,492 |
$7,974,854,561 |
$7,996,297,423 |
$7,067,469 |
$6,201,891,967 |
$6,312,363,452 |
78.94% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.44% |
23,229 |
$80,423,209 |
$81,339,768 |
$0 |
$59,394,428 |
$61,410,813 |
75.50% |
| Missouri Total |
100.00% |
10,396,531 |
$5,583,093,864 |
$5,607,047,195 |
$196,572 |
$4,420,764,843 |
$4,457,465,833 |
79.50% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
13,482 |
$1,237,408 |
$0 |
$618,091 |
$357,092 |
49.95% |
| Missouri Total |
100.00% |
3,128,709 |
$4,015,997,394 |
$6,530,988 |
$3,539,780,228 |
$215,259,826 |
88.14% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
14.92% |
132,769 |
$356,762,965 |
$356,389,340 |
$0 |
$293,367,896 |
$294,215,647 |
82.55% |
| Missouri Total |
100.00% |
2,103,961 |
$2,391,760,697 |
$2,389,250,228 |
$6,870,897 |
$1,781,127,124 |
$1,854,897,619 |
77.64% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
181 |
$44,989 |
$0 |
$75,000 |
$16,885 |
166.71% |
| Missouri Total |
100.00% |
3,717,650 |
$7,090,300,656 |
$347,516,660 |
$5,793,774,529 |
$316,719,570 |
81.71% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
13,663 |
$1,282,397 |
$0 |
$693,091 |
$373,977 |
54.05% |
| Missouri Total |
100.00% |
6,846,359 |
$11,106,298,050 |
$354,047,648 |
$9,333,554,757 |
$531,979,396 |
84.04% |