Company Name:
HUMANA INSURANCE COMPANYCompany Address:
101 East Main Street
Louisville, KY 40202Mailing Address:
P.O. Box 740036
Louisville, KY 40201Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1983-08-10
| Line |
Authorized Date |
| Accident and Health |
1983-08-10 |
| Life, annuities and endowments |
1983-08-10 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
14,060 |
$133,401 |
$130,257 |
$0 |
$20,000 |
$30,258 |
23.23% |
| Missouri Total |
100.00% |
3,112,536 |
$97,329,393 |
$100,542,729 |
$7,550 |
$47,953,765 |
$47,896,762 |
47.64% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.67% |
3,494 |
$13,771,688 |
$13,356,852 |
$0 |
$350,967 |
$11,589,841 |
86.77% |
| Missouri Total |
100.00% |
521,295 |
$2,043,759,231 |
$2,034,772,780 |
$0 |
$1,646,720,986 |
$1,677,153,032 |
82.42% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.13% |
13,903 |
$51,192,587 |
$49,650,545 |
$0 |
$47,711,167 |
$36,928,807 |
74.38% |
| Missouri Total |
100.00% |
341,640 |
$1,240,919,214 |
$1,219,533,648 |
$0 |
$912,495,981 |
$905,765,691 |
74.27% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
37 |
$40,520 |
$39,565 |
$0 |
$1,008 |
$179 |
0.45% |
| Missouri Total |
100.00% |
1,121,340 |
$252,694,869 |
$257,839,761 |
$192,170 |
$197,779,613 |
$212,375,298 |
82.37% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
2,744 |
$115,093 |
$111,929 |
$0 |
$65,326 |
$72,152 |
64.46% |
| Missouri Total |
100.00% |
1,843,101 |
$135,460,118 |
$135,630,719 |
$4,760 |
$93,888,837 |
$93,532,440 |
68.96% |
Group Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.95% |
1,663 |
$18,115,614 |
$18,291,935 |
$0 |
$15,872,741 |
$19,102,728 |
104.43% |
| Missouri Total |
100.00% |
24,000 |
$227,741,217 |
$227,020,511 |
$0 |
$187,262,101 |
$182,099,266 |
80.21% |
Group Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$-445 |
$19 |
$0 |
$-575 |
$-644 |
-3,389.47% |
| Missouri Total |
100.00% |
134,998 |
$141,692,372 |
$141,006,592 |
$0 |
$126,114,515 |
$104,066,574 |
73.80% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.70% |
4,455 |
$1,214,351 |
$1,185,727 |
$0 |
$1,042,092 |
$1,132,052 |
95.47% |
| Missouri Total |
100.00% |
751,633 |
$172,887,922 |
$172,900,544 |
$0 |
$127,766,825 |
$131,863,432 |
76.27% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.29% |
14,060 |
$1,302,683 |
$0 |
$403,335 |
$361,502 |
30.96% |
| Missouri Total |
100.00% |
2,832,492 |
$447,738,187 |
$1,506,242 |
$523,710,194 |
$185,062,694 |
116.97% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.21% |
5,046 |
$8,920,110 |
$9,020,063 |
$0 |
$5,359,852 |
$6,053,856 |
67.12% |
| Missouri Total |
100.00% |
173,628 |
$403,540,418 |
$393,273,014 |
$3,112 |
$304,853,227 |
$305,857,550 |
77.77% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.98% |
2,630 |
$558,682 |
$545,513 |
$0 |
$330,791 |
$341,104 |
62.53% |
| Missouri Total |
100.00% |
69,291 |
$18,735,830 |
$18,583,774 |
$0 |
$11,449,933 |
$11,323,993 |
60.93% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.83% |
1,900 |
$274,885 |
$268,405 |
$0 |
$126,233 |
$128,494 |
47.87% |
| Missouri Total |
100.00% |
240,193 |
$33,260,202 |
$33,292,598 |
$5,423 |
$14,973,051 |
$15,018,085 |
45.11% |
Individual Medicare Advantage
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
39.90% |
28,105 |
$252,557,404 |
$252,865,041 |
$0 |
$208,666,993 |
$212,036,665 |
83.85% |
| Missouri Total |
100.00% |
62,422 |
$633,001,121 |
$633,285,444 |
$0 |
$510,785,888 |
$514,164,052 |
81.19% |
Individual Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
24.07% |
83,166 |
$78,541,583 |
$74,941,974 |
$0 |
$51,293,290 |
$52,866,501 |
70.54% |
| Missouri Total |
100.00% |
317,792 |
$326,239,553 |
$322,422,184 |
$0 |
$259,371,912 |
$259,632,480 |
80.53% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.66% |
1,611 |
$2,566,195 |
$2,524,536 |
$0 |
$2,196,563 |
$2,512,768 |
99.53% |
| Missouri Total |
100.00% |
190,803 |
$391,032,013 |
$387,818,011 |
$0 |
$294,933,638 |
$300,142,075 |
77.39% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
201 |
$51,013 |
$0 |
$0 |
$18,085 |
0.00% |
| Missouri Total |
100.00% |
755,539 |
$457,331,590 |
$9,032,450 |
$360,743,348 |
$170,696,118 |
78.88% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.53% |
162,814 |
$428,001,668 |
$422,932,361 |
$0 |
$333,036,448 |
$342,794,761 |
81.05% |
| Missouri Total |
100.00% |
11,785,508 |
$7,733,794,910 |
$7,669,980,899 |
$6,519,910 |
$5,911,322,986 |
$5,976,131,069 |
77.92% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.54% |
40,356 |
$84,582,809 |
$82,766,829 |
$0 |
$65,062,726 |
$68,855,373 |
83.19% |
| Missouri Total |
100.00% |
9,396,116 |
$5,486,190,042 |
$5,454,628,664 |
$205,369 |
$4,263,189,480 |
$4,288,010,354 |
78.61% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
14,060 |
$1,302,683 |
$0 |
$403,335 |
$361,502 |
30.96% |
| Missouri Total |
100.00% |
3,993,692 |
$2,842,665,037 |
$6,404,960 |
$3,232,222,483 |
$209,024,312 |
113.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
15.28% |
122,458 |
$343,418,859 |
$340,165,532 |
$0 |
$267,973,722 |
$273,939,388 |
80.53% |
| Missouri Total |
100.00% |
2,389,392 |
$2,247,604,868 |
$2,215,352,235 |
$6,314,541 |
$1,648,133,506 |
$1,688,120,715 |
76.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
201 |
$51,013 |
$0 |
$0 |
$18,085 |
0.00% |
| Missouri Total |
100.00% |
3,830,121 |
$7,289,931,657 |
$351,144,401 |
$5,459,702,496 |
$309,934,979 |
74.89% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
14,261 |
$1,353,696 |
$0 |
$403,335 |
$379,587 |
29.80% |
| Missouri Total |
100.00% |
7,823,813 |
$10,132,596,694 |
$357,549,361 |
$8,691,924,979 |
$518,959,291 |
85.78% |