Company Name:
FREEDOM LIFE INSURANCE COMPANY OF AMERICACompany Address:
9800 Health Care Lane
Minnetonka, MN 55343Mailing Address:
300 Burnett Street, Suite 200
Fort Worth, TX 76102-2734Mailing Phone:
9529361300Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1971-12-20
| Line |
Authorized Date |
| Accident and Health |
1971-12-20 |
| Life, annuities and endowments |
1971-12-20 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
264 |
$91,994 |
$91,862 |
$0 |
$9,684 |
$4,307 |
4.69% |
| Missouri Total |
100.00% |
5,208,643 |
$132,394,047 |
$130,978,218 |
$440,537 |
$67,054,609 |
$72,981,639 |
55.72% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.74% |
4 |
$31,877 |
$33,061 |
$0 |
$43,102 |
$19,173 |
57.99% |
| Missouri Total |
100.00% |
193 |
$1,162,393 |
$1,187,262 |
$0 |
$855,867 |
$853,578 |
71.89% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
35 |
$31,069 |
$31,017 |
$0 |
$8,162 |
$3,631 |
11.71% |
| Missouri Total |
100.00% |
887,743 |
$304,149,820 |
$302,293,996 |
$0 |
$235,410,931 |
$228,848,506 |
75.70% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
222 |
$144,405 |
$143,298 |
$0 |
$47,531 |
$21,144 |
14.76% |
| Missouri Total |
100.00% |
4,357,437 |
$292,629,027 |
$293,361,043 |
$9,142 |
$171,878,579 |
$173,056,541 |
58.99% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.24% |
156 |
$446,334 |
$445,698 |
$0 |
$51,147 |
$22,752 |
5.10% |
| Missouri Total |
100.00% |
39,214 |
$36,002,529 |
$35,757,009 |
$0 |
$30,333,248 |
$37,733,428 |
105.53% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.84% |
12,852 |
$2,989,385 |
$2,983,420 |
$0 |
$539,767 |
$636,967 |
21.35% |
| Missouri Total |
100.00% |
1,066,748 |
$61,809,439 |
$61,547,822 |
$0 |
$25,013,410 |
$23,499,289 |
38.18% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
0 |
$396,610 |
$396,610 |
$0 |
$4,673,619 |
$5,515,227 |
1,390.59% |
| Missouri Total |
100.00% |
236,250 |
$1,687,937,256 |
$1,701,002,674 |
$0 |
$1,424,719,625 |
$1,414,517,399 |
83.16% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.19% |
5,107 |
$2,046,713 |
$2,036,179 |
$0 |
$750,823 |
$886,028 |
43.51% |
| Missouri Total |
100.00% |
106,878 |
$45,084,404 |
$45,051,477 |
$0 |
$23,097,933 |
$23,229,111 |
51.56% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
8.84% |
15,795 |
$8,844,157 |
$8,682,535 |
$0 |
$3,460,859 |
$4,084,078 |
47.04% |
| Missouri Total |
100.00% |
179,902 |
$99,994,389 |
$99,710,204 |
$2,133 |
$46,310,118 |
$46,694,767 |
46.83% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
14.98% |
9,150 |
$17,579,571 |
$17,625,622 |
$0 |
$5,137,346 |
$6,062,461 |
34.40% |
| Missouri Total |
100.00% |
292,970 |
$117,325,459 |
$117,630,336 |
$2,972 |
$58,613,643 |
$59,359,363 |
50.46% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.48% |
8,405 |
$2,980,839 |
$0 |
$407,017 |
$287,964 |
13.65% |
| Missouri Total |
100.00% |
859,422 |
$622,444,889 |
$8,309,324 |
$442,704,256 |
$2,194,544,757 |
71.12% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
43,585 |
$32,602,115 |
$32,469,302 |
$0 |
$14,722,040 |
$17,255,768 |
53.14% |
| Missouri Total |
100.00% |
18,996,233 |
$12,159,223,075 |
$12,118,138,424 |
$13,998,881 |
$9,873,450,917 |
$9,928,870,548 |
81.93% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
681 |
$745,679 |
$744,936 |
$0 |
$159,626 |
$71,007 |
9.53% |
| Missouri Total |
100.00% |
15,015,732 |
$7,412,104,907 |
$7,372,968,918 |
$2,219,915 |
$6,047,915,454 |
$6,045,389,440 |
81.99% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.65% |
42,904 |
$31,856,436 |
$31,724,366 |
$0 |
$14,562,414 |
$17,184,761 |
54.17% |
| Missouri Total |
100.00% |
3,980,501 |
$4,747,118,168 |
$4,745,169,506 |
$11,778,966 |
$3,825,535,463 |
$3,883,481,108 |
81.84% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
8,405 |
$2,980,839 |
$0 |
$407,017 |
$287,964 |
13.65% |
| Missouri Total |
100.00% |
3,514,998 |
$9,858,960,504 |
$320,597,395 |
$8,939,381,209 |
$7,371,798,263 |
90.67% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
8,405 |
$2,980,839 |
$0 |
$407,017 |
$287,964 |
13.65% |
| Missouri Total |
100.00% |
7,152,340 |
$14,353,754,266 |
$335,273,559 |
$13,397,451,256 |
$11,545,866,117 |
93.34% |